LIC MF Low Duration Fund - Direct Plan - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 42 (Category Avg - 76.91) | Modified Duration 0.90 Years (Category Avg - 0.92)| Yield to Maturity 7.43% (Category Avg - 6.74%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	5.12%	6.74%
CD	32.06%	20.96%
T-Bills	4.39%	3.71%
CP	18.32%	3.87%
NCD & Bonds	33.33%	61.59%
PTC	0.00%	2.57%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	9.51%	10.44%
Low Risk	83.71%	88.90%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1201.30	7.05%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	785.39	4.61%	7.50 k
Bond - T-Bill	T-Bills	Other			748.34	4.39%	75.00 L
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	543.58	3.19%	5.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	527.82	3.10%	5.00 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	508.86	2.98%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	508.37	2.98%	5.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	506.58	2.97%	5.00 k
Bond - Govt of India	GOI	Other			505.31	2.96%	50.00 L
Bond - 360 One Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	503.88	2.96%	5.00 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	500.72	2.94%	5.00 k
Bond - Nuvama Wealth Management Ltd.	CP	Other financial services	P1+	CRISIL	495.41	2.91%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	494.14	2.90%	1.00 k
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	491.88	2.88%	1.00 k
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	491.68	2.88%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	489.81	2.87%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	489.57	2.87%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	481.23	2.82%	1.00 k
Bond - Standard Chartered Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	480.94	2.82%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	480.77	2.82%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	474.38	2.78%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	391.63	2.30%	800.00
Bond - Indostar Capital Finance Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	377.18	2.21%	800.00
Bond - Indian Bank	CD	Public sector bank	F1+	FITCH	291.79	1.71%	600.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	270.24	1.58%	2.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	258.59	1.52%	250.00
Bond - Govt of India	GOI	Other			257.46	1.51%	25.00 L
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	257.26	1.51%	2.50 k
Bond - GIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AA+	CRISIL	254.10	1.49%	2.50 k
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	249.38	1.46%	500.00
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	246.14	1.44%	500.00
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	F1+	FITCH	243.55	1.43%	500.00
Bond - Au Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	240.81	1.41%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	237.01	1.39%	500.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	152.47	0.89%	1.50 k
Bond - Govt of India	GOI	Other			111.32	0.65%	15.41 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	97.28	0.57%	200.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	53.36	0.31%	50.00
Bond - Tata Capital Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.72	0.30%	50.00
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	49.33	0.29%	100.00
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.04	0.29%	100.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	48.09	0.28%	100.00

Name	Type of Instrument	Weight (%)
MF Units	MF Units	5.90%
TREPS	TREPS	0.88%
Net Receivables	Net Receivables	0.00%

Forum

NITINPIMPALE
MF Investment Help
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11 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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23 days ago

View more

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The Fixed Income
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4 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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74 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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87 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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124 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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