HDFC Floating Rate Debt Fund - Direct Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

Scheme Objective

To generate income / capital appreciation through investment in a portfolio comprising substantially of floating rate debt, fixed rate debt instruments swapped for floating rate returns and money market instruments.

Scheme Details

Fund manager(s) – Shobhit Mehrotra
Launch date – 01-Jan-2013
Expense ratio – 0.26% as declared on 31-Aug-2025 (category average is 0.28%)
Benchmark - CRISIL Short Duration Debt A-II Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

15753.72

0.00

0.00%

Aug - 2025	15753.72	0.00%
Jul - 2025	15496.95	0.00%
Jun - 2025	15321.94	0.00%
May - 2025	15220.97	0.00%
Apr - 2025	15014.78	0.00%
Mar - 2025	14724.14	0.00%
Feb - 2025	15117.78	0.00%
Jan - 2025	15085.23	0.00%

2024

14929.39

0.00

0.00%

Dec - 2024	14929.39	0.00	0.00%
Nov - 2024	15103.89	0.00	0.00%
Oct - 2024	15003.71	0.00	0.00%
Sep - 2024	14839.27	0.00	0.00%
Aug - 2024	15209.67	0.00	0.00%
Jul - 2024	15189.39	0.00	0.00%
Jun - 2024	14524.29	0.00	0.00%
May - 2024	14535.71	53197.39	27.32%
Apr - 2024	14482.53	53426.86	27.11%
Mar - 2024	13848.11	51469.08	26.91%
Feb - 2024	14765.06	53194.93	27.76%
Jan - 2024	16101.03	56474.60	28.51%

2023

15616.21

54934.98

28.43%

Dec - 2023	15616.21	54934.98	28.43%
Nov - 2023	16886.99	60723.96	27.81%
Oct - 2023	16419.94	59793.95	27.46%
Sep - 2023	15992.83	58915.51	27.15%
Aug - 2023	18288.48	63265.92	28.91%
Jul - 2023	17079.74	60653.84	28.16%
Jun - 2023	14406.85	54186.70	26.59%
May - 2023	14927.49	55354.25	26.97%
Apr - 2023	15816.29	57382.39	27.56%
Mar - 2023	14343.61	52793.54	27.17%
Feb - 2023	14785.96	56371.12	26.23%
Jan - 2023	14787.31	57643.58	25.65%

2022

15040.59

58873.68

25.55%

Dec - 2022	15040.59	58873.68	25.55%
Nov - 2022	15427.11	60858.97	25.35%
Oct - 2022	15865.07	60930.82	26.04%
Sep - 2022	16088.16	62906.25	25.57%
Aug - 2022	16072.34	63765.64	25.21%
Jul - 2022	16110.53	65560.45	24.57%
Jun - 2022	16399.17	69853.36	23.48%
May - 2022	18174.08	76908.77	23.63%
Apr - 2022	18660.80	82306.47	22.67%
Mar - 2022	17379.12	78353.43	22.18%
Feb - 2022	20734.04	87675.44	23.65%
Jan - 2022	24250.88	97989.54	24.75%

2021

23584.18

94817.18

24.87%

Dec - 2021	23584.18	94817.18	24.87%
Nov - 2021	23796.41	101447.74	23.46%
Oct - 2021	25465.99	106172.69	23.99%
Sep - 2021	24157.54	100575.57	24.02%
Aug - 2021	22077.29	94474.75	23.37%
Jul - 2021	20211.14	84159.52	24.02%
Jun - 2021	18739.70	75906.82	24.69%
May - 2021	17250.09	69730.93	24.74%
Apr - 2021	17285.86	68406.63	25.27%
Mar - 2021	16559.12	64988.99	25.48%
Feb - 2021	16885.78	62014.15	27.23%
Jan - 2021	16001.19	62657.96	25.54%

2020

15273.59

58778.92

25.98%

Dec - 2020	15273.59	58778.92	25.98%
Nov - 2020	14926.68	55708.97	26.79%
Oct - 2020	14534.46	52704.00	27.58%
Sep - 2020	13350.52	46292.41	28.84%
Aug - 2020	10681.20	41304.62	25.86%
Jul - 2020	10897.06	41044.08	26.55%
Jun - 2020	9331.25	35465.65	26.31%
May - 2020	8959.06	32479.81	27.58%
Apr - 2020	8933.16	31655.69	28.22%
Mar - 2020	9799.09	32429.41	30.22%
Feb - 2020	11037.08	38187.88	28.90%
Jan - 2020	11035.58	36027.11	30.63%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

HDFC Asset Management Company Limited

“HDFC House”, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai 400020
Tel no.: 022-6631 6333
Fax no.: 022-2282 1144
Website.: https://www.hdfcfund.com

Forum

hunch
MF Investment Help
Follow

27 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

43 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

3 hrs ago

Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

93 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

94 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.
h_purandare
MF Investment Help
Follow

100 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

Posted by : h_purandare
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347