Franklin India Money Market Fund - Retail - IDCW - Quarterly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Franklin Templeton Mutual Fund

No of Debt Holding 51 (Category Avg - 84.79) | Modified Duration 0.38 Years (Category Avg - 0.45)| Yield to Maturity 6.19% (Category Avg - 6.27%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	1.38%	4.18%
CD	67.75%	60.82%
T-Bills	12.16%	9.09%
CP	23.61%	29.17%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	13.54%	13.27%
Low Risk	91.36%	89.99%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	2681.49	7.49%	5.50 k
Bond - T-Bill	T-Bills	Other			2198.64	6.14%	2.25 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	1713.94	4.79%	3.50 k
Bond - T-Bill	T-Bills	Other			1487.41	4.15%	1.50 Cr
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1459.20	4.08%	3.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1092.48	3.05%	2.20 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	984.78	2.75%	2.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	983.65	2.75%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	981.73	2.74%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	979.60	2.74%	2.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	979.15	2.73%	2.00 k
Bond - Hero Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	976.93	2.73%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	974.50	2.72%	2.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	970.88	2.71%	2.00 k
Bond - Tata Motors Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	970.28	2.71%	2.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	956.38	2.67%	2.00 k
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	955.50	2.67%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	737.83	2.06%	1.50 k
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	A1+	ICRA	736.00	2.06%	1.50 k
Bond - IDBI Bank Ltd.	CD	Private sector bank	P1+	CRISIL	735.02	2.05%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	731.72	2.04%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	731.26	2.04%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	730.29	2.04%	1.50 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	730.25	2.04%	1.50 k
Bond - Mankind Pharma Ltd.	CP	Pharmaceuticals	P1+	CRISIL	698.02	1.95%	1.40 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	491.97	1.37%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	491.25	1.37%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	490.32	1.37%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	489.56	1.37%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	489.53	1.37%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	488.65	1.36%	1.00 k
Bond - Aditya Birla Finance Ltd.	CP	Non banking financial company (nbfc)	F1+	FITCH	488.65	1.36%	1.00 k
Bond - T-Bill	T-Bills	Other			488.04	1.36%	50.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	487.86	1.36%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	487.42	1.36%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	486.91	1.36%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	486.66	1.36%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	PR1+	CARE	486.40	1.36%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	485.92	1.36%	1.00 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	485.85	1.36%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	485.84	1.36%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	485.73	1.36%	1.00 k
Bond - Bahadur Chand Investments Pvt. Ltd.	CP	Investment company	PR1+	CARE	484.67	1.35%	1.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	389.50	1.09%	800.00
Bond - Govt of India	GOI	Other			290.24	0.81%	28.60 L
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	243.47	0.68%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	243.39	0.68%	500.00
Bond - Govt of India	GOI	Other			204.60	0.57%	20.00 L
Bond - T-Bill	T-Bills	Other			149.98	0.42%	15.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	48.75	0.14%	100.00
Bond - T-Bill	T-Bills	Other			31.12	0.09%	3.17 L

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	-1.91%
Net Receivables	Net Receivables	-3.00%

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NITINPIMPALE
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10 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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22 days ago

View more

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The Fixed Income
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2 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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72 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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85 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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122 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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