ICICI Prudential Retirement Fund - Pure Debt Plan - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : ICICI Prudential Mutual Fund

Scheme Objective

To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.

Scheme Details

Fund manager(s) – Darshil Dedhia , Rohit Lakhotia , Sharmila D’silva
Launch date – 27-Feb-2019
Expense ratio – 1.24% as declared on 30-Sep-2025 (category average is 0.95%)
Benchmark - Nifty Composite Debt Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

98.13

0.00

0.00%

Sep - 2025	98.13	0.00%
Aug - 2025	99.57	0.00%
Jul - 2025	101.88	0.00%
Jun - 2025	103.76	0.00%
May - 2025	106.21	0.00%
Apr - 2025	107.10	0.00%
Mar - 2025	106.26	0.00%
Feb - 2025	108.05	0.00%
Jan - 2025	107.25	0.00%

2024

107.46

0.00

0.00%

Dec - 2024	107.46	0.00	0.00%
Nov - 2024	112.65	0.00	0.00%
Oct - 2024	115.93	0.00	0.00%
Sep - 2024	117.68	0.00	0.00%
Aug - 2024	119.53	0.00	0.00%
Jul - 2024	117.42	0.00	0.00%
Jun - 2024	121.29	0.00	0.00%
May - 2024	123.71	27022.37	0.46%
Apr - 2024	125.81	26269.83	0.48%
Mar - 2024	127.18	25352.07	0.50%
Feb - 2024	130.73	24933.04	0.52%
Jan - 2024	134.39	24499.16	0.55%

2023

157.16

24051.60

0.65%

Dec - 2023	157.16	24051.60	0.65%
Nov - 2023	160.09	22692.50	0.71%
Oct - 2023	165.39	21422.05	0.77%
Sep - 2023	167.15	21606.14	0.77%
Aug - 2023	169.66	21272.31	0.80%
Jul - 2023	163.12	21026.73	0.78%
Jun - 2023	167.08	20210.32	0.83%
May - 2023	171.88	19461.40	0.88%
Apr - 2023	174.81	18740.21	0.93%
Mar - 2023	171.99	17987.14	0.96%
Feb - 2023	175.18	17809.25	0.98%
Jan - 2023	179.03	17794.41	1.01%

2022

185.80

17993.31

1.03%

Dec - 2022	185.80	17993.31	1.03%
Nov - 2022	190.41	18233.59	1.04%
Oct - 2022	196.07	17818.23	1.10%
Sep - 2022	200.74	17264.46	1.16%
Aug - 2022	206.81	17407.17	1.19%
Jul - 2022	212.83	16765.41	1.27%
Jun - 2022	226.50	15671.74	1.45%
May - 2022	238.55	16062.33	1.49%
Apr - 2022	248.70	16341.14	1.52%
Mar - 2022	259.62	16401.21	1.58%
Feb - 2022	270.30	15924.11	1.70%
Jan - 2022	276.70	16416.94	1.69%

2021

290.78

16444.54

1.77%

Dec - 2021	290.78	16444.54	1.77%
Nov - 2021	301.41	16154.05	1.87%
Oct - 2021	311.94	16294.89	1.91%
Sep - 2021	325.34	16150.65	2.01%
Aug - 2021	345.90	15700.89	2.20%
Jul - 2021	361.56	15132.20	2.39%
Jun - 2021	397.84	14741.97	2.70%
May - 2021	415.21	14411.14	2.88%
Apr - 2021	422.76	13689.10	3.09%
Mar - 2021	436.09	13568.28	3.21%
Feb - 2021	458.68	13380.56	3.43%
Jan - 2021	493.53	11808.61	4.18%

2020

500.95

11942.57

4.19%

Dec - 2020	500.95	11942.57	4.19%
Nov - 2020	480.14	11407.36	4.21%
Oct - 2020	456.61	10644.43	4.29%
Sep - 2020	456.74	10482.61	4.36%
Aug - 2020	458.61	10485.06	4.37%
Jul - 2020	446.04	10235.76	4.36%
Jun - 2020	404.46	9796.01	4.13%
May - 2020	365.20	9231.89	3.96%
Apr - 2020	353.24	9245.71	3.82%
Mar - 2020	353.89	8504.43	4.16%
Feb - 2020	375.88	10091.60	3.72%
Jan - 2020	369.54	10421.46	3.55%

Tax Rate

Please check with your Tax Advisor.

Contact Details

ICICI Prudential Asset Management Co. Ltd.

One BKC, A-Wing, 13th Floor, Bandra Kurla Complex Mumbai 400051
Tel no.: 022-26525000
Fax no.: 022-26528100
Website.: www.icicipruamc.com

Forum

NITINPIMPALE
MF Investment Help
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9 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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21 days ago

View more

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The Fixed Income
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1 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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71 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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84 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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122 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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