Bank of India Flexi Cap Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Flexi Cap Fund

Scheme Objective

To generate long term capital appreciation by investing predominantly in equity and equity-related securities across various market capitalisation.

Scheme Details

Fund manager(s) – Alok Singh
Launch date – 29-Jun-2020
Expense ratio – 1.92% as declared on 30-Sep-2025 (category average is 1.79%)
Benchmark - BSE 500 TRI

Min SIP amount - ₹1000
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Bank of India Flexi Cap Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

2164.81

0.00

0.00%

Sep - 2025	2164.81	0.00%
Aug - 2025	2111.94	0.00%
Jul - 2025	2155.45	0.00%
Jun - 2025	2208.92	0.00%
May - 2025	2152.50	0.00%
Apr - 2025	1981.91	0.00%
Mar - 2025	1962.03	0.00%
Feb - 2025	1786.77	0.00%
Jan - 2025	1991.04	0.00%

2024

2096.09

0.00

0.00%

Dec - 2024	2096.09	0.00	0.00%
Nov - 2024	2048.16	0.00	0.00%
Oct - 2024	1929.59	0.00	0.00%
Sep - 2024	1918.25	0.00	0.00%
Aug - 2024	1834.57	0.00	0.00%
Jul - 2024	1700.33	0.00	0.00%
Jun - 2024	1467.36	0.00	0.00%
May - 2024	991.78	372448.04	0.27%
Apr - 2024	879.32	365163.66	0.24%
Mar - 2024	743.44	350679.86	0.21%
Feb - 2024	683.42	344168.55	0.20%
Jan - 2024	630.37	334446.98	0.19%

2023

558.66

327771.64

0.17%

Dec - 2023	558.66	327771.64	0.17%
Nov - 2023	491.54	306455.77	0.16%
Oct - 2023	426.96	285706.93	0.15%
Sep - 2023	425.91	290305.26	0.15%
Aug - 2023	396.81	283812.50	0.14%
Jul - 2023	394.44	281124.32	0.14%
Jun - 2023	369.35	272498.28	0.14%
May - 2023	353.71	262363.37	0.13%
Apr - 2023	353.59	252158.24	0.14%
Mar - 2023	338.95	241672.09	0.14%
Feb - 2023	334.22	240360.43	0.14%
Jan - 2023	338.97	241404.71	0.14%

2022

345.35

245706.09

0.14%

Dec - 2022	345.35	245706.09	0.14%
Nov - 2022	350.56	252651.13	0.14%
Oct - 2022	340.41	245825.32	0.14%
Sep - 2022	323.88	235799.59	0.14%
Aug - 2022	307.97	239299.33	0.13%
Jul - 2022	284.84	228209.96	0.12%
Jun - 2022	244.55	207782.81	0.12%
May - 2022	244.63	215690.05	0.11%
Apr - 2022	239.62	220368.61	0.11%
Mar - 2022	225.34	222586.59	0.10%
Feb - 2022	198.48	213011.22	0.09%
Jan - 2022	192.84	219612.05	0.09%

2021

179.72

219098.35

0.08%

Dec - 2021	179.72	219098.35	0.08%
Nov - 2021	160.80	211363.42	0.08%
Oct - 2021	150.01	215149.19	0.07%
Sep - 2021	138.75	210873.40	0.07%
Aug - 2021	127.24	204392.22	0.06%
Jul - 2021	115.50	190266.73	0.06%
Jun - 2021	94.18	173463.60	0.05%
May - 2021	86.30	168153.54	0.05%
Apr - 2021	74.51	156595.65	0.05%
Mar - 2021	70.90	155785.71	0.05%
Feb - 2021	62.35	153260.66	0.04%
Jan - 2021	55.16	142511.17	0.04%

2020

54.39

145923.30

0.04%

Dec - 2020	54.39	145923.30	0.04%
Nov - 2020	56.16	138784.43	0.04%
Oct - 2020	52.81	125987.55	0.04%
Sep - 2020	48.48	124307.86	0.04%
Aug - 2020	40.28	126291.48	0.03%
Jul - 2020	36.88	123050.96	0.03%
Jun - 2020	32.43	116943.07	0.03%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

Bank of India Investment Managers Private Limited

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013
Tel no.: 022-61249000
Fax no.: 022-61249001
Website.: www.boimf.in

Forum

NITINPIMPALE
MF Investment Help
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8 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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20 days ago

View more

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The Fixed Income
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18 hrs ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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70 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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83 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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121 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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