ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Returns (NAV as on 07th October, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30-Sep-25	10090.20	0.90%	-	1.48%	25/29
1 Month	05-Sep-25	10086.80	0.87%	-	1.33%	23/28
3 Month	07-Jul-25	10157.60	1.58%	-	-0.03%	1/29
6 Month	07-Apr-25	10931.20	9.31%	-	11.51%	18/29
YTD	01-Jan-25	10752.30	7.52%	-	4.75%	3/29
1 Year	07-Oct-24	10830.20	8.30%	8.30%	4.45%	3/29
2 Year	06-Oct-23	12670.00	26.70%	12.52%	14.29%	16/26
3 Year	07-Oct-22	14123.40	41.23%	12.18%	14.19%	16/26
5 Year	07-Oct-20	16526.50	65.27%	10.56%	14.55%	15/21
Since Inception	27-Feb-19	19215.00	92.15%	10.38%	12.87%	21/29

Returns Calculator

SIP Returns (NAV as on 07th October, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	07-Oct-24	12000	12698.2	5.82 %	10.94 %
2 Year	06-Oct-23	24000	26690.05	11.21 %	10.56 %
3 Year	07-Oct-22	36000	43033.46	19.54 %	11.93 %
5 Year	07-Oct-20	60000	78737.81	31.23 %	10.8 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	-0.13%	0.73%	1.53%	8.57%	7.65%	7.81%	12.45%	12.12%	10.50%
Nifty 50	-0.25%	1.10%	-1.87%	11.14%	5.93%	0.13%	13.12%	13.07%	16.17%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index	0.00%	0.02%	-0.59%	3.04%	5.09%	5.57%	8.89%	8.78%	7.85%
Category Average	-0.24%	0.93%	-0.30%	10.00%	4.49%	3.25%	14.12%	14.08%	14.43%
Category Rank	12/29	23/29	1/29	18/29	3/29	1/29	16/26	16/26	15/21
Best in Category	0.07%	2.22%	1.53%	21.34%	10.49%	7.81%	27.42%	25.23%	28.90%
Worst in Category	-0.61%	-0.24%	-3.04%	2.60%	-1.35%	-1.69%	7.08%	6.98%	5.29%

quartely results (NAV as on 08th October, 2025)

Period

This Fund

Nifty 50

NIFTY 50 Hybrid Composite Debt 15:85 Index

Category Average

2025

7.52%

5.75%

2.92%

Q4 - 2025	0.52%	1.10%	--	0.74%
Q3 - 2025	0.50%	-3.64%	--	-0.66%
Q2 - 2025	5.74%	10.15%	--	5.41%
Q1 - 2025	0.11%	-2.43%	--	1.00%

2024

10.99%

8.75%

14.52%

Q4 - 2024	-0.63%	-8.34%	--	-1.73%
Q3 - 2024	3.27%	6.91%	--	3.60%
Q2 - 2024	4.24%	7.48%	--	6.10%
Q1 - 2024	3.16%	3.31%	--	2.04%

2023

16.28%

19.48%

18.83%

Q4 - 2023	5.64%	11.33%	--	5.67%
Q3 - 2023	4.45%	1.07%	--	2.60%
Q2 - 2023	6.29%	10.29%	--	5.90%
Q1 - 2023	-0.85%	-4.60%	--	-0.69%

2022

2.7%

3.24%

2.27%

Q4 - 2022	1.81%	7.76%	--	0.23%
Q3 - 2022	4.18%	8.52%	--	2.94%
Q2 - 2022	-3.00%	-10.70%	--	-3.81%
Q1 - 2022	-0.15%	-0.91%	--	0.49%

2021

8.69%

23.79%

15.8%

Q4 - 2021	1.47%	-1.02%	--	0.93%
Q3 - 2021	3.46%	12.36%	--	4.53%
Q2 - 2021	2.64%	5.75%	--	3.63%
Q1 - 2021	1.16%	4.80%	--	1.47%

2020

13.48%

14.77%

12.45%

Q4 - 2020	6.68%	22.46%	--	7.98%
Q3 - 2020	3.62%	7.84%	--	1.95%
Q2 - 2020	7.43%	24.82%	--	7.36%
Q1 - 2020	-4.86%	-29.43%	--	-11.24%

2019

8.76%

11.53%

7.01%

Q4 - 2019	3.28%	7.12%	--	1.88%
Q3 - 2019	1.22%	-3.30%	--	0.94%
Q2 - 2019	2.14%	1.68%	--	0.45%
Q1 -	--	6.96%	--	--

Best Quarters

Period	This Fund	Nifty 50	NIFTY 50 Hybrid Composite Debt 15:85 Index	Category Average
Q2 - 2020	7.43%	24.82%	--	7.36%
Q4 - 2020	6.68%	22.46%	--	7.98%
Q2 - 2023	6.29%	10.29%	--	5.9%

Worst Quarters

Period	This Fund	Nifty 50	NIFTY 50 Hybrid Composite Debt 15:85 Index	Category Average
Q1 - 2020	-4.86%	-29.43%	--	-11.24%
Q1 - 2023	-0.85%	-4.60%	--	-0.69%
Q2 - 2022	-3.00%	-10.70%	--	-3.81%

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krishna_ksvs
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11 days ago

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hunch
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46 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
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2 days ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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74 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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112 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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Progrowth Finwealth
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112 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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