Mirae Asset Low Duration Fund - Direct Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 79 (Category Avg - 76.22) | Modified Duration 0.93 Years (Category Avg - 0.86)| Yield to Maturity 6.55% (Category Avg - 6.59%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	1.77%	6.74%
CD	14.39%	20.59%
T-Bills	10.78%	4.81%
CP	6.00%	3.93%
NCD & Bonds	60.39%	55.87%
PTC	0.00%	1.53%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	12.55%	11.55%
Low Risk	80.78%	81.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			969.61	5.20%	1.00 Cr
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	855.76	4.59%	85.00 L
Bond - T-Bill	T-Bills	Other			744.19	3.99%	75.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	503.86	2.70%	50.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	502.49	2.69%	50.00 L
Bond - Ultratech Cement Ltd.	NCD & Bonds	Cement & cement products	AAA	CRISIL	454.38	2.44%	45.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	441.97	2.37%	43.50 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	401.78	2.15%	40.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	390.66	2.10%	40.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	353.63	1.90%	35.00 L
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	352.07	1.89%	35.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	337.53	1.81%	33.50 L
Bond - T-Bill	T-Bills	Other			296.40	1.59%	30.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	295.15	1.58%	30.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.00	1.36%	25.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	253.49	1.36%	25.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	252.08	1.35%	25.00 L
Bond - Govt of India	GOI	Other			252.05	1.35%	25.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	251.97	1.35%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	251.09	1.35%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.99	1.35%	25.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	250.51	1.34%	25.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	250.28	1.34%	25.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	249.43	1.34%	25.00 L
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	249.09	1.34%	25.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	248.88	1.33%	25.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	246.22	1.32%	25.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	245.68	1.32%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	244.87	1.31%	25.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	243.16	1.30%	25.00 L
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	242.98	1.30%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	242.82	1.30%	25.00 L
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	242.47	1.30%	25.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	239.75	1.29%	25.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	233.51	1.25%	23.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	233.32	1.25%	23.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	223.57	1.20%	22.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	203.19	1.09%	20.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	202.75	1.09%	20.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	202.57	1.09%	20.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	202.06	1.08%	20.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	200.84	1.08%	20.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	200.68	1.08%	20.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	199.74	1.07%	20.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	196.57	1.05%	20.00 L
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	190.45	1.02%	20.00 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	181.22	0.97%	18.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	173.25	0.93%	17.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	162.28	0.87%	16.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	152.70	0.82%	15.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	152.47	0.82%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	151.46	0.81%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	148.85	0.80%	15.00 L
Bond - Credila Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	147.87	0.79%	15.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	131.45	0.70%	13.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	127.61	0.68%	13.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	116.15	0.62%	12.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	102.67	0.55%	10.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	102.35	0.55%	10.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	101.82	0.55%	10.00 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	101.68	0.55%	10.00 L
Bond - India Infrastructure Finance Co. Ltd.	NCD & Bonds	Financial institution	INDAAA	FITCH	101.01	0.54%	10.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	100.87	0.54%	10.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	100.77	0.54%	10.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	100.77	0.54%	10.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	71.20	0.38%	7.00 L
Bond - Govt of India	GOI	Other			51.80	0.28%	5.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	50.90	0.27%	5.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	50.69	0.27%	5.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.53	0.27%	5.00 L
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.34	0.27%	5.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	50.01	0.27%	5.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.25	0.26%	5.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	48.90	0.26%	5.00 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	47.54	0.25%	5.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	30.17	0.16%	3.00 L
Bond - Govt of India	GOI	Other			25.55	0.14%	2.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	15.12	0.08%	1.50 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	10.11	0.05%	1.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.59%
Net Receivables	Net Receivables	2.04%

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hunch
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31 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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46 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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17 hrs ago

Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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97 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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97 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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103 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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