ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Regular Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Scheme Objective

To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

Scheme Details

Fund manager(s) – Darshil Dedhia , Rohit Lakhotia , Sharmila D’silva , Manasvi Shah
Launch date – 27-Feb-2019
Expense ratio – 2.12% as declared on 30-Sep-2025 (category average is 2.1%)
Benchmark - NIFTY 50 Hybrid Composite Debt 15:85 Index

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

88.45

0.00

0.00%

Oct - 2025	88.45	0.00%
Sep - 2025	83.12	0.00%
Aug - 2025	82.28	0.00%
Jul - 2025	82.49	0.00%
Jun - 2025	82.50	0.00%
May - 2025	82.10	0.00%
Apr - 2025	77.82	0.00%
Mar - 2025	79.45	0.00%
Feb - 2025	74.97	0.00%
Jan - 2025	76.01	0.00%

2024

78.10

0.00

0.00%

Dec - 2024	78.10	0.00	0.00%
Nov - 2024	77.98	0.00	0.00%
Oct - 2024	77.15	0.00	0.00%
Sep - 2024	79.30	0.00	0.00%
Aug - 2024	64.86	0.00	0.00%
Jul - 2024	63.31	0.00	0.00%
Jun - 2024	59.16	0.00	0.00%
May - 2024	56.96	27022.37	0.21%
Apr - 2024	57.04	26269.83	0.22%
Mar - 2024	56.70	25352.07	0.22%
Feb - 2024	57.07	24933.04	0.23%
Jan - 2024	57.06	24499.16	0.23%

2023

56.20

24051.60

0.23%

Dec - 2023	56.20	24051.60	0.23%
Nov - 2023	55.41	22692.50	0.24%
Oct - 2023	53.95	21422.05	0.25%
Sep - 2023	55.10	21606.14	0.26%
Aug - 2023	54.79	21272.31	0.26%
Jul - 2023	55.11	21026.73	0.26%
Jun - 2023	54.35	20210.32	0.27%
May - 2023	55.46	19461.40	0.28%
Apr - 2023	56.50	18740.21	0.30%
Mar - 2023	57.17	17987.14	0.32%
Feb - 2023	59.82	17809.25	0.34%
Jan - 2023	60.94	17794.41	0.34%

2022

62.32

17993.31

0.35%

Dec - 2022	62.32	17993.31	0.35%
Nov - 2022	64.59	18233.59	0.35%
Oct - 2022	64.42	17818.23	0.36%
Sep - 2022	65.83	17264.46	0.38%
Aug - 2022	67.47	17407.17	0.39%
Jul - 2022	66.57	16765.41	0.40%
Jun - 2022	65.02	15671.74	0.41%
May - 2022	66.47	16062.33	0.41%
Apr - 2022	65.16	16341.14	0.40%
Mar - 2022	68.72	16401.21	0.42%
Feb - 2022	68.25	15924.11	0.43%
Jan - 2022	68.26	16416.94	0.42%

2021

70.05

16444.54

0.43%

Dec - 2021	70.05	16444.54	0.43%
Nov - 2021	70.34	16154.05	0.44%
Oct - 2021	70.36	16294.89	0.43%
Sep - 2021	71.09	16150.65	0.44%
Aug - 2021	68.52	15700.89	0.44%
Jul - 2021	67.24	15132.20	0.44%
Jun - 2021	65.01	14741.97	0.44%
May - 2021	63.97	14411.14	0.44%
Apr - 2021	60.55	13689.10	0.44%
Mar - 2021	60.92	13568.28	0.45%
Feb - 2021	59.50	13380.56	0.44%
Jan - 2021	56.37	11808.61	0.48%

2020

54.06

11942.57

0.45%

Dec - 2020	54.06	11942.57	0.45%
Nov - 2020	54.81	11407.36	0.48%
Oct - 2020	51.05	10644.43	0.48%
Sep - 2020	50.65	10482.61	0.48%
Aug - 2020	52.76	10485.06	0.50%
Jul - 2020	55.84	10235.76	0.55%
Jun - 2020	58.66	9796.01	0.60%
May - 2020	62.16	9231.89	0.67%
Apr - 2020	62.91	9245.71	0.68%
Mar - 2020	62.06	8504.43	0.73%
Feb - 2020	69.70	10091.60	0.69%
Jan - 2020	64.77	10421.46	0.62%