Mahindra Manulife Low Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Mahindra Manulife Mutual Fund

No of Debt Holding 38 (Category Avg - 77.09) | Modified Duration 0.88 Years (Category Avg - 0.92)| Yield to Maturity 6.81% (Category Avg - 6.74%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	4.12%	6.83%
CD	9.23%	19.26%
T-Bills	3.98%	3.86%
CP	0.00%	3.43%
NCD & Bonds	76.02%	59.25%
PTC	0.00%	2.31%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	8.10%	10.68%
Low Risk	85.25%	84.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	351.76	5.73%	35.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	276.28	4.50%	27.50 L
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	271.47	4.42%	27.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	254.63	4.15%	25.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.39	4.14%	25.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	254.34	4.14%	25.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	251.53	4.10%	25.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	251.52	4.10%	25.00 L
Bond - Nexus Select Trust	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	250.38	4.08%	25.00 L
Bond - Tata Realty & Infrastructure Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	250.03	4.07%	25.00 L
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	242.61	3.95%	24.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	239.46	3.90%	23.50 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	236.94	3.86%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	235.50	3.84%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	205.26	3.34%	20.50 L
Bond - TVS Credit Services Ltd	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	203.80	3.32%	20.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	203.02	3.31%	20.00 L
Bond - JM Financial Products Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	150.77	2.46%	15.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	101.64	1.66%	10.00 L
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	101.29	1.65%	10.00 L
Bond - Govt of India	GOI	Other			100.79	1.64%	10.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	100.75	1.64%	10.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	100.08	1.63%	10.00 L
Bond - T-Bill	T-Bills	Other			97.41	1.59%	10.00 L
Bond - T-Bill	T-Bills	Other			97.32	1.59%	10.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	93.97	1.53%	10.00 L
Bond - Govt of India	GOI	Other			50.72	0.83%	5.00 L
Bond - Govt of India	GOI	Other			50.69	0.83%	5.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	50.39	0.82%	5.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.30	0.82%	5.00 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	50.28	0.82%	5.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	50.18	0.82%	5.00 L
Bond - Shriram Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.09	0.82%	5.00 L
Bond - Govt of India	GOI	Other			50.08	0.82%	5.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	49.83	0.81%	5.00 L
Bond - T-Bill	T-Bills	Other			49.29	0.80%	5.00 L
Bond - Cube Highways Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	LAAA	ICRA	30.10	0.49%	3.00 L
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	20.26	0.33%	2.00 L