Baroda BNP Paribas Liquid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Baroda Pioneer Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 2469.7473 0.02%
(as on 12th August, 2022)

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Crisil Rank

Not Ranked

Rank not available for the fund

Fund Size

: ₹ 6654.16 Cr

(1.77% of Investment in Category)

Expense Ratio

: 0.27%

(0.37% Category average)

Risk-O-Meter

Low to Moderate

Liquid Fund :Liquid Fund : The fund has 99.62% investment in Debt, of which 17.42% in Government securities, 82.2% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

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3M
6M
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5Y
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This Scheme

VS

CRISIL 10 Year Gilt Index

1.35%

1.22%

-0.56%

-0.89%

0.76%

4.35%

4.69%
NA
0.4%

1.17%

2.02%

3.71%

3.45%

5.15%

6.36%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 11th August, 2022)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	04-Aug-22	10010.20	0.10%	-	0.10%	32/37
1 Month	11-Jul-22	10040.90	0.41%	-	0.40%	20/37
3 Month	11-May-22	10120.90	1.21%	-	1.17%	6/37
6 Month	11-Feb-22	10207.70	2.08%	-	2.02%	3/37
YTD	01-Jan-22	10247.80	2.48%	-	2.42%	4/37
1 Year	11-Aug-21	10381.20	3.81%	3.81%	3.71%	5/37
2 Year	11-Aug-20	10718.30	7.18%	3.53%	3.45%	5/36
3 Year	11-Aug-19	11264.90	12.65%	4.05%	3.94%	7/36
5 Year	11-Aug-17	12949.10	29.49%	5.30%	5.15%	8/32
10 Year	10-Aug-12	19401.90	94.02%	6.85%	6.75%	4/29
Since Inception	05-Feb-09	24697.50	146.97%	6.92%	6.36%	18/37

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 11th August, 2022)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	11-Aug-21	12000	12264.24	2.2 %	4.09 %
2 Year	11-Aug-20	24000	24943.05	3.93 %	3.75 %
3 Year	11-Aug-19	36000	38128.98	5.91 %	3.76 %
5 Year	11-Aug-17	60000	67254.43	12.09 %	4.51 %
10 Year	10-Aug-12	120000	162361.61	35.3 %	5.89 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Jul,2022)

No of Debt Holding 48 (Category Avg - 48.38) | Modified Duration 0.12 Years (Category Avg - 0.11)| Yield to Maturity 5.30% (Category Avg - 5.03%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	1.12%
CD	19.44%	19.29%
T-Bills	17.42%	28.58%
NCD & Bonds	0.08%	5.42%
CP	62.68%	41.07%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	17.42%	29.70%
Low Risk	82.20%	65.78%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	0.56%
Net Receivables	Net Receivables	-0.18%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 29th July, 2022)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.07vs0.09

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

-26.73vs-16.66

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.19vs-0.94

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Liquid Fund - Regular Plan - Growth	3	82.70	0.43	1.23	2.26	4.22	3.91
Quant Liquid Plan - Growth	NA	726.63	0.38	1.15	2.04	3.99	4.62
Bank of India Liquid Fund - Regular Plan - Growth	4	359.09	0.39	1.19	2.07	3.83	3.99
IDBI Liquid Fund - Growth	1	601.94	0.40	1.21	2.06	3.82	4.20
Axis Liquid Fund - Growth	4	20917.40	0.40	1.20	2.06	3.79	4.06
Mahindra Manulife Liquid Fund - Regular Plan - Growth	3	923.07	0.40	1.20	2.05	3.79	4.10
JM Liquid Fund - Growth	4	1808.47	0.40	1.19	2.05	3.78	3.95
UTI Liquid Cash Plan - Regular Plan - Growth	3	27541.74	0.39	1.18	2.03	3.76	4.02
Franklin India Liquid Fund - Super Institutional Plan - Growth	4	1336.15	0.40	1.18	2.03	3.76	4.12
Mirae Asset Cash Management Fund - Growth	3	4461.86	0.40	1.18	2.06	3.76	4.03

Detailed Comparison

More Funds from Baroda Pioneer Mutual Fund

Out of 39 mutual fund schemes offered by this AMC, 1 is/are ranked 5 * , 2 is/are ranked 4 * , 4 is/are ranked 3 * , 8 is/are ranked 2 * , 3 is/are ranked 1 * , and 21 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Baroda BNP Paribas Liquid Fund - Regular Plan - Growth (Adjusted NAV)	NA	6654.16	0.00	0.00	0.00	0.00	0.00
Baroda BNP Paribas Liquid Fund - Regular Plan - Growth	2	6654.16	0.40	1.20	2.07	3.81	4.04
Baroda BNP Paribas Balanced Advantage Fund - Growth	NA	3459.62	7.47	8.82	1.72	5.72	15.94
Baroda BNP Paribas Balanced Advantage Fund - Growth (Adjusted NAV)	NA	3188.55	0.00	0.00	0.00	0.00	0.00
Baroda BNP Paribas Multi Cap Fund - Regular Plan - Growth	3	1643.75	9.21	11.68	-2.01	7.35	21.15
Baroda BNP Paribas Multi Cap Fund - Regular Plan - Growth (Adjusted NAV)	NA	1643.75	0.00	0.00	0.00	0.00	0.00
Baroda BNP Paribas Large Cap Fund - Regular Plan - Growth (Adjusted NAV)	NA	1325.54	0.00	0.00	0.00	0.00	0.00
Baroda BNP Paribas Large Cap Fund - Regular Plan - Growth	3	1325.54	9.31	12.50	1.68	7.52	16.77
Baroda BNP Paribas Mid Cap Fund - Regular Plan - Growth	4	1159.49	7.76	11.55	1.43	4.95	24.51
Baroda BNP Paribas Mid Cap Fund - Regular Plan - Growth (Adjusted NAV)	NA	1159.49	0.00	0.00	0.00	0.00	0.00