UTI ELSS Tax Saver Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Scheme Objective

"The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition."

Scheme Details

Fund manager(s) – Amit Premchandani
Launch date – 02-Jan-2013
Expense ratio – 0.89% as declared on 30-Sep-2025 (category average is 0.92%)
Benchmark - Nifty 500 TRI

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

3678.43

0.00

0.00%

Sep - 2025	3678.43	0.00%
Aug - 2025	3664.80	0.00%
Jul - 2025	3731.81	0.00%
Jun - 2025	3882.29	0.00%
May - 2025	3776.64	0.00%
Apr - 2025	3689.48	0.00%
Mar - 2025	3592.53	0.00%
Feb - 2025	3386.30	0.00%
Jan - 2025	3642.98	0.00%

2024

3804.75

0.00

0.00%

Dec - 2024	3804.75	0.00	0.00%
Nov - 2024	3871.53	0.00	0.00%
Oct - 2024	3873.25	0.00	0.00%
Sep - 2024	4182.70	0.00	0.00%
Aug - 2024	4121.16	0.00	0.00%
Jul - 2024	4058.09	0.00	0.00%
Jun - 2024	3918.51	0.00	0.00%
May - 2024	3625.70	223106.14	1.63%
Apr - 2024	3614.56	221637.55	1.63%
Mar - 2024	3484.10	212968.51	1.64%
Feb - 2024	3437.26	208593.74	1.65%
Jan - 2024	3466.47	203644.64	1.70%

2023

3492.06

199534.21

1.75%

Dec - 2023	3492.06	199534.21	1.75%
Nov - 2023	3304.35	187272.41	1.76%
Oct - 2023	3082.70	174383.90	1.77%
Sep - 2023	3178.02	178976.97	1.78%
Aug - 2023	3141.20	175399.72	1.79%
Jul - 2023	3158.61	175666.64	1.80%
Jun - 2023	3125.83	169734.76	1.84%
May - 2023	3008.62	162430.51	1.85%
Apr - 2023	2883.24	156596.22	1.84%
Mar - 2023	2787.43	149645.93	1.86%
Feb - 2023	2797.03	148242.90	1.89%
Jan - 2023	2826.05	149392.61	1.89%

2022

2912.95

152764.67

1.91%

Dec - 2022	2912.95	152764.67	1.91%
Nov - 2022	3014.94	156759.27	1.92%
Oct - 2022	3011.23	153322.29	1.96%
Sep - 2022	2931.50	147591.21	1.99%
Aug - 2022	2997.38	151685.51	1.98%
Jul - 2022	2873.08	146051.81	1.97%
Jun - 2022	2613.82	132537.89	1.97%
May - 2022	2735.34	139007.48	1.97%
Apr - 2022	2844.17	144213.40	1.97%
Mar - 2022	2904.32	145624.48	1.99%
Feb - 2022	2796.36	138806.70	2.01%
Jan - 2022	3005.53	144635.86	2.08%

2021

3037.68

145783.16

2.08%

Dec - 2021	3037.68	145783.16	2.08%
Nov - 2021	2977.10	142356.14	2.09%
Oct - 2021	3046.11	146098.30	2.08%
Sep - 2021	3041.02	145356.40	2.09%
Aug - 2021	2136.96	141840.66	1.51%
Jul - 2021	2046.01	134683.48	1.52%
Jun - 2021	1974.27	131689.99	1.50%
May - 2021	1907.47	128774.29	1.48%
Apr - 2021	1804.95	121579.80	1.48%
Mar - 2021	1800.13	121114.97	1.49%
Feb - 2021	1746.15	118836.61	1.47%
Jan - 2021	1641.12	110639.78	1.48%

2020

1661.31

113760.32

1.46%

Dec - 2020	1661.31	113760.32	1.46%
Nov - 2020	1557.66	106924.67	1.46%
Oct - 2020	1379.32	96223.64	1.43%
Sep - 2020	1338.13	94117.27	1.42%
Aug - 2020	1359.23	94958.88	1.43%
Jul - 2020	1297.37	90817.36	1.43%
Jun - 2020	1223.52	86390.81	1.42%
May - 2020	1132.02	80076.00	1.41%
Apr - 2020	1139.89	81740.65	1.39%
Mar - 2020	1000.02	71591.70	1.40%
Feb - 2020	1295.10	92355.61	1.40%
Jan - 2020	1342.50	96718.12	1.39%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

UTI Asset Management Co. Pvt. Ltd.

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Tel no.: 022-66786666
Fax no.: 022-66786503/66786578
Website.: www.utimf.com

Forum

NITINPIMPALE
MF Investment Help
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9 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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21 days ago

View more

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The Fixed Income
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2 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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72 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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85 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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122 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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