HDFC Medium Term Debt Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 69 (Category Avg - 41.77) | Modified Duration 3.44 Years (Category Avg - 3.47)| Yield to Maturity 7.62% (Category Avg - 7.29%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	23.89%	35.00%
CD	2.50%	1.38%
CP	0.00%	0.15%
NCD & Bonds	65.70%	53.87%
PTC	2.69%	1.71%

Category - Medium Duration Fund

Security Type	% Weight	Category Average
Government Backed	23.89%	35.00%
Low Risk	67.66%	54.70%
Moderate Risk	3.23%	2.41%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium Duration Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			3069.36	7.81%	3.00 Cr
Bond - Govt of India	GOI	Other			1890.69	4.81%	1.85 Cr
Bond - Tata Steel Ltd.	NCD & Bonds	Iron & steel products	CARE AA+	CARE	1475.90	3.76%	14.50 k
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	A+	CRISIL	1267.57	3.23%	12.67 k
Bond - Govt of India	GOI	Other			1210.46	3.08%	1.20 Cr
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	1115.12	2.84%	10.72 k
Bond - Kalpataru Projects International Ltd.	NCD & Bonds	Civil construction	AA	FITCH	1010.15	2.57%	10.00 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	1001.72	2.55%	10.00 k
Bond - SBFC Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	FITCH	998.96	2.54%	10.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	983.83	2.50%	2.00 k
Bond - Mas Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	950.12	2.42%	9.50 k
Bond - Coastal Gujarat Power Ltd.	NCD & Bonds	Integrated power utilities	CARE AA+	CARE	767.38	1.95%	725.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	762.87	1.94%	7.50 k
Bond - Motilal Oswal Home Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	758.27	1.93%	7.50 k
Bond - Truhome Finance Ltd.	NCD & Bonds	Housing finance company	AA	FITCH	756.87	1.93%	7.50 k
Bond - IIFL Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	754.73	1.92%	7.50 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	721.97	1.84%	7.00 k
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	711.16	1.81%	7.00 k
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	615.02	1.57%	6.00 k
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	606.55	1.54%	6.00 k
Bond - Govt of India	GOI	Other			598.38	1.52%	60.00 L
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	549.34	1.40%	550.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	512.05	1.30%	5.00 k
Bond - Govt of India	GOI	Other			510.33	1.30%	50.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	507.89	1.29%	5.00 k
Bond - Indian Oil Corporation Ltd.	NCD & Bonds	Refineries & marketing	AAA	CRISIL	508.81	1.29%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	508.01	1.29%	5.00 k
Bond - Tata Power Renewable Energy Ltd.	NCD & Bonds	Power generation	CARE AA+	CARE	508.33	1.29%	5.00 k
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	CARE AAA	CARE	504.38	1.28%	5.00 k
Bond - Infopark Properties Ltd.	NCD & Bonds	Real estate investment trusts (reits)	CARE AA-	CARE	504.36	1.28%	5.00 k
Bond - JM Financial Home Loans Ltd.	NCD & Bonds	Housing finance company	AA	CRISIL	504.77	1.28%	5.00 k
Bond - J S W Energy Ltd.	NCD & Bonds	Power generation	LAA	ICRA	503.74	1.28%	5.00 k
Bond - TMF Holdings Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	500.88	1.27%	500.00
Bond - TMF Holdings Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	493.78	1.26%	500.00
Bond - Kalpataru Projects International Ltd.	NCD & Bonds	Civil construction	AA	CRISIL	451.63	1.15%	4.50 k
Bond - VAJRA 009 Trust	PTC	Ptc	LAA+	ICRA	403.50	1.03%	40.00
Bond - Govt of India	GOI	Other			389.15	0.99%	40.00 L
Bond - Universe Trust Dec 2024	PTC	Ptc	CARE AAA	CARE	373.00	0.95%	370.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	365.18	0.93%	350.00
Bond - Govt of India	GOI	Other			347.37	0.88%	35.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	307.32	0.78%	3.00 k
Bond - Indigo 043	PTC	Ptc	AA	CRISIL	278.02	0.71%	278.00
Bond - Govt of India	GOI	Other			262.56	0.67%	25.00 L
Bond - Govt of India	GOI	Other			260.97	0.66%	25.00 L
Bond - Govt of India	GOI	Other			259.36	0.66%	25.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	258.31	0.66%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.50	0.66%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	260.54	0.66%	250.00
Bond - Grasim Industries Limited	NCD & Bonds	Cement & cement products	AAA	CRISIL	253.55	0.65%	250.00
Bond - Mahindra Rural Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.41	0.65%	2.50 k
Bond - ONGC Petro-Additions Ltd.	NCD & Bonds	Petrochemicals	LAA	ICRA	254.51	0.65%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	253.92	0.65%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	254.00	0.65%	2.50 k
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	LAAA	ICRA	252.38	0.64%	250.00
Bond - JM Financial Home Loans Ltd.	NCD & Bonds	Housing finance company	AA	CRISIL	252.02	0.64%	2.50 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	251.60	0.64%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	252.69	0.64%	2.50 k
Bond - ONGC Petro-Additions Ltd.	NCD & Bonds	Petrochemicals	LAA	ICRA	252.31	0.64%	2.50 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	253.41	0.64%	2.50 k
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	249.21	0.63%	2.50 k
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	208.58	0.53%	2.00 k
Bond - Govt of India	GOI	Other			147.37	0.38%	15.00 L
Bond - Govt of India	GOI	Other			148.86	0.38%	15.00 L
Bond - Govt of India	GOI	Other			101.07	0.26%	10.40 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	101.36	0.26%	1.00 k
Bond - JM Financial Asset Reconstruction Co.	NCD & Bonds	Financial institution	LAA-	ICRA	100.12	0.25%	100.00
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	98.31	0.25%	1.00 k
Bond - Govt of India	GOI	Other			99.39	0.25%	10.00 L
Bond - Govt of India	GOI	Other			94.05	0.24%	10.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.36%
TREPS	TREPS	0.85%
Embassy Office Parks Reit	InvITs	0.79%
Indus Infra Trust	InvITs	0.72%
Capital Infra Trust	InvITs	0.50%

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NITINPIMPALE
MF Investment Help
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1 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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13 days ago

View more

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The Fixed Income
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12 hrs ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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63 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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76 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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114 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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