SBI Balanced Advantage Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Scheme Objective

The investment objective of the scheme is to provide long term capital appreciation / income from a dynamic mix of equity and debt investments.

Scheme Details

Fund manager(s) – Anup Upadhyay , Dinesh Balachandran , Pradeep Kesavan
Launch date – 31-Aug-2021
Expense ratio – 1.56% as declared on 31-Aug-2025 (category average is 1.95%)
Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

SBI Balanced Advantage Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

36673.43

0.00

0.00%

Aug - 2025	36673.43	0.00%
Jul - 2025	36558.31	0.00%
Jun - 2025	36637.47	0.00%
May - 2025	35565.97	0.00%
Apr - 2025	34894.57	0.00%
Mar - 2025	34015.41	0.00%
Feb - 2025	32529.55	0.00%
Jan - 2025	33308.58	0.00%

2024

33201.93

0.00

0.00%

Dec - 2024	33201.93	0.00	0.00%
Nov - 2024	33186.83	0.00	0.00%
Oct - 2024	32660.78	0.00	0.00%
Sep - 2024	32940.95	0.00	0.00%
Aug - 2024	32440.91	0.00	0.00%
Jul - 2024	32144.90	0.00	0.00%
Jun - 2024	31176.89	0.00	0.00%
May - 2024	30096.32	261663.35	11.50%
Apr - 2024	29753.24	257500.49	11.55%
Mar - 2024	28823.16	250603.06	11.50%
Feb - 2024	28096.45	246673.49	11.39%
Jan - 2024	27487.94	241918.12	11.36%

2023

26478.00

235254.77

11.26%

Dec - 2023	26478.00	235254.77	11.26%
Nov - 2023	25350.97	223228.20	11.36%
Oct - 2023	24344.35	213242.44	11.42%
Sep - 2023	24629.28	215085.84	11.45%
Aug - 2023	24016.33	210094.37	11.43%
Jul - 2023	23537.15	206401.62	11.40%
Jun - 2023	22654.44	200425.68	11.30%
May - 2023	22094.41	195569.76	11.30%
Apr - 2023	21860.39	192507.27	11.36%
Mar - 2023	21602.14	187770.29	11.50%
Feb - 2023	21859.49	187435.73	11.66%
Jan - 2023	22236.72	188703.61	11.78%

2022

22536.27

190406.67

11.84%

Dec - 2022	22536.27	190406.67	11.84%
Nov - 2022	23222.80	193104.25	12.03%
Oct - 2022	23785.13	191220.35	12.44%
Sep - 2022	23672.70	186349.02	12.70%
Aug - 2022	24734.44	188580.43	13.12%
Jul - 2022	24294.41	182966.27	13.28%
Jun - 2022	23435.85	173882.07	13.48%
May - 2022	23899.61	176067.23	13.57%
Apr - 2022	24010.82	176046.08	13.64%
Mar - 2022	24019.66	174563.65	13.76%
Feb - 2022	23387.19	168964.69	13.84%
Jan - 2022	23543.94	170062.94	13.84%

2021

23068.14

165994.43

13.90%

Dec - 2021	23068.14	165994.43	13.90%
Nov - 2021	21971.37	159637.59	13.76%
Oct - 2021	20432.66	156536.85	13.05%
Sep - 2021	17438.39	144630.94	12.06%
Aug - 2021	14761.80	136530.83	10.81%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

SBI Funds Management Limited

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400051
Tel no.: 022 - 61793000
Fax no.: 022 – 67425687
Website.: https://www.sbimf.com

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krishna_ksvs
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10 days ago

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45 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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2 days ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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74 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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111 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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112 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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