UTI Banking and Financial Services Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 26th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19-Nov-25	10060.70	0.61%	-	0.01%	29/241
1 Month	24-Oct-25	10161.40	1.61%	-	0.58%	66/240
3 Month	26-Aug-25	10827.30	8.27%	-	3.97%	21/236
6 Month	26-May-25	10646.20	6.46%	-	5.69%	75/226
YTD	01-Jan-25	11651.50	16.52%	-	4.58%	21/212
1 Year	26-Nov-24	11472.90	14.73%	14.73%	4.78%	20/198
2 Year	24-Nov-23	14406.10	44.06%	19.94%	17.87%	54/155
3 Year	25-Nov-22	15526.80	55.27%	15.77%	18.51%	88/128
5 Year	26-Nov-20	21852.10	118.52%	16.91%	20.20%	74/104
10 Year	26-Nov-15	32296.60	222.97%	12.43%	14.43%	61/75
Since Inception	01-Aug-05	129689.40	1196.89%	13.43%	12.61%	116/218

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	26-Nov-24	12000	13334.59	11.12 %	21.15 %
2 Year	24-Nov-23	24000	28272.83	17.8 %	16.58 %
3 Year	25-Nov-22	36000	46831.94	30.09 %	17.81 %
5 Year	26-Nov-20	60000	90601.61	51 %	16.48 %
10 Year	26-Nov-15	120000	238699.65	98.92 %	13.18 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	1.50%	1.61%	8.27%	6.46%	17.12%	14.73%	19.94%	15.77%	16.91%
Nifty 50	1.24%	1.59%	6.04%	4.82%	10.83%	8.31%	14.95%	12.26%	15.06%
Benchmark: Nifty Financial Services TRI	1.43%	1.51%	7.16%	5.34%	19.40%	16.75%	20.21%	14.19%	15.30%
Category Average	1.11%	0.68%	4.07%	5.79%	4.72%	4.92%	17.94%	18.53%	20.19%
Category Rank	23/242	69/241	22/237	81/227	21/213	20/199	54/156	88/129	74/105
Best in Category	1.77%	4.74%	14.31%	49.08%	42.09%	47.47%	36.63%	35.30%	34.27%
Worst in Category	0.09%	-3.30%	-4.16%	-7.80%	-19.23%	-14.50%	2.71%	7.47%	2.84%