Bandhan Asset Allocation Fund of Funds - Conservative Plan - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Fund of Funds

Scheme Objective

The investment objective of the scheme is to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Scheme Details

Fund manager(s) – Viraj Kulkarni
Launch date – 11-Feb-2010
Expense ratio – 0.76% as declared on 30-Sep-2025 (category average is 0.94%)
Benchmark - CRISIL Hybrid 85+15 - Conservative Index

Min SIP amount - ₹100
Min investment amount (one time- first time) - ₹1000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Bandhan Asset Allocation Fund of Funds - Conservative Plan - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

6.46

0.00

0.00%

Sep - 2025	6.46	0.00%
Aug - 2025	6.32	0.00%
Jul - 2025	6.35	0.00%
Jun - 2025	6.24	0.00%
May - 2025	6.25	0.00%
Apr - 2025	6.14	0.00%
Mar - 2025	5.94	0.00%
Feb - 2025	5.85	0.00%
Jan - 2025	5.93	0.00%

2024

6.02

0.00

0.00%

Dec - 2024	6.02	0.00	0.00%
Nov - 2024	6.03	0.00	0.00%
Oct - 2024	6.08	0.00	0.00%
Sep - 2024	6.25	0.00	0.00%
Aug - 2024	6.60	0.00	0.00%
Jul - 2024	6.48	0.00	0.00%
Jun - 2024	6.25	0.00	0.00%
May - 2024	6.14	70667.26	0.01%
Apr - 2024	6.16	69429.81	0.01%
Mar - 2024	6.30	68654.11	0.01%
Feb - 2024	6.24	66500.56	0.01%
Jan - 2024	6.20	65507.14	0.01%

2023

6.12

64785.98

0.01%

Dec - 2023	6.12	64785.98	0.01%
Nov - 2023	5.96	62978.63	0.01%
Oct - 2023	5.91	59558.99	0.01%
Sep - 2023	5.92	59732.34	0.01%
Aug - 2023	5.98	60930.74	0.01%
Jul - 2023	6.01	61557.51	0.01%
Jun - 2023	6.48	59834.18	0.01%
May - 2023	6.47	58969.95	0.01%
Apr - 2023	6.44	57598.44	0.01%
Mar - 2023	6.45	57022.14	0.01%
Feb - 2023	6.40	54540.57	0.01%
Jan - 2023	6.49	54708.67	0.01%

2022

7.06

52700.28

0.01%

Dec - 2022	7.06	52700.28	0.01%
Nov - 2022	8.58	52708.37	0.02%
Oct - 2022	8.45	50910.79	0.02%
Sep - 2022	8.86	49546.83	0.02%
Aug - 2022	8.98	50965.69	0.02%
Jul - 2022	8.85	51108.79	0.02%
Jun - 2022	8.60	48039.18	0.02%
May - 2022	8.65	49032.75	0.02%
Apr - 2022	8.68	48973.88	0.02%
Mar - 2022	8.74	50650.02	0.02%
Feb - 2022	8.18	49134.68	0.02%
Jan - 2022	8.37	48359.11	0.02%

2021

8.32

49466.23

0.02%

Dec - 2021	8.32	49466.23	0.02%
Nov - 2021	8.42	48520.21	0.02%
Oct - 2021	8.73	47650.13	0.02%
Sep - 2021	8.79	43676.72	0.02%
Aug - 2021	8.81	43144.17	0.02%
Jul - 2021	8.28	41250.05	0.02%
Jun - 2021	8.38	39390.46	0.02%
May - 2021	8.48	36963.60	0.02%
Apr - 2021	8.66	33936.77	0.03%
Mar - 2021	8.59	31171.20	0.03%
Feb - 2021	8.52	28901.37	0.03%
Jan - 2021	8.34	27072.17	0.03%

2020

8.43

26049.22

0.03%

Dec - 2020	8.43	26049.22	0.03%
Nov - 2020	8.31	23896.45	0.03%
Oct - 2020	8.17	22207.11	0.04%
Sep - 2020	7.97	21656.55	0.04%
Aug - 2020	8.26	20214.29	0.04%
Jul - 2020	8.23	19041.97	0.04%
Jun - 2020	8.11	16839.19	0.05%
May - 2020	8.05	15640.72	0.05%
Apr - 2020	8.00	15089.79	0.05%
Mar - 2020	9.57	13374.56	0.07%
Feb - 2020	10.16	14893.81	0.07%
Jan - 2020	10.42	14300.44	0.07%

Tax Rate

Please check with your Tax Advisor.

Contact Details

Bandhan AMC Limited

6th Floor, 841, One World Center, Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai 400013
Tel no.: 022-66289999
Fax no.: 022-24215052
Website.: www.bandhanmutual.com

Forum

NITINPIMPALE
MF Investment Help
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10 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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22 days ago

View more

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The Fixed Income
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3 days ago

Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in Stability with Long-Term Growth! 9.41% INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED 2037 ✔️ Coupon: 9.41% ✔️ Rating: CARE AAA Stable ✔️ Tenor: 11y 9m (Maturity: 27/Jul/2037) Secured Bond | PSU Bond | High Return Bond | Listed Enjoy a secure, government-backed investment with steady returns over the long term. ???? Explore on The Fixed Income :https://www.thefixedincome.com/product/dUJHdFp3PT0=/941-india-infrastructure-finance-company-limited-2037?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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73 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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86 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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123 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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