Sundaram Liquid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 84 (Category Avg - 67.03) | Modified Duration 0.13 Years (Category Avg - 0.12)| Yield to Maturity 5.88% (Category Avg - 5.86%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
BRDS	0.00%	0.04%
GOI	0.00%	0.82%
CD	27.45%	26.20%
T-Bills	13.96%	17.68%
CP	54.14%	45.88%
NCD & Bonds	1.40%	6.20%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	13.96%	18.49%
Low Risk	82.99%	78.19%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			2892.70	4.05%	2.90 Cr
Bond - T-Bill	T-Bills	Other			1992.86	2.79%	2.00 Cr
Bond - Tata Power Co. Ltd.	CP	Integrated power utilities	P1+	CRISIL	1972.13	2.76%	4.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	1496.23	2.09%	3.00 k
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1494.73	2.09%	3.00 k
Bond - The Ramco Cements Ltd.	CP	Cement & cement products	P1+	CRISIL	1250.00	1.75%	2.50 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	1246.41	1.74%	2.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1245.13	1.74%	2.50 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1241.12	1.74%	2.50 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1236.75	1.73%	2.50 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1236.18	1.73%	2.50 k
Bond - Can Fin Homes Ltd.	NCD & Bonds	Housing finance company	AA+	FITCH	1003.66	1.40%	1.00 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	998.90	1.40%	2.00 k
Bond - Indian Overseas Bank	CD	Public sector bank	PR1+	CARE	998.72	1.40%	2.00 k
Bond - Reliance Jio Infocomm Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	998.26	1.40%	2.00 k
Bond - Godrej & Boyce Manufacturing Ltd.	CP	Consumer electronics	P1+	CRISIL	997.57	1.40%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	997.18	1.39%	2.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	997.15	1.39%	2.00 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	996.42	1.39%	2.00 k
Bond - T-Bill	T-Bills	Other			993.26	1.39%	1.00 Cr
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	991.53	1.39%	2.00 k
Bond - T-Bill	T-Bills	Other			990.26	1.38%	1.00 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	989.93	1.38%	2.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	989.62	1.38%	2.00 k
Bond - T-Bill	T-Bills	Other			989.28	1.38%	1.00 Cr
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	988.35	1.38%	2.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	987.91	1.38%	2.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	987.85	1.38%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	987.74	1.38%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	987.73	1.38%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	987.64	1.38%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	987.50	1.38%	2.00 k
Bond - IGH Holdings Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	987.01	1.38%	2.00 k
Bond - T-Bill	T-Bills	Other			986.95	1.38%	1.00 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	986.51	1.38%	2.00 k
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	986.49	1.38%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	749.88	1.05%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	749.65	1.05%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	749.65	1.05%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	749.62	1.05%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	748.70	1.05%	1.50 k
Bond - Godrej Industries Ltd	CP	Animal feed	P1+	CRISIL	748.18	1.05%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	748.00	1.05%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	748.00	1.05%	1.50 k
Bond - Tata Power Co. Ltd.	CP	Integrated power utilities	P1+	CRISIL	747.96	1.05%	1.50 k
Bond - ICICI Home Finance Company Ltd.	CP	Housing finance company	A1+	ICRA	743.61	1.04%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	742.43	1.04%	1.50 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	742.10	1.04%	1.50 k
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	741.64	1.04%	1.50 k
Bond - PNB Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	740.60	1.04%	1.50 k
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	740.17	1.04%	1.50 k
Bond - Julius Baer Capital (India) Pvt Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	739.16	1.03%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	738.99	1.03%	1.50 k
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	738.82	1.03%	1.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	499.77	0.70%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	499.76	0.70%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	499.76	0.70%	1.00 k
Bond - Network 18 Media & Invst. Ltd.	CP	Media & entertainment	A1+	ICRA	499.76	0.70%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	499.41	0.70%	1.00 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	499.29	0.70%	1.00 k
Bond - Aditya Birla Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	498.65	0.70%	1.00 k
Bond - BOBCARD Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	498.57	0.70%	1.00 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	498.57	0.70%	1.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	498.34	0.70%	1.00 k
Bond - Reliance Industries Ltd.	CP	Refineries & marketing	P1+	CRISIL	498.26	0.70%	1.00 k
Bond - T-Bill	T-Bills	Other			496.13	0.69%	50.00 L
Bond - T-Bill	T-Bills	Other			495.93	0.69%	50.19 L
Bond - ICICI Home Finance Company Ltd.	CP	Housing finance company	A1+	ICRA	494.70	0.69%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.82	0.69%	1.00 k
Bond - ICICI Home Finance Company Ltd.	CP	Housing finance company	A1+	ICRA	493.75	0.69%	1.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.65	0.69%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.65	0.69%	1.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	493.60	0.69%	1.00 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	493.55	0.69%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	493.54	0.69%	1.00 k
Bond - Blue Star Ltd.	CP	Household appliances	P1+	CRISIL	493.54	0.69%	1.00 k
Bond - Kisetsu Saison Finance (India) Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	492.90	0.69%	1.00 k
Bond - SBICAP Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	492.68	0.69%	1.00 k
Bond - Fedbank Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	492.59	0.69%	1.00 k
Bond - Aditya Birla Money Ltd.	CP	Stockbroking & allied	P1+	CRISIL	492.22	0.69%	1.00 k
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	249.71	0.35%	500.00
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	249.09	0.35%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.46	0.35%	500.00
Bond - T-Bill	T-Bills	Other			148.84	0.21%	15.00 L

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	1.75%
Net Receivables	Net Receivables	0.94%
TREPS	TREPS	0.39%
Roadstar Infra Investment Trust	InvITs	0.01%

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hunch
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28 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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44 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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1 days ago

Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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94 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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94 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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100 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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