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UTI Banking and Financial Services Fund - Growth

  • Regular
  • Direct
Category : Sectoral/Thematic
Fund House : UTI Mutual Fund
  • NAV
    : ₹ 121.147 0.46%
    (as on 27th September, 2021)
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Crisil Rank

Not Ranked

Rank not available for the fund
Risk-O-Meter
High

Fund has 99.07% investment in indian stocks of which 64.85% is in large cap stocks, 4.96% is in mid cap stocks, 3.66% in small cap stocks.

Suitable For : Investors who have advanced knowledge of macro trends and prefer to take selective bets for higher returns compared to other Equity funds. At the same time, these investors should also be ready for possibility of moderate to high losses in their investments even though overall market is performing better.

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    Nifty Financial Services
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Returns (NAV as on 27th September, 2021)

Period Invested for ₹10000 Invested on Latest Value Absolute Returns Annualised Returns Category Avg Rank within Category
1 Week 20-Sep-21 10234.30 2.34% - 1.83% 65/126
1 Month 27-Aug-21 10638.10 6.38% - 5.69% 64/126
3 Month 25-Jun-21 10868.60 8.69% - 10.35% 88/123
6 Month 26-Mar-21 11761.60 17.62% - 25.11% 103/122
YTD 01-Jan-21 12400.00 24.00% - 33.73% 91/120
1 Year 25-Sep-20 17995.60 79.96% 79.38% 66.47% 30/112
2 Year 27-Sep-19 12566.20 25.66% 12.08% 28.58% 104/107
3 Year 27-Sep-18 13836.50 38.37% 11.42% 18.89% 85/95
5 Year 27-Sep-16 15792.60 57.93% 9.56% 14.80% 76/85
10 Year 27-Sep-11 32663.00 226.63% 12.55% 14.59% 50/68
Since Inception 01-Aug-05 78666.90 686.67% 13.61% 17.63% 83/135

SIP Returns (NAV as on 27th September, 2021)

Period Invested for ₹1000 SIP Started on Investments Latest Value Absolute Returns Annualised Returns
1 Year 25-Sep-20 12000 15036.32 25.3 % 49.77 %
2 Year 27-Sep-19 24000 33400.87 39.17 % 35.33 %
3 Year 27-Sep-18 36000 48958.45 36 % 20.98 %
5 Year 27-Sep-16 60000 81799.16 36.33 % 12.33 %
10 Year 27-Sep-11 120000 231464.68 92.89 % 12.6 %
 

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.|If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Portfolio (Updated on 31st Aug,2021)

Portfolio Turnover Ratio : 18.00%  |   Category average turnover ratio is 109.29%  
Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)
Equity Holding : 99.07% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 99.07%
No of Stocks : 22 (Category Avg - 37.12) | Large Cap Investments : 64.85%| Mid Cap Investments : 4.96% | Small Cap Investments : 3.66% | Other : 25.6%

Top 10 Stocks in Portfolio

How to read this table?
Stock Invested in Sector Value(Mn) % of Total Holdings 1M Change 1Y Highest Holding 1Y Lowest Holding Quantity 1M Change in Qty
HDFC Bank Ltd. Banks 1660.5 22.28% 1.21% 24.04% (Jan 2021) 21.07% (Jul 2021) 10.50 L 0.00
ICICI Bank Ltd. Banks 1258.3 16.88% -0.64% 17.52% (Jul 2021) 14.13% (Nov 2020) 17.50 L -0.75 L
Axis Bank Ltd. Banks 723.6 9.71% 0.44% 10.05% (Apr 2021) 9.27% (Jul 2021) 9.20 L -0.10 L
State Bank Of India Banks 681.7 9.15% -0.87% 10.02% (Jul 2021) 7.49% (Oct 2020) 16.00 L -0.50 L
Housing Development Finance Corporation Ltd. Housing finance 475.8 6.38% 0.41% 9.05% (Sep 2020) 5.97% (Jul 2021) 1.70 L -4.00 k
Kotak Mahindra Bank Ltd. Banks 403.4 5.41% -0.18% 6.87% (Oct 2020) 5.39% (Jun 2021) 2.30 L -0.10 L
SBI Life Insurance Co Ltd. Insurance 238.4 3.20% -0.28% 3.48% (Jul 2021) 1.89% (Nov 2020) 2.00 L -0.25 L
Indusind Bank Ltd. Banks 198.5 2.66% 0.25% 2.67% (Nov 2020) 2.09% (May 2021) 2.00 L 25.00 k
ICICI Lombard General Insurance Co Ltd. Insurance 191.4 2.57% 0.08% 2.64% (Jun 2021) 0% (Sep 2020) 1.20 L 0.00
RBL Bank Ltd. Banks 182.1 2.44% -0.27% 3.07% (Mar 2021) 2.44% (Aug 2021) 11.00 L 1.00 L
- indicates change in weight in the portfolio. # indicates a new entry.
Name Type of Instrument Weight (%)
Net Receivables Net Receivables 0.92%
Margin Margin 0.01%

