Bandhan Credit Risk Fund - Direct Plan - IDCW - Periodic

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Scheme Objective

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Scheme Details

Fund manager(s) – Debraj Lahiri
Launch date – 03-Mar-2017
Expense ratio – 0.68% as declared on 31-Aug-2025 (category average is 0.76%)
Benchmark -

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Bandhan Credit Risk Fund - Direct Plan - IDCW - Periodic charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

257.49

0.00

0.00%

Sep - 2025	257.49	0.00%
Aug - 2025	264.46	0.00%
Jul - 2025	271.54	0.00%
Jun - 2025	278.36	0.00%
May - 2025	282.69	0.00%
Apr - 2025	285.92	0.00%
Mar - 2025	285.97	0.00%
Feb - 2025	289.46	0.00%
Jan - 2025	289.52	0.00%

2024

292.04

0.00

0.00%

Dec - 2024	292.04	0.00	0.00%
Nov - 2024	300.19	0.00	0.00%
Oct - 2024	305.41	0.00	0.00%
Sep - 2024	323.12	0.00	0.00%
Aug - 2024	330.45	0.00	0.00%
Jul - 2024	334.05	0.00	0.00%
Jun - 2024	343.50	0.00	0.00%
May - 2024	346.14	22511.35	1.54%
Apr - 2024	350.99	22874.49	1.53%
Mar - 2024	359.23	23141.36	1.55%
Feb - 2024	366.63	23328.91	1.57%
Jan - 2024	373.86	23521.30	1.59%

2023

385.36

23610.09

1.63%

Dec - 2023	385.36	23610.09	1.63%
Nov - 2023	392.64	23822.12	1.65%
Oct - 2023	395.22	23894.10	1.65%
Sep - 2023	399.83	23932.49	1.67%
Aug - 2023	410.28	24151.16	1.70%
Jul - 2023	419.96	24305.12	1.73%
Jun - 2023	434.35	24308.23	1.79%
May - 2023	450.45	24549.16	1.83%
Apr - 2023	458.99	24673.47	1.86%
Mar - 2023	460.36	24507.88	1.88%

2021

840.09

27355.63

3.07%

Sep - 2021	840.09	27355.63	3.07%
Aug - 2021	846.47	26732.20	3.17%
Jul - 2021	845.98	26441.66	3.20%
Jun - 2021	846.48	25912.34	3.27%
May - 2021	835.81	25558.89	3.27%
Apr - 2021	821.18	25079.70	3.27%
Mar - 2021	812.89	25013.24	3.25%
Feb - 2021	835.23	24904.08	3.35%
Jan - 2021	834.63	24813.61	3.36%

2020

811.07

24362.77

3.33%

Dec - 2020	811.07	24362.77	3.33%
Nov - 2020	804.07	24402.30	3.30%
Oct - 2020	799.75	24153.87	3.31%
Sep - 2020	794.54	24219.41	3.28%
Aug - 2020	813.39	24562.12	3.31%
Jul - 2020	835.80	24999.06	3.34%
Jun - 2020	829.00	25400.60	3.26%
May - 2020	836.81	26388.69	3.17%
Apr - 2020	955.78	32056.37	2.98%
Mar - 2020	1515.69	50127.08	3.02%
Feb - 2020	1646.13	55291.74	2.98%
Jan - 2020	1564.34	55019.81	2.84%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Bandhan AMC Limited

6th Floor, 841, One World Center, Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai 400013
Tel no.: 022-66289999
Fax no.: 022-24215052
Website.: www.bandhanmutual.com

Forum

NITINPIMPALE
MF Investment Help
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13 hrs ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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12 days ago

View more

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The Fixed Income
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17 hrs ago

Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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62 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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75 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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113 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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