PGIM India Gilt Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

Scheme Objective

To seek to generate reasonable returns by investing in Central/State Government securities of various maturities. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/indicate any returns.

Scheme Details

Fund manager(s) – Puneet Pal , Bhupesh Kalyani
Launch date – 02-Jan-2013
Expense ratio – 0.55% as declared on 31-Aug-2025 (category average is 0.49%)
Benchmark - CRISIL Dynamic Gilt Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

106.57

0.00

0.00%

Aug - 2025	106.57	0.00%
Jul - 2025	109.76	0.00%
Jun - 2025	115.32	0.00%
May - 2025	117.16	0.00%
Apr - 2025	116.39	0.00%
Mar - 2025	115.91	0.00%
Feb - 2025	113.54	0.00%
Jan - 2025	114.24	0.00%

2024

114.56

0.00

0.00%

Dec - 2024	114.56	0.00	0.00%
Nov - 2024	116.48	0.00	0.00%
Oct - 2024	116.46	0.00	0.00%
Sep - 2024	116.59	0.00	0.00%
Aug - 2024	115.25	0.00	0.00%
Jul - 2024	113.80	0.00	0.00%
Jun - 2024	112.94	0.00	0.00%
May - 2024	118.18	38005.46	0.31%
Apr - 2024	120.07	37760.68	0.32%
Mar - 2024	122.41	31911.32	0.38%
Feb - 2024	120.23	32361.36	0.37%
Jan - 2024	119.75	31479.91	0.38%

2023

123.34

30745.09

0.40%

Dec - 2023	123.34	30745.09	0.40%
Nov - 2023	122.18	30897.75	0.40%
Oct - 2023	127.30	30466.74	0.42%
Sep - 2023	128.65	28241.04	0.46%
Aug - 2023	130.58	27745.71	0.47%
Jul - 2023	131.86	27161.58	0.49%
Jun - 2023	133.73	26651.92	0.50%
May - 2023	134.44	26209.75	0.51%
Apr - 2023	138.44	26370.78	0.52%
Mar - 2023	136.28	23776.32	0.57%
Feb - 2023	135.20	19714.36	0.69%
Jan - 2023	138.90	19130.64	0.73%

2022

134.36

19313.36

0.70%

Dec - 2022	134.36	19313.36	0.70%
Nov - 2022	133.65	19209.83	0.70%
Oct - 2022	140.20	18781.35	0.75%
Sep - 2022	140.24	18568.24	0.76%
Aug - 2022	151.03	18572.43	0.81%
Jul - 2022	151.02	17909.22	0.84%
Jun - 2022	148.36	17924.65	0.83%
May - 2022	148.31	17923.05	0.83%
Apr - 2022	146.36	17862.53	0.82%
Mar - 2022	149.21	18110.81	0.82%
Feb - 2022	149.67	18858.92	0.79%
Jan - 2022	147.13	19371.29	0.76%

2021

150.42

19787.34

0.76%

Dec - 2021	150.42	19787.34	0.76%
Nov - 2021	142.80	19798.34	0.72%
Oct - 2021	139.54	20521.98	0.68%
Sep - 2021	136.09	19978.14	0.68%
Aug - 2021	135.63	19539.45	0.69%
Jul - 2021	131.52	18588.17	0.71%
Jun - 2021	132.01	18844.71	0.70%
May - 2021	124.71	19793.02	0.63%
Apr - 2021	123.52	20745.26	0.60%
Mar - 2021	124.23	18504.21	0.67%
Feb - 2021	136.94	19152.36	0.71%
Jan - 2021	155.85	21191.57	0.74%

2020

160.89

21237.89

0.76%

Dec - 2020	160.89	21237.89	0.76%
Nov - 2020	160.12	23255.93	0.69%
Oct - 2020	159.75	22822.13	0.70%
Sep - 2020	152.77	19528.94	0.78%
Aug - 2020	133.84	19984.30	0.67%
Jul - 2020	135.59	21683.77	0.63%
Jun - 2020	112.24	17611.42	0.64%
May - 2020	39.35	16304.27	0.24%
Apr - 2020	41.34	13581.92	0.30%
Mar - 2020	35.13	10849.64	0.32%
Feb - 2020	34.32	9935.09	0.35%
Jan - 2020	33.51	9839.10	0.34%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

PGIM India Asset Managers Private Limited

4th Floor, C-wing, Laxmi Towers, Bandara Kurla Complex, Bandra (East)
Tel no.: 022-61593000
Fax no.: 022-61593100
Website.: www.pgimindiamf.com

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krishna_ksvs
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4 days ago

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hunch
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39 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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The Fixed Income
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2 days ago

Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your attractive Returns with a Long-Term PSU Bond 9.35% Telangana State Industrial Infrastructure Corporation Limited – 2031 ✔️ Coupon: 9.35% ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 3m (Maturity: 31/Dec/2031) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed A reliable PSU bond offering steady returns over a long-term horizon. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldWJ3PT0=/935-telangana-state-industrial-infrastructure-corporation-limited-31dec2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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67 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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104 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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105 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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