Franklin India ELSS Tax Saver Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : Franklin Templeton Mutual Fund

Scheme Objective

To provide medium to long term growth of capital along with income tax rebate.

Scheme Details

Fund manager(s) – Rajasa Kakulavarapu , R. Janakiraman
Launch date – 01-Jan-2013
Expense ratio – 1.02% as declared on 30-Sep-2025 (category average is 0.92%)
Benchmark - Nifty 500

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

6531.42

0.00

0.00%

Sep - 2025	6531.42	0.00%
Aug - 2025	6537.22	0.00%
Jul - 2025	6705.56	0.00%
Jun - 2025	6883.11	0.00%
May - 2025	6718.66	0.00%
Apr - 2025	6592.42	0.00%
Mar - 2025	6358.59	0.00%
Feb - 2025	5986.40	0.00%
Jan - 2025	6438.34	0.00%

2024

6854.56

0.00

0.00%

Dec - 2024	6854.56	0.00	0.00%
Nov - 2024	6889.57	0.00	0.00%
Oct - 2024	6832.69	0.00	0.00%
Sep - 2024	7241.79	0.00	0.00%
Aug - 2024	7143.11	0.00	0.00%
Jul - 2024	7059.91	0.00	0.00%
Jun - 2024	6815.90	0.00	0.00%
May - 2024	6397.51	223106.14	2.87%
Apr - 2024	6383.38	221637.55	2.88%
Mar - 2024	6179.88	212968.51	2.90%
Feb - 2024	6144.32	208593.74	2.95%
Jan - 2024	6032.54	203644.64	2.96%

2023

5962.22

199534.21

2.99%

Dec - 2023	5962.22	199534.21	2.99%
Nov - 2023	5564.45	187272.41	2.97%
Oct - 2023	5224.24	174383.90	3.00%
Sep - 2023	5356.17	178976.97	2.99%
Aug - 2023	5246.97	175399.72	2.99%
Jul - 2023	5249.73	175666.64	2.99%
Jun - 2023	5028.51	169734.76	2.96%
May - 2023	4863.14	162430.51	2.99%
Apr - 2023	4740.33	156596.22	3.03%
Mar - 2023	4601.67	149645.93	3.08%
Feb - 2023	4584.10	148242.90	3.09%
Jan - 2023	4690.67	149392.61	3.14%

2022

4907.86

152764.67

3.21%

Dec - 2022	4907.86	152764.67	3.21%
Nov - 2022	5096.03	156759.27	3.25%
Oct - 2022	5003.82	153322.29	3.26%
Sep - 2022	4749.37	147591.21	3.22%
Aug - 2022	4862.16	151685.51	3.21%
Jul - 2022	4675.16	146051.81	3.20%
Jun - 2022	4312.12	132537.89	3.25%
May - 2022	4575.48	139007.48	3.29%
Apr - 2022	4726.71	144213.40	3.28%
Mar - 2022	4794.64	145624.48	3.29%
Feb - 2022	4693.36	138806.70	3.38%
Jan - 2022	4984.39	144635.86	3.45%

2021

5000.07

145783.16

3.43%

Dec - 2021	5000.07	145783.16	3.43%
Nov - 2021	4920.53	142356.14	3.46%
Oct - 2021	5113.97	146098.30	3.50%
Sep - 2021	5020.57	145356.40	3.45%
Aug - 2021	4876.56	141840.66	3.44%
Jul - 2021	4731.52	134683.48	3.51%
Jun - 2021	4739.14	131689.99	3.60%
May - 2021	4635.75	128774.29	3.60%
Apr - 2021	4336.40	121579.80	3.57%
Mar - 2021	4375.42	121114.97	3.61%
Feb - 2021	4407.05	118836.61	3.71%
Jan - 2021	4151.04	110639.78	3.75%

2020

4202.11

113760.32

3.69%

Dec - 2020	4202.11	113760.32	3.69%
Nov - 2020	4053.15	106924.67	3.79%
Oct - 2020	3563.12	96223.64	3.70%
Sep - 2020	3473.13	94117.27	3.69%
Aug - 2020	3627.59	94958.88	3.82%
Jul - 2020	3452.68	90817.36	3.80%
Jun - 2020	3309.57	86390.81	3.83%
May - 2020	3086.48	80076.00	3.85%
Apr - 2020	3130.66	81740.65	3.83%
Mar - 2020	2782.08	71591.70	3.89%
Feb - 2020	3776.82	92355.61	4.09%
Jan - 2020	4056.17	96718.12	4.19%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

Franklin Templeton Asset Management (India) Private Limited

One International Centre, Tower 2, 12th & 13th Floor, Senapati Bapat Marg, Elphinstone (West) Mumbai 400013
Tel no.: 022 - 67519100
Fax no.: 022-66490622/6649062
Website.: https://www.franklintempletonindia.com

Forum

NITINPIMPALE
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9 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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21 days ago

View more

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The Fixed Income
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1 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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71 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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84 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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122 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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