LIC MF Banking & PSU Fund - IDCW - Weekly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 51 (Category Avg - 60.76) | Modified Duration 3.14 Years (Category Avg - 3.00)| Yield to Maturity 6.70% (Category Avg - 6.69%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	16.10%	15.24%
CD	5.04%	5.63%
T-Bills	0.00%	0.04%
CP	0.00%	0.08%
NCD & Bonds	78.26%	72.69%
PTC	0.00%	0.96%

Category - Banking and PSU Fund

Security Type	% Weight	Category Average
Government Backed	16.10%	15.27%
Low Risk	83.30%	79.36%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Banking and PSU Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Highways Authority of India	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	AAA	CRISIL	1113.50	5.91%	1.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1079.43	5.73%	10.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1007.49	5.35%	9.50 k
Bond - Govt of India	GOI	Other			660.88	3.51%	65.00 L
Bond - NLC India Ltd.	NCD & Bonds	Power generation	LAAA	ICRA	646.63	3.43%	600.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	590.59	3.13%	5.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	551.78	2.93%	5.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	538.81	2.86%	5.00 k
Bond - Govt of India	GOI	Other			535.25	2.84%	50.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	523.83	2.78%	5.00 k
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	522.32	2.77%	500.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	521.75	2.77%	5.00 k
Bond - Govt of India	GOI	Other			519.96	2.76%	50.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	511.54	2.71%	5.00 k
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	503.03	2.67%	5.00 k
Bond - JIO Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	501.60	2.66%	5.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.81	2.53%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	473.11	2.51%	1.00 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	466.28	2.47%	4.50 k
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	309.40	1.64%	1.00 k
Bond - Govt of India	GOI	Other			300.47	1.59%	30.00 L
Bond - National Highways Authority of India	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	AAA	CRISIL	274.28	1.46%	250.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	273.16	1.45%	250.00
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	270.01	1.43%	2.50 k
Bond - Nuclear Power Corporation of India Limited	NCD & Bonds	Power generation	LAAA	ICRA	269.16	1.43%	250.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	265.35	1.41%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	264.75	1.41%	250.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	264.48	1.40%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	264.35	1.40%	2.50 k
Bond - Govt of India	GOI	Other			263.77	1.40%	25.00 L
Bond - Govt of India	GOI	Other			263.06	1.40%	25.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	262.63	1.39%	2.50 k
Bond - Nuclear Power Corporation of India Limited	NCD & Bonds	Power generation	AAA	CRISIL	261.66	1.39%	250.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	260.83	1.38%	250.00
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	259.86	1.38%	2.50 k
Bond - Indian Oil Corporation Ltd.	NCD & Bonds	Refineries & marketing	INDAAA	FITCH	257.59	1.37%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.35	1.37%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.23	1.37%	250.00
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	254.63	1.35%	2.50 k
Bond - Govt of India	GOI	Other			254.53	1.35%	25.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	252.35	1.34%	2.50 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	161.56	0.86%	150.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	159.78	0.85%	1.50 k
Bond - Nuclear Power Corporation of India Limited	NCD & Bonds	Power generation	AAA	CRISIL	156.85	0.83%	150.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	154.04	0.82%	1.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	153.66	0.82%	1.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	102.60	0.54%	100.00
Bond - Govt of India	GOI	Other			77.76	0.41%	7.50 L
Bond - Govt of India	GOI	Other			54.52	0.29%	5.00 L
Bond - Govt of India	GOI	Other			52.30	0.28%	5.00 L
Bond - Govt of India	GOI	Other			51.58	0.27%	5.00 L