Tata Banking And Financial Services Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Scheme Details

Fund manager(s) – Amey Sathe
Launch date – 28-Dec-2015
Expense ratio – 1.91% as declared on 31-Aug-2025 (category average is 2.12%)
Benchmark - Nifty Financial Services TRI

Min SIP amount - ₹150
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Tata Banking And Financial Services Fund - Growth charges 0.25% of sell value; if fund sold before 30 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

2819.02

0.00

0.00%

Aug - 2025	2819.02	0.00%
Jul - 2025	2894.89	0.00%
Jun - 2025	2957.93	0.00%
May - 2025	2796.92	0.00%
Apr - 2025	2751.84	0.00%
Mar - 2025	2548.47	0.00%
Feb - 2025	2284.89	0.00%
Jan - 2025	2323.96	0.00%

2024

2344.96

0.00

0.00%

Dec - 2024	2344.96	0.00	0.00%
Nov - 2024	2378.01	0.00	0.00%
Oct - 2024	2374.28	0.00	0.00%
Sep - 2024	2405.67	0.00	0.00%
Aug - 2024	2302.40	0.00	0.00%
Jul - 2024	2252.72	0.00	0.00%
Jun - 2024	2227.37	0.00	0.00%
May - 2024	2048.30	332799.42	0.62%
Apr - 2024	2093.75	310216.11	0.67%
Mar - 2024	1943.23	294067.45	0.66%
Feb - 2024	1944.17	284307.77	0.68%
Jan - 2024	1949.49	267953.19	0.73%

2023

1938.52

255901.49

0.76%

Dec - 2023	1938.52	255901.49	0.76%
Nov - 2023	1787.15	234412.57	0.76%
Oct - 2023	1672.47	216198.17	0.77%
Sep - 2023	1687.19	217772.16	0.77%
Aug - 2023	1652.07	209306.98	0.79%
Jul - 2023	1624.90	204388.31	0.80%
Jun - 2023	1503.84	193871.64	0.78%
May - 2023	1427.13	185597.81	0.77%
Apr - 2023	1362.50	178010.71	0.77%
Mar - 2023	1276.87	171836.03	0.74%
Feb - 2023	1272.36	167436.63	0.76%
Jan - 2023	1268.67	166554.89	0.76%

2022

1305.46

167608.09

0.78%

Dec - 2022	1305.46	167608.09	0.78%
Nov - 2022	1291.17	172528.96	0.75%
Oct - 2022	1196.24	166705.18	0.72%
Sep - 2022	1105.47	157738.78	0.70%
Aug - 2022	1109.29	156463.28	0.71%
Jul - 2022	1057.18	152963.27	0.69%
Jun - 2022	933.44	140454.87	0.66%
May - 2022	961.52	145456.40	0.66%
Apr - 2022	946.66	148233.23	0.64%
Mar - 2022	938.68	147952.10	0.63%
Feb - 2022	891.59	141958.74	0.63%
Jan - 2022	920.72	144634.29	0.64%

2021

854.37

145331.60

0.59%

Dec - 2021	854.37	145331.60	0.59%
Nov - 2021	829.56	138109.60	0.60%
Oct - 2021	855.99	138049.48	0.62%
Sep - 2021	821.48	135487.80	0.61%
Aug - 2021	809.66	130063.32	0.62%
Jul - 2021	753.92	122998.72	0.61%
Jun - 2021	743.13	113966.58	0.65%
May - 2021	752.76	108995.82	0.69%
Apr - 2021	682.94	101180.94	0.67%
Mar - 2021	660.19	97890.77	0.67%
Feb - 2021	668.37	95056.43	0.70%
Jan - 2021	581.26	88774.68	0.65%

2020

615.19

87074.79

0.71%

Dec - 2020	615.19	87074.79	0.71%
Nov - 2020	596.50	78410.56	0.76%
Oct - 2020	498.88	71179.12	0.70%
Sep - 2020	449.16	68093.54	0.66%
Aug - 2020	467.91	68601.85	0.68%
Jul - 2020	447.90	65177.73	0.69%
Jun - 2020	433.98	62364.34	0.70%
May - 2020	388.24	58108.50	0.67%
Apr - 2020	406.86	58981.31	0.69%
Mar - 2020	351.96	51838.98	0.68%
Feb - 2020	477.01	66675.46	0.72%
Jan - 2020	483.48	68411.85	0.71%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

Tata Asset Management Private Limited

1903, B-Wing, Parinee Crescenzo, G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051
Tel no.: 022-6657 8282
Fax no.: 022-2261 3782
Website.: www.tatamutualfund.com

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krishna_ksvs
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4 days ago

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39 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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2 days ago

Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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67 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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105 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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105 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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