Motilal Oswal Balance Advantage Fund - Direct Plan - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Dynamic Asset Allocation or Balanced Advantage

Fund House : Motilal Oswal Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 13.4532 -1.43%
(as on 20th October, 2025)

Crisil Rating

Not Rated

Rank not available for the fund

Fund Size

: ₹ 928.08 Cr

(0.31% of Investment in Category)

Expense Ratio

: 0.94%

(0.74% Category average)

Risk-O-Meter

Very High Risk

Dynamic Asset Allocation or Balanced Advantage :Dynamic Asset Allocation or Balanced Advantage : The fund has 96.26% investment in domestic equities of which 4.62% is in Large Cap stocks, 8.77% is in Mid Cap stocks, 9.96% in Small Cap stocks.

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This Scheme

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NIFTY 50 Hybrid Composite Debt 65:35 Index

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14.42%
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0.9%

2.02%

7.07%

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14.74%

13.88%

11.71%

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 17th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	10-Oct-25	10069.70	0.70%	-	0.85%	24/34
1 Month	17-Sep-25	9838.10	-1.62%	-	0.72%	33/33
3 Month	17-Jul-25	10452.60	4.53%	-	1.44%	1/33
6 Month	17-Apr-25	11434.70	14.35%	-	6.74%	1/34
YTD	01-Jan-25	9907.60	-0.92%	-	5.68%	31/33
1 Year	17-Oct-24	9183.50	-8.16%	-8.16%	4.28%	33/33
2 Year	17-Oct-23	11233.60	12.34%	5.98%	14.11%	28/28
3 Year	17-Oct-22	13422.50	34.23%	10.30%	14.12%	25/25
5 Year	16-Oct-20	13514.70	35.15%	6.20%	13.94%	18/18
Since Inception	27-Sep-16	17245.10	72.45%	6.20%	11.65%	28/34

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 17th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	17-Oct-24	12000	12605.88	5.05 %	9.47 %
2 Year	17-Oct-23	24000	25116.7	4.65 %	4.43 %
3 Year	17-Oct-22	36000	41037.99	13.99 %	8.68 %
5 Year	16-Oct-20	60000	73342.34	22.24 %	7.96 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Portfolio (Updated on 30th Sep,2025)

Portfolio Turnover Ratio : 427.00% | Category average turnover ratio is 416.69%

Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

Equity Holding : 96.26% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 96.26%

No of Stocks : 15 (Category Avg - 74.50) | Large Cap Investments : 4.62%| Mid Cap Investments : 8.77% | Small Cap Investments : 9.96% | Other : 72.91%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
Eternal Ltd.	E-retail/ e-commerce	895.1	9.64%	-0.37%	10.02% (Aug 2025)	0% (Oct 2024)	27.50 L	-5.10 L
Shaily Engineering Plastics Ltd.	Plastic products - industrial	870.8	9.38%	0.65%	10.92% (May 2025)	0% (Oct 2024)	4.00 L	0.00
Coforge Ltd.	Computers - software & consulting	835.3	9.00%	0.14%	13.12% (Jun 2025)	0% (Oct 2024)	5.25 L	0.00
Ellenbarrie Industrial Gases Ltd.	Industrial gases	822	8.86%	0.31%	9.21% (Jul 2025)	0% (Oct 2024)	18.00 L	50.00 k
Dixon Technologies (India) Ltd.	Consumer electronics	816.1	8.79%	-1.03%	9.82% (Aug 2025)	0% (Oct 2024)	50.00 k	-0.10 L
Trent Limited	Speciality retail	814.1	8.77%	-0.30%	9.07% (Aug 2025)	0% (Oct 2024)	1.74 L	-0.95 k
Kalyan Jewellers India Ltd.	Gems, jewellery and watches	749.6	8.08%	-0.06%	9.34% (Jul 2025)	0% (Oct 2024)	16.50 L	0.00
Persistent Systems Ltd.	Computers - software & consulting	602.8	6.50%	0.01%	7.95% (Apr 2025)	0% (Oct 2024)	1.25 L	0.00
One 97 Communications Ltd.	Financial technology (fintech)	505.7	5.45%	0.13%	5.45% (Sep 2025)	0% (Oct 2024)	4.50 L	0.00
Magma Fincorp Ltd.	Non banking financial company (nbfc)	472.7	5.09%	-3.35%	8.54% (Jul 2025)	0% (Oct 2024)	9.50 L	-0.11 Cr

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	3.18%
TREPS	TREPS	0.56%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

10.34vs6.94

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.19vs0.87

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.18vs0.92

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.02vs0.07

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-3.61vs1.4

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth	NA	66750.51	1.16	3.99	8.65	9.20	14.46
WhiteOak Capital Balanced Advantage Fund - Direct Plan - Growth	NA	1897.02	1.10	2.66	7.80	8.40	0.00
UTI Balanced Advantage Fund - Direct Plan - Growth	NA	3067.28	0.97	2.78	6.55	7.37	0.00
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan - Growth	NA	8370.71	0.84	1.77	7.67	7.06	14.71
DSP Dynamic Asset Allocation Fund - Direct Plan - Growth	NA	3532.22	0.88	2.13	5.69	6.93	13.60
Baroda BNP Paribas Balanced Advantage Fund - Direct - Growth	NA	4361.97	1.47	1.94	9.45	6.77	16.17
Mirae Asset Balanced Advantage Fund - Direct Plan - Growth	NA	1933.78	0.76	1.70	6.86	6.77	14.26
SBI Balanced Advantage Fund - Direct Plan - Growth	NA	37457.25	1.48	2.02	6.73	6.65	15.35
Franklin India Balanced Advantage Fund - Direct Plan - Growth	NA	2779.25	0.89	1.77	6.04	6.35	15.40
PGIM India Balanced Advantage Fund - Direct Plan - Growth	NA	938.46	1.19	2.65	8.26	6.34	12.77

Detailed Comparison

More Funds from Motilal Oswal Mutual Fund

Out of 48 mutual fund schemes offered by this AMC, 6 is/are ranked 5 * , 1 is/are ranked 3 * , 1 is/are ranked 1 * , and 40 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Midcap Fund - Direct Plan - Growth	5	34748.89	-1.40	1.48	15.71	-2.02	28.18
Motilal Oswal Large and Midcap Fund - Direct Plan - Growth	5	13777.98	0.62	3.96	21.01	4.03	30.93
Motilal Oswal Flexi Cap Fund - Direct Plan - Growth	5	13553.82	-1.67	0.45	12.13	1.52	23.87
Motilal Oswal Nasdaq 100 Fund of Fund - Direct Plan - Growth	NA	6089.46	11.46	22.10	42.48	41.29	37.90
Motilal Oswal Small Cap Fund - Direct Plan - Growth	NA	5452.13	0.26	0.09	13.50	2.43	0.00
Motilal Oswal ELSS Tax Saver Fund - Direct Plan - Growth	5	4376.90	-0.51	0.49	16.76	-2.05	28.09
Motilal Oswal Multi Cap Fund - Direct Plan - Growth	NA	4310.07	-2.62	1.04	13.00	13.59	0.00
Motilal Oswal S&P 500 Index Fund - Direct Plan Growth	NA	4036.19	0.54	7.59	29.30	18.98	25.97
Motilal Oswal Nifty India Defence Index Fund - Direct Plan - Growth	NA	3703.30	-2.31	-2.71	22.96	22.81	0.00
Motilal Oswal Large Cap Fund - Direct Plan - Growth	NA	2779.28	0.11	0.76	9.52	11.69	0.00