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st August, 2021)

  • Standard Deviation

    High volatility
    29.12vs16.89
    Category Avg
  • Beta

    High volatility
    0.98vs0.76
    Category Avg
  • Sharpe Ratio

    Poor risk adjusted returns
    0.17vs0.53
    Category Avg
  • Treynor's Ratio

    Poor risk adjusted returns
    0.05vs0.13
    Category Avg
  • Jension's Alpha

    Poor risk adjusted returns
    -9.84vs2.36
    Category Avg

Alternative Funds (Category Peers)

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
ICICI Prudential Commodities Fund - Regular Plan - Growth NA 674.89 1.69 6.49 43.80 129.24 0.00
Quant Infrastructure Fund - Growth NA 58.79 8.74 11.24 44.71 118.33 33.07
ICICI Prudential Technology Fund - Growth 3 5037.40 9.56 28.22 53.95 104.93 39.07
Tata Digital India Fund - Growth NA 2767.97 10.18 28.45 52.37 104.21 36.13
IDFC Infrastructure Fund - Regular Plan - Growth 2 655.22 3.56 10.29 29.35 104.20 16.44
ICICI Prudential Infrastructure Fund - Growth 2 1631.53 9.01 13.16 30.86 97.89 17.79
Franklin Build India Fund - Growth 2 1077.41 8.56 11.67 29.39 97.72 18.23
Aditya Birla Sun Life Digital India Fund - Regular Plan - Growth 4 2288.35 9.21 24.08 47.40 97.64 37.87
HSBC Infrastructure Equity Fund - Growth 1 110.98 7.29 13.85 26.97 96.50 13.61
DSP India T.I.G.E.R. Fund - Regular Plan - Growth 3 1215.18 5.47 13.21 30.71 95.80 19.26

More Funds from UTI Mutual Fund

Out of 121 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 7 is/are ranked 4 * , 9 is/are ranked 3 * , 5 is/are ranked 2 * , 5 is/are ranked 1 * , and 91 schemes are not ranked. See more about AMC

Scheme Name
Crisil Rank
Asset Size (Cr)
1M
3M
6M
1Y
3Y
UTI NIFTY Exchange Traded Fund 4 30281.86 6.92 12.89 23.91 63.58 18.83
UTI NIFTY Exchange Traded Fund 4 30281.86 6.92 12.89 23.91 63.58 18.83
UTI Liquid Cash Plan - Regular Plan - Growth 2 27348.96 0.23 0.80 1.61 3.22 5.06
UTI Flexi Cap Fund - Growth 5 22591.88 7.59 16.93 28.88 78.28 25.64
UTI SENSEX Exchange Traded Fund 5 17649.76 7.03 13.74 23.30 62.33 19.56
UTI SENSEX Exchange Traded Fund 5 17649.76 7.03 13.74 23.30 62.33 19.56
UTI Mastershare Unit Scheme - Growth 4 9292.71 7.33 12.96 24.80 64.96 19.38
UTI Money Market Fund - Regular Plan - Growth 4 9200.72 0.25 0.98 1.92 3.92 6.37
UTI Value Opportunities Fund - Growth 3 6545.22 5.75 11.11 24.35 66.89 19.62
UTI Mid Cap Fund - Growth 3 6445.68 7.44 14.90 30.01 75.54 24.57

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