ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Returns (NAV as on 14th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Oct-25	10008.90	0.09%	-	0.05%	18/34
1 Month	12-Sep-25	10066.80	0.67%	-	0.41%	11/34
3 Month	14-Jul-25	10167.70	1.68%	-	0.37%	2/34
6 Month	11-Apr-25	10778.10	7.78%	-	8.44%	19/34
YTD	01-Jan-25	10656.40	6.56%	-	4.19%	3/34
1 Year	14-Oct-24	10617.70	6.18%	6.18%	1.94%	2/34
2 Year	13-Oct-23	12336.60	23.37%	11.04%	12.53%	20/32
3 Year	14-Oct-22	13769.80	37.70%	11.24%	12.98%	19/31
5 Year	14-Oct-20	15436.90	54.37%	9.07%	12.66%	19/26
Since Inception	27-Feb-19	17609.20	76.09%	8.91%	11.18%	24/35

Returns Calculator

SIP Returns (NAV as on 14th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	14-Oct-24	12000	12631.57	5.26 %	9.89 %
2 Year	13-Oct-23	24000	26349.06	9.79 %	9.25 %
3 Year	14-Oct-22	36000	42234.22	17.32 %	10.64 %
5 Year	14-Oct-20	60000	76286.51	27.14 %	9.54 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.28%	0.97%	1.79%	7.15%	7.12%	6.46%	11.18%	11.33%	9.21%
Nifty 50	0.71%	1.01%	0.51%	8.55%	7.10%	1.06%	13.17%	13.77%	16.73%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Category Average	0.51%	0.84%	0.50%	7.32%	4.72%	2.34%	12.79%	13.15%	13.00%
Category Rank	26/34	11/34	1/34	17/34	3/34	2/34	20/32	19/31	19/26
Best in Category	1.10%	1.81%	1.79%	18.16%	11.65%	6.49%	25.86%	25.39%	28.23%
Worst in Category	0.02%	-0.41%	-1.60%	2.04%	-1.27%	-3.51%	6.07%	5.86%	3.90%

quartely results (NAV as on 15th October, 2025)

Period

This Fund

Nifty 50

NIFTY 50 Hybrid Composite Debt 15:85 Index

Category Average

2025

6.51%

6.66%

2.98%

Q4 - 2025	0.59%	1.96%	--	0.88%
Q3 - 2025	0.20%	-3.64%	--	-0.84%
Q2 - 2025	5.38%	10.15%	--	5.02%
Q1 - 2025	-0.21%	-2.43%	--	-0.39%

2024

9.89%

8.75%

13.32%

Q4 - 2024	-0.90%	-8.34%	--	-3.11%
Q3 - 2024	2.99%	6.91%	--	5.77%
Q2 - 2024	3.97%	7.48%	--	7.96%
Q1 - 2024	3.00%	3.31%	--	3.58%

2023

14.98%

19.48%

17.51%

Q4 - 2023	5.34%	11.33%	--	7.28%
Q3 - 2023	4.16%	1.07%	--	4.39%
Q2 - 2023	5.99%	10.29%	--	5.84%
Q1 - 2023	-1.13%	-4.60%	--	-1.59%

2022

1.79%

3.24%

1.09%

Q4 - 2022	1.53%	7.76%	--	1.96%
Q3 - 2022	3.89%	8.52%	--	6.96%
Q2 - 2022	-3.27%	-10.70%	--	-4.20%
Q1 - 2022	-0.20%	-0.91%	--	0.30%

2021

6.99%

23.79%

13.91%

Q4 - 2021	1.11%	-1.02%	--	0.71%
Q3 - 2021	3.07%	12.36%	--	6.87%
Q2 - 2021	2.23%	5.75%	--	5.55%
Q1 - 2021	0.73%	4.80%	--	2.98%

2020

11.6%

14.77%

10.82%

Q4 - 2020	6.23%	22.46%	--	10.76%
Q3 - 2020	3.17%	7.84%	--	4.82%
Q2 - 2020	7.01%	24.82%	--	10.76%
Q1 - 2020	-5.24%	-29.43%	--	-13.09%

2019

7.13%

11.53%

5.52%

Q4 - 2019	2.84%	7.12%	--	3.11%
Q3 - 2019	0.75%	-3.30%	--	-0.73%
Q2 - 2019	1.64%	1.68%	--	0.84%
Q1 -	--	6.96%	--	--

Best Quarters

Period	This Fund	Nifty 50	NIFTY 50 Hybrid Composite Debt 15:85 Index	Category Average
Q2 - 2020	7.01%	24.82%	--	10.76%
Q4 - 2020	6.23%	22.46%	--	10.76%
Q2 - 2023	5.99%	10.29%	--	5.84%

Worst Quarters

Period	This Fund	Nifty 50	NIFTY 50 Hybrid Composite Debt 15:85 Index	Category Average
Q1 - 2020	-5.24%	-29.43%	--	-13.09%
Q1 - 2023	-1.13%	-4.60%	--	-1.59%
Q2 - 2022	-3.27%	-10.70%	--	-4.2%

Forum

NITINPIMPALE
MF Investment Help
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6 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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18 days ago

View more

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The Fixed Income
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14 hrs ago

Boost Your Portfolio with a Short-Term, High-Return NBFC Bond! 9.35% NIDO HOME FINANCE LIMITED 2028 ✔️ Coupon: 9.35% ✔️ Rating: CRISIL A+ Stable ✔️ Tenor: 2y 10m (Maturity: 10/Sep/2028) Senior Secured | High Return Bond | Listed Earn steady returns backed by a trusted NBFC with strong credit ratings. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVlnPT0=/935-nido-home-finance-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Boost Your Portfolio with a Short-Term, High-Return NBFC Bond! 9.35% NIDO HOME FINANCE LIMITED 2028 ✔️ Coupon: 9.35% ✔️ Rating: CRISIL A+ Stable ✔️ Tenor: 2y 10m (Maturity: 10/Sep/2028) Senior Secured | High Return Bond | Listed Earn steady returns backed by a trusted NBFC with strong credit ratings. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJldVlnPT0=/935-nido-home-finance-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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68 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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81 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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119 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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