Union Liquid Fund - IDCW - Fortnightly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Returns (NAV as on 12th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	05-Nov-25	9988.90	-0.11%	-	0.11%	3/40
1 Month	10-Oct-25	10029.60	0.30%	-	0.48%	2/39
3 Month	12-Aug-25	10147.80	1.48%	-	1.42%	5/39
6 Month	12-May-25	10411.70	4.12%	-	2.96%	10/38
YTD	01-Jan-25	10938.80	9.39%	-	5.60%	11/38
1 Year	12-Nov-24	11167.70	11.68%	11.68%	6.57%	11/37
2 Year	12-Nov-23	12794.80	27.95%	13.10%	6.92%	8/37
3 Year	12-Nov-22	14605.10	46.05%	13.44%	6.90%	6/36
5 Year	12-Nov-20	16487.20	64.87%	10.51%	5.63%	5/35
10 Year	12-Nov-15	20659.40	106.59%	7.52%	6.07%	28/29
Since Inception	15-Jun-11	27791.60	177.92%	7.34%	6.31%	25/40

Returns Calculator

SIP Returns (NAV as on 12th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	12-Nov-24	12000	12608.11	5.07 %	9.46 %
2 Year	12-Nov-23	24000	27042.49	12.68 %	11.89 %
3 Year	12-Nov-22	36000	43590.21	21.08 %	12.79 %
5 Year	12-Nov-20	60000	81426.53	35.71 %	12.14 %
10 Year	12-Nov-15	120000	191669.47	59.72 %	9.05 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.02%	0.26%	1.48%	4.12%	9.41%	11.68%	13.10%	13.44%	10.51%
Nifty 50	0.70%	2.34%	5.67%	3.82%	9.44%	8.34%	15.10%	12.12%	15.30%
Benchmark: CRISIL Liquid Debt A-I Index	0.02%	0.48%	1.43%	2.98%	5.60%	6.56%	6.95%	6.97%	5.77%
Category Average	0.02%	0.48%	1.42%	2.96%	5.60%	6.57%	6.92%	6.90%	5.63%
Category Rank	8/40	2/39	5/39	10/38	11/38	11/37	8/37	6/36	5/35
Best in Category	0.02%	0.49%	1.48%	3.03%	5.75%	6.73%	7.08%	7.05%	5.77%
Worst in Category	0.01%	0.45%	1.35%	2.79%	5.25%	6.15%	6.54%	6.50%	5.27%

quartely results (NAV as on 12th November, 2025)

Period

This Fund

Nifty 50

CRISIL Liquid Debt A-I Index

Category Average

2025

9.39%

8.98%

4.57%

Q4 - 2025	0.43%	4.19%	--	0.74%
Q3 - 2025	1.44%	-3.64%	--	0.78%
Q2 - 2025	2.91%	10.15%	--	1.05%
Q1 - 2025	2.94%	-2.43%	--	1.14%

2024

13.5%

8.75%

5.82%

Q4 - 2024	2.35%	-8.34%	--	1.73%
Q3 - 2024	2.95%	6.91%	--	1.80%
Q2 - 2024	2.51%	7.48%	--	1.78%
Q1 - 2024	2.75%	3.31%	--	1.80%

2023

13.8%

19.48%

5.99%

Q4 - 2023	2.93%	11.33%	--	1.71%
Q3 - 2023	2.85%	1.07%	--	1.67%
Q2 - 2023	3.02%	10.29%	--	1.16%
Q1 - 2023	2.28%	-4.60%	--	1.64%

2022

7.29%

3.24%

4.06%

Q4 - 2022	0.98%	7.76%	--	1.57%
Q3 - 2022	1.61%	8.52%	--	1.26%
Q2 - 2022	1.02%	-10.70%	--	0.69%
Q1 - 2022	1.41%	-0.91%	--	0.58%

2021

4.22%

23.79%

2.83%

Q4 - 2021	1.06%	-1.02%	--	0.56%
Q3 - 2021	1.26%	12.36%	--	0.79%
Q2 - 2021	0.66%	5.75%	--	0.79%
Q1 - 2021	0.78%	4.80%	--	0.77%

2020

4.34%

14.77%

3.1%

Q4 - 2020	0.78%	22.46%	--	0.50%
Q3 - 2020	0.80%	7.84%	--	0.80%
Q2 - 2020	1.29%	24.82%	--	1.03%
Q1 - 2020	1.21%	-29.43%	--	1.33%

2019

4.92%

11.53%

4.16%

Q4 - 2019	0.92%	7.12%	--	1.31%
Q3 - 2019	1.06%	-3.30%	--	1.49%
Q2 - 2019	1.21%	1.68%	--	1.70%
Q1 - 2019	1.61%	6.96%	--	1.71%

2018

2.42%

4.09%

4.8%

Q4 - 2018	1.75%	-1.32%	--	1.83%
Q3 - 2018	-2.09%	3.29%	--	1.22%
Q2 - 2018	1.25%	4.36%	--	1.20%
Q1 - 2018	1.48%	-2.14%	--	1.69%

2017

4.96%

27.58%

4.69%

Q4 - 2017	1.12%	5.84%	--	1.60%
Q3 - 2017	1.14%	2.54%	--	1.60%
Q2 - 2017	1.11%	3.06%	--	1.61%
Q1 - 2017	1.46%	12.16%	--	1.63%

2016

6.01%

2.72%

5.4%

Q4 - 2016	1.35%	-6.39%	--	1.66%
Q3 - 2016	1.47%	3.40%	--	1.76%
Q2 -	--	7.45%	--	--
Q1 -	--	-2.82%	--	--

Best Quarters

Period	This Fund	Nifty 50	CRISIL Liquid Debt A-I Index	Category Average
Q2 - 2023	3.02%	10.29%	--	1.15%
Q3 - 2024	2.95%	6.91%	--	1.8%
Q1 - 2025	2.94%	-2.43%	--	1.13%

Worst Quarters

Period	This Fund	Nifty 50	CRISIL Liquid Debt A-I Index	Category Average
Q2 - 2021	0.66%	5.75%	--	0.79%
Q3 - 2018	-2.09%	3.29%	--	1.22%
Q4 - 2025	0.43%	4.19%	--	0.74%

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NITINPIMPALE
MF Investment Help
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35 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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47 days ago

View more

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The Fixed Income
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10 hrs ago

Your Hard-Earned Money Deserves Safe, Steady Growth 9.80% MUTHOOT MICROFIN LIMITED 2028 ✔️ Coupon: 9.80% ✔️ Rating: CRISIL A+ Positive ✔️ Tenor: 2y 10m (Maturity: 23/Sep/2028) Senior Secured Bond | NBFC Bond | High Return Bond | Listed Muthoot Microfin brings you the perfect blend of security, stability, and steady returns. Invest confidently in a Senior Secured NBFC Bond backed by strong fundamentals and a positive outlook. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldFlRPT0=/980-muthoot-microfin-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Your Hard-Earned Money Deserves Safe, Steady Growth 9.80% MUTHOOT MICROFIN LIMITED 2028 ✔️ Coupon: 9.80% ✔️ Rating: CRISIL A+ Positive ✔️ Tenor: 2y 10m (Maturity: 23/Sep/2028) Senior Secured Bond | NBFC Bond | High Return Bond | Listed Muthoot Microfin brings you the perfect blend of security, stability, and steady returns. Invest confidently in a Senior Secured NBFC Bond backed by strong fundamentals and a positive outlook. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldFlRPT0=/980-muthoot-microfin-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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97 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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110 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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147 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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