Bank of India ELSS Tax Saver - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Scheme Objective

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.

Scheme Details

Fund manager(s) – Alok Singh
Launch date – 02-Jan-2013
Expense ratio – 0.67% as declared on 30-Sep-2025 (category average is 0.88%)
Benchmark - BSE 500 TRI

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

1374.63

0.00

0.00%

Sep - 2025	1374.63	0.00%
Aug - 2025	1354.96	0.00%
Jul - 2025	1397.30	0.00%
Jun - 2025	1432.23	0.00%
May - 2025	1398.40	0.00%
Apr - 2025	1323.87	0.00%
Mar - 2025	1319.59	0.00%
Feb - 2025	1182.15	0.00%
Jan - 2025	1329.97	0.00%

2024

1441.45

0.00

0.00%

Dec - 2024	1441.45	0.00	0.00%
Nov - 2024	1453.01	0.00	0.00%
Oct - 2024	1435.90	0.00	0.00%
Sep - 2024	1485.63	0.00	0.00%
Aug - 2024	1487.26	0.00	0.00%
Jul - 2024	1484.56	0.00	0.00%
Jun - 2024	1428.33	0.00	0.00%
May - 2024	1326.57	223106.14	0.59%
Apr - 2024	1297.72	221637.55	0.59%
Mar - 2024	1210.15	212968.51	0.57%
Feb - 2024	1149.51	208593.74	0.55%
Jan - 2024	1090.31	203644.64	0.54%

2023

1040.01

199534.21

0.52%

Dec - 2023	1040.01	199534.21	0.52%
Nov - 2023	951.28	187272.41	0.51%
Oct - 2023	860.31	174383.90	0.49%
Sep - 2023	888.58	178976.97	0.50%
Aug - 2023	843.13	175399.72	0.48%
Jul - 2023	840.87	175666.64	0.48%
Jun - 2023	791.83	169734.76	0.47%
May - 2023	759.27	162430.51	0.47%
Apr - 2023	739.12	156596.22	0.47%
Mar - 2023	695.47	149645.93	0.46%
Feb - 2023	676.90	148242.90	0.46%
Jan - 2023	679.27	149392.61	0.45%

2022

692.94

152764.67

0.45%

Dec - 2022	692.94	152764.67	0.45%
Nov - 2022	696.31	156759.27	0.44%
Oct - 2022	676.48	153322.29	0.44%
Sep - 2022	645.62	147591.21	0.44%
Aug - 2022	644.78	151685.51	0.43%
Jul - 2022	608.62	146051.81	0.42%
Jun - 2022	551.26	132537.89	0.42%
May - 2022	569.76	139007.48	0.41%
Apr - 2022	595.57	144213.40	0.41%
Mar - 2022	592.77	145624.48	0.41%
Feb - 2022	538.52	138806.70	0.39%
Jan - 2022	546.15	144635.86	0.38%

2021

552.46

145783.16

0.38%

Dec - 2021	552.46	145783.16	0.38%
Nov - 2021	516.70	142356.14	0.36%
Oct - 2021	518.64	146098.30	0.35%
Sep - 2021	517.49	145356.40	0.36%
Aug - 2021	512.07	141840.66	0.36%
Jul - 2021	490.17	134683.48	0.36%
Jun - 2021	472.62	131689.99	0.36%
May - 2021	453.28	128774.29	0.35%
Apr - 2021	435.67	121579.80	0.36%
Mar - 2021	417.39	121114.97	0.34%
Feb - 2021	398.68	118836.61	0.34%
Jan - 2021	368.19	110639.78	0.33%

2020

375.60

113760.32

0.33%

Dec - 2020	375.60	113760.32	0.33%
Nov - 2020	350.92	106924.67	0.33%
Oct - 2020	318.52	96223.64	0.33%
Sep - 2020	309.08	94117.27	0.33%
Aug - 2020	298.69	94958.88	0.31%
Jul - 2020	283.93	90817.36	0.31%
Jun - 2020	261.59	86390.81	0.30%
May - 2020	248.21	80076.00	0.31%
Apr - 2020	256.44	81740.65	0.31%
Mar - 2020	225.02	71591.70	0.31%
Feb - 2020	279.83	92355.61	0.30%
Jan - 2020	279.00	96718.12	0.29%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

Bank of India Investment Managers Private Limited

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013
Tel no.: 022-61249000
Fax no.: 022-61249001
Website.: www.boimf.in

Forum

NITINPIMPALE
MF Investment Help
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11 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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23 days ago

View more

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The Fixed Income
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4 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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73 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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86 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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124 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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