LIC MF Equity Savings Fund - IDCW - Monthly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Equity Savings

Scheme Objective

To provide regular income along with opportunities for capital appreciation through investments in a diversified basket of debt, equity and money market instruments.

Scheme Details

Fund manager(s) – Sumit Bhatnagar , Pratik Harish Shroff
Launch date – 07-Mar-2011
Expense ratio – 2.33% as declared on 30-Sep-2025 (category average is 1.65%)
Benchmark - Nifty Equity Savings Index

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

LIC MF Equity Savings Fund - IDCW - Monthly charges 1.0% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

29.82

0.00

0.00%

Sep - 2025	29.82	0.00%
Aug - 2025	28.43	0.00%
Jul - 2025	29.04	0.00%
Jun - 2025	20.52	0.00%
May - 2025	21.56	0.00%
Apr - 2025	19.34	0.00%
Mar - 2025	19.12	0.00%
Feb - 2025	18.31	0.00%
Jan - 2025	19.90	0.00%

2024

19.81

0.00

0.00%

Dec - 2024	19.81	0.00	0.00%
Nov - 2024	20.18	0.00	0.00%
Oct - 2024	20.27	0.00	0.00%
Sep - 2024	21.68	0.00	0.00%
Aug - 2024	20.16	0.00	0.00%
Jul - 2024	19.38	0.00	0.00%
Jun - 2024	17.66	0.00	0.00%
May - 2024	16.24	32994.13	0.05%
Apr - 2024	15.77	31941.97	0.05%
Mar - 2024	14.64	30303.84	0.05%
Feb - 2024	12.71	29167.27	0.04%
Jan - 2024	11.53	27521.64	0.04%

2023

10.88

26174.33

0.04%

Dec - 2023	10.88	26174.33	0.04%
Nov - 2023	10.27	24490.06	0.04%
Oct - 2023	9.41	22875.61	0.04%
Sep - 2023	8.98	22356.15	0.04%
Aug - 2023	10.03	20867.15	0.05%
Jul - 2023	10.03	19294.04	0.05%
Jun - 2023	9.91	18227.29	0.05%
May - 2023	9.78	17494.73	0.06%
Apr - 2023	9.65	16807.29	0.06%
Mar - 2023	9.72	16666.28	0.06%
Feb - 2023	9.77	17130.96	0.06%
Jan - 2023	9.97	17376.91	0.06%

2022

10.37

17507.11

0.06%

Dec - 2022	10.37	17507.11	0.06%
Nov - 2022	10.87	17718.57	0.06%
Oct - 2022	11.33	17817.51	0.06%
Sep - 2022	11.18	17688.04	0.06%
Aug - 2022	11.56	17993.22	0.06%
Jul - 2022	11.49	17702.76	0.06%
Jun - 2022	11.04	17449.08	0.06%
May - 2022	11.44	17560.50	0.07%
Apr - 2022	11.66	17539.03	0.07%
Mar - 2022	11.77	17121.86	0.07%
Feb - 2022	12.56	17104.43	0.07%
Jan - 2022	12.95	16965.91	0.08%

2021

12.90

16849.37

0.08%

Dec - 2021	12.90	16849.37	0.08%
Nov - 2021	12.80	16516.44	0.08%
Oct - 2021	13.00	15610.43	0.08%
Sep - 2021	12.66	14538.63	0.09%
Aug - 2021	12.46	13523.62	0.09%
Jul - 2021	11.27	12351.25	0.09%
Jun - 2021	11.26	11562.91	0.10%
May - 2021	11.21	10636.18	0.11%
Apr - 2021	10.99	9983.14	0.11%
Mar - 2021	11.04	9959.67	0.11%
Feb - 2021	11.00	9970.81	0.11%
Jan - 2021	10.52	9789.07	0.11%

2020

11.03

10046.54

0.11%

Dec - 2020	11.03	10046.54	0.11%
Nov - 2020	11.54	10130.46	0.11%
Oct - 2020	10.99	10052.02	0.11%
Sep - 2020	10.99	10266.71	0.11%
Aug - 2020	11.23	10661.41	0.11%
Jul - 2020	11.00	10850.11	0.10%
Jun - 2020	10.88	10947.10	0.10%
May - 2020	10.85	10977.07	0.10%
Apr - 2020	11.02	11489.89	0.10%
Mar - 2020	10.44	11285.92	0.09%
Feb - 2020	12.03	13470.88	0.09%
Jan - 2020	11.89	14311.00	0.08%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

LIC Mutual Fund Asset Management Company Ltd.

4TH FLOOR, INDUSTRIAL INSURANCE BUILDING, OPP. CHURCHGATE STATION MUMBAI 400020
Tel no.: 022-66016000
Fax no.: 022-22843660
Website.: www.licmf.com

Forum

NITINPIMPALE
MF Investment Help
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10 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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22 days ago

View more

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The Fixed Income
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3 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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73 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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86 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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123 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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