Kotak FMP Series 328 - (90D) - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

This scheme closed on 16-05-2024 & the data you are seeing is not latest data.

No of Debt Holding 11 (Category Avg - 13.08) | Modified Duration 0.00 Years (Category Avg - 2.37)| Yield to Maturity - -- (Category Avg - 0.00%)

Portfolio Summary (as on 30th Apr,2024)

Category - Fixed Maturity Plans - Debt

Category - Fixed Maturity Plans - Debt

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	159.53	11.04%	1.60 k
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	149.76	10.37%	300.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	149.59	10.35%	1.50 k
Bond - Federal Bank Ltd.	CD	Private sector bank	P1+	CRISIL	139.84	9.68%	1.40 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	139.79	9.68%	280.00
Bond - Godrej Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	139.58	9.66%	280.00
Bond - Godrej Properties Ltd.	CP	Residential, commercial projects	P1+	CRISIL	139.57	9.66%	280.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	139.62	9.66%	1.40 k
Bond - Nuvama Wealth and Investment Ltd.	CP	Stockbroking & allied	P1+	CRISIL	119.58	8.28%	240.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	99.77	6.90%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	A1+	ICRA	49.91	3.45%	500.00