PGIM India Equity Savings Fund - IDCW - Annual

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Scheme Objective

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be realized or that income will be generated and the scheme does not assure or guarantee any returns.

Scheme Details

Fund manager(s) – A. Anandha Padmanabhan , Vinay Paharia , Puneet Pal , Vivek Sharma
Launch date – 05-Feb-2004
Expense ratio – 1.32% as declared on 30-Sep-2025 (category average is 1.71%)
Benchmark - Nifty Equity Savings Index

Min SIP amount - ₹1000
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

70.80

0.00

0.00%

Sep - 2025	70.80	0.00%
Aug - 2025	72.28	0.00%
Jul - 2025	73.13	0.00%
Jun - 2025	73.12	0.00%
May - 2025	71.81	0.00%
Apr - 2025	70.62	0.00%
Mar - 2025	70.53	0.00%
Feb - 2025	68.41	0.00%
Jan - 2025	69.96	0.00%

2024

72.25

0.00

0.00%

Dec - 2024	72.25	0.00	0.00%
Nov - 2024	83.00	0.00	0.00%
Oct - 2024	89.52	0.00	0.00%
Sep - 2024	90.25	0.00	0.00%
Aug - 2024	79.02	0.00	0.00%
Jul - 2024	94.20	0.00	0.00%
Jun - 2024	92.83	0.00	0.00%
May - 2024	92.15	32994.13	0.28%
Apr - 2024	91.25	31941.97	0.29%
Mar - 2024	90.35	30303.84	0.30%
Feb - 2024	91.45	29167.27	0.31%
Jan - 2024	91.70	27521.64	0.33%

2023

93.48

26174.33

0.36%

Dec - 2023	93.48	26174.33	0.36%
Nov - 2023	95.68	24490.06	0.39%
Oct - 2023	98.61	22875.61	0.43%
Sep - 2023	100.21	22356.15	0.45%
Aug - 2023	100.15	20867.15	0.48%
Jul - 2023	105.55	19294.04	0.55%
Jun - 2023	112.84	18227.29	0.62%
May - 2023	119.26	17494.73	0.68%
Apr - 2023	121.14	16807.29	0.72%
Mar - 2023	124.01	16666.28	0.74%
Feb - 2023	143.43	17130.96	0.84%
Jan - 2023	148.21	17376.91	0.85%

2022

152.44

17507.11

0.87%

Dec - 2022	152.44	17507.11	0.87%
Nov - 2022	156.89	17718.57	0.89%
Oct - 2022	169.66	17817.51	0.95%
Sep - 2022	169.69	17688.04	0.96%
Aug - 2022	169.28	17993.22	0.94%
Jul - 2022	174.86	17702.76	0.99%
Jun - 2022	174.93	17449.08	1.00%
May - 2022	164.27	17560.50	0.94%
Apr - 2022	157.81	17539.03	0.90%
Mar - 2022	145.91	17121.86	0.85%
Feb - 2022	147.39	17104.43	0.86%
Jan - 2022	138.45	16965.91	0.82%

2021

131.65

16849.37

0.78%

Dec - 2021	131.65	16849.37	0.78%
Nov - 2021	119.51	16516.44	0.72%
Oct - 2021	104.35	15610.43	0.67%
Sep - 2021	61.74	14538.63	0.42%
Aug - 2021	41.90	13523.62	0.31%
Jul - 2021	39.64	12351.25	0.32%
Jun - 2021	45.98	11562.91	0.40%
May - 2021	43.78	10636.18	0.41%
Apr - 2021	40.81	9983.14	0.41%
Mar - 2021	39.43	9959.67	0.40%
Feb - 2021	39.62	9970.81	0.40%
Jan - 2021	38.80	9789.07	0.40%

2020

39.77

10046.54

0.40%

Dec - 2020	39.77	10046.54	0.40%
Nov - 2020	38.81	10130.46	0.38%
Oct - 2020	36.89	10052.02	0.37%
Sep - 2020	35.53	10266.71	0.35%
Aug - 2020	36.12	10661.41	0.34%
Jul - 2020	37.17	10850.11	0.34%
Jun - 2020	37.08	10947.10	0.34%
May - 2020	36.40	10977.07	0.33%
Apr - 2020	30.59	11489.89	0.27%
Mar - 2020	29.28	11285.92	0.26%
Feb - 2020	35.05	13470.88	0.26%
Jan - 2020	35.73	14311.00	0.25%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

PGIM India Asset Managers Private Limited

4th Floor, C-wing, Laxmi Towers, Bandara Kurla Complex, Bandra (East)
Tel no.: 022-61593000
Fax no.: 022-61593100
Website.: www.pgimindiamf.com

Forum

NITINPIMPALE
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12 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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24 days ago

View more

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The Fixed Income
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4 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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74 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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87 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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124 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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