PGIM India Banking & PSU Debt Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

This scheme closed on 29-09-2023 & the data you are seeing is not latest data.

No of Debt Holding 17 (Category Avg - 58.09) | Modified Duration 2.21 Years (Category Avg - 3.01)| Yield to Maturity 7.33% (Category Avg - 6.69%)

Portfolio Summary (as on 31st Aug,2023)

Security Type	% Weight	Category Average
GOI	15.18%	14.77%
CD	3.23%	5.35%
T-Bills	0.00%	0.03%
CP	0.00%	0.16%
NCD & Bonds	67.90%	72.21%
PTC	0.00%	0.94%

Category - Banking and PSU Fund

Security Type	% Weight	Category Average
Government Backed	15.18%	14.80%
Low Risk	71.13%	78.67%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Banking and PSU Fund

Debt holding in Portfolio (as on 31st Aug,2023)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	44.74	9.76%	4.50 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	42.93	9.37%	4.30 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	42.18	9.20%	4.20 L
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	39.59	8.64%	4.00 L
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	37.93	8.28%	3.80 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	37.53	8.19%	3.80 L
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	28.84	6.29%	3.00 L
Bond - Govt of India	GOI	Other			25.16	5.49%	2.50 L
Bond - Govt of India	GOI	Other			25.16	5.49%	2.50 L
Bond - State Bank Of India	NCD & Bonds	Public sector bank	AAA	CRISIL	19.25	4.20%	2.00 L
Bond - Mahanagar Telephone Nigam Ltd.	NCD & Bonds	Telecom - cellular & fixed line services	AAA	CRISIL	13.10	2.86%	1.30 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	9.99	2.18%	1.00 L
Bond - Govt of India	GOI	Other			9.64	2.10%	1.00 L
Bond - Govt of India	GOI	Other			8.30	1.81%	83.33 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	5.08	1.11%	50.00 k
Bond - State Bank Of India	CD	Public sector bank	A1+	ICRA	4.81	1.05%	50.00 k
Bond - Govt of India	GOI	Other			1.34	0.29%	13.33 k

Name	Type of Instrument	Weight (%)
TREPS	TREPS	15.04%
Net Receivables	Net Receivables	4.14%

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NITINPIMPALE
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14 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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26 days ago

View more

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The Fixed Income
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20 hrs ago

Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Diversify Your Investment Portfolio with a High and Fixed Return Opportunity 11.45% MEGHALAYA ENERGY CORPORATION LIMITED 2030 ✔️ Coupon: 11.45% ✔️ Rating: BRICKWORK (BWR) A-(CE) Stable, Acuite (SMERA) A-(CE) Stable ✔️ Tenor: 4y 3m (Maturity: 13/Feb/2030) Senior Secured Bond | PSU Bond | High Return Bond | Listed Secure a strong, stable investment backed by a PSU and enjoy predictable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXdlpnPT0=/1145-meghalaya-energy-corporation-limited-2030?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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76 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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89 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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127 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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