Baroda BNP Paribas Liquid Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 56 (Category Avg - 67.49) | Modified Duration 0.14 Years (Category Avg - 0.12)| Yield to Maturity 6.01% (Category Avg - 5.98%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	29.48%	35.50%
T-Bills	17.48%	17.24%
CP	42.34%	36.85%
NCD & Bonds	2.63%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	17.48%	18.37%
Low Risk	74.45%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			4996.22	5.26%	5.00 Cr
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	P1+	CRISIL	4974.19	5.23%	10.00 k
Bond - T-Bill	T-Bills	Other			4934.55	5.19%	5.00 Cr
Bond - T-Bill	T-Bills	Other			4491.97	4.73%	4.50 Cr
Bond - Titan Company Ltd.	CP	Gems, jewellery and watches	PR1+	CARE	2980.37	3.14%	6.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	2635.51	2.77%	5.30 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	2483.64	2.61%	5.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	A1+	ICRA	2481.80	2.61%	5.00 k
Bond - Hindalco Industries Ltd.	CP	Aluminium	P1+	CRISIL	2468.75	2.60%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	2233.12	2.35%	4.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	2231.62	2.35%	4.50 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1992.03	2.10%	4.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	1987.04	2.09%	4.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1986.82	2.09%	4.00 k
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	1989.30	2.09%	4.00 k
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1986.92	2.09%	4.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	1974.94	2.08%	4.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	1971.75	2.08%	4.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1740.76	1.83%	3.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1737.30	1.83%	3.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1737.02	1.83%	3.50 k
Bond - Hindustan Zinc Ltd.	CP	Zinc	P1+	CRISIL	1495.02	1.57%	3.00 k
Bond - T-Bill	T-Bills	Other			1489.61	1.57%	1.50 Cr
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1240.65	1.31%	2.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1247.80	1.31%	2.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1232.35	1.30%	2.50 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	995.69	1.05%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	994.69	1.05%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	994.57	1.05%	2.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	994.49	1.05%	2.00 k
Bond - Piramal Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	999.44	1.05%	2.00 k
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	997.94	1.05%	2.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	997.72	1.05%	2.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	997.71	1.05%	2.00 k
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	997.43	1.05%	2.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	997.00	1.05%	2.00 k
Bond - Piramal Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	996.99	1.05%	2.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	996.47	1.05%	2.00 k
Bond - Manappuram Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	995.61	1.05%	2.00 k
Bond - 360 ONE WAM Ltd.	CP	Other financial services	A1+	ICRA	995.42	1.05%	2.00 k
Bond - Manappuram Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	993.86	1.05%	2.00 k
Bond - Sundaram Home Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	1002.05	1.05%	10.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1000.41	1.05%	1.00 k
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	992.89	1.04%	2.00 k
Bond - Godrej Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	986.23	1.04%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	986.95	1.04%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	985.85	1.04%	2.00 k
Bond - T-Bill	T-Bills	Other			694.45	0.73%	70.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	500.25	0.53%	5.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	497.33	0.52%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.21	0.52%	1.00 k
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	498.36	0.52%	1.00 k
Bond - Mirae Asset Sharekhan Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	492.08	0.52%	1.00 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	248.66	0.26%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	247.81	0.26%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	49.98	0.05%	100.00