Kotak Nifty Financial Services Ex-Bank Index Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Returns (NAV as on 10th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	03-Oct-25	10201.20	2.01%	-	1.15%	50/352
1 Month	10-Sep-25	10222.90	2.23%	-	1.08%	36/348
3 Month	10-Jul-25	10031.10	0.31%	-	0.37%	166/332
6 Month	09-Apr-25	11897.30	18.97%	-	12.20%	43/313
YTD	01-Jan-25	12000.20	20.00%	-	5.20%	9/284
1 Year	10-Oct-24	11223.80	12.24%	12.24%	1.72%	7/244
2 Year	10-Oct-23	14592.30	45.92%	20.77%	14.01%	25/184
Since Inception	14-Aug-23	15821.00	58.21%	23.68%	9.55%	16/342

Returns Calculator

SIP Returns (NAV as on 10th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	10-Oct-24	12000	13442.83	12.02 %	22.97 %
2 Year	10-Oct-23	24000	29298.92	22.08 %	20.45 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.92%	2.33%	2.37%	17.79%	22.04%	13.09%	21.22%	0.00%	0.00%
Nifty 50	-0.23%	0.45%	0.31%	10.51%	6.69%	1.05%	13.00%	14.02%	16.14%
Benchmark: Nifty Financial Services Ex-Bank TRI	0.92%	2.37%	2.41%	18.04%	22.64%	13.70%	22.30%	24.44%	23.70%
Category Average	-0.06%	0.64%	0.84%	10.63%	5.13%	1.59%	13.71%	15.93%	18.81%
Category Rank	7/344	28/348	33/332	20/313	7/284	8/245	21/185	0/0	0/0
Best in Category	2.34%	12.36%	26.14%	35.23%	59.62%	26.29%	31.54%	36.80%	27.92%
Worst in Category	-1.21%	-4.64%	-7.62%	0.35%	-17.38%	-17.27%	7.16%	7.33%	15.95%

quartely results (NAV as on 13th October, 2025)

Period

This Fund

Nifty 50

Nifty Financial Services Ex-Bank TRI

Category Average

2025

18.77%

6.50%

4.33%

Q4 - 2025	2.24%	1.81%	--	1.47%
Q3 - 2025	-4.69%	-3.64%	--	-0.86%
Q2 - 2025	18.79%	10.15%	--	5.81%
Q1 - 2025	4.36%	-2.43%	--	1.53%

2024

14.11%

8.75%

10.32%

Q4 - 2024	-10.01%	-8.34%	--	-6.95%
Q3 - 2024	12.07%	6.91%	--	7.58%
Q2 - 2024	5.72%	7.48%	--	13.46%
Q1 - 2024	2.86%	3.31%	--	4.37%

2023

14.68%

19.48%

18.03%

Q4 - 2023	7.42%	11.33%	--	6.03%
Q3 -	--	1.07%	--	--
Q2 -	--	10.29%	--	--
Q1 -	--	-4.60%	--	--

Best Quarters

Period	This Fund	Nifty 50	Nifty Financial Services Ex-Bank TRI	Category Average
Q2 - 2025	18.79%	10.15%	--	5.81%
Q3 - 2024	12.07%	6.91%	--	7.58%
Q4 - 2023	7.42%	11.33%	--	6.03%

Worst Quarters

Period	This Fund	Nifty 50	Nifty Financial Services Ex-Bank TRI	Category Average
Q3 - 2025	-4.69%	-3.64%	--	-0.86%
Q4 - 2024	-10.01%	-8.34%	--	-6.95%
Q4 - 2025	2.24%	1.81%	--	1.47%

Forum

NITINPIMPALE
MF Investment Help
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4 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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16 days ago

View more

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The Fixed Income
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3 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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66 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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79 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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117 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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