Aditya Birla Sun Life Savings Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

Scheme Objective

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Scheme Details

Fund manager(s) – Monika Gandhi , Dhaval Joshi , Sunaina da Cunha , Kaustubh Gupta
Launch date – 17-Apr-2003
Expense ratio – 0.59% as declared on 31-Aug-2025 (category average is 0.84%)
Benchmark - NIFTY Ultra Short Duration Debt Index A-I

Min SIP amount - ₹1000
Min investment amount (one time- first time) - ₹1000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

21521.30

0.00

0.00%

Aug - 2025	21521.30	0.00%
Jul - 2025	20794.74	0.00%
Jun - 2025	19189.39	0.00%
May - 2025	18981.31	0.00%
Apr - 2025	17263.43	0.00%
Mar - 2025	13293.68	0.00%
Feb - 2025	14987.55	0.00%
Jan - 2025	16797.94	0.00%

2024

16348.76

0.00

0.00%

Dec - 2024	16348.76	0.00	0.00%
Nov - 2024	16278.04	0.00	0.00%
Oct - 2024	15097.98	0.00	0.00%
Sep - 2024	12416.79	0.00	0.00%
Aug - 2024	13722.28	0.00	0.00%
Jul - 2024	14453.67	0.00	0.00%
Jun - 2024	13145.43	0.00	0.00%
May - 2024	13579.62	97006.94	14.00%
Apr - 2024	12059.60	94794.17	12.72%
Mar - 2024	10747.67	83544.25	12.86%
Feb - 2024	12705.36	91704.56	13.85%
Jan - 2024	12851.79	91480.51	14.05%

2023

12169.60

88408.54

13.77%

Dec - 2023	12169.60	88408.54	13.77%
Nov - 2023	13397.30	93889.99	14.27%
Oct - 2023	13710.60	95369.90	14.38%
Sep - 2023	13734.32	92363.93	14.87%
Aug - 2023	14682.62	97750.01	15.02%
Jul - 2023	14783.46	100730.09	14.68%
Jun - 2023	14497.17	93174.14	15.56%
May - 2023	15041.13	96771.97	15.54%
Apr - 2023	14524.55	90174.79	16.11%
Mar - 2023	12601.31	76133.14	16.55%
Feb - 2023	14457.08	88712.17	16.30%
Jan - 2023	14991.36	90253.42	16.61%

2022

14948.48

88333.68

16.92%

Dec - 2022	14948.48	88333.68	16.92%
Nov - 2022	14453.88	85941.08	16.82%
Oct - 2022	14075.31	87288.57	16.13%
Sep - 2022	14371.06	86241.03	16.66%
Aug - 2022	14507.91	95478.10	15.20%
Jul - 2022	14762.04	89013.74	16.58%
Jun - 2022	14161.38	83057.80	17.05%
May - 2022	15212.81	95333.63	15.96%
Apr - 2022	16313.77	101249.54	16.11%
Mar - 2022	14667.70	84443.32	17.37%
Feb - 2022	15455.88	88610.44	17.44%
Jan - 2022	15541.11	89966.25	17.27%

2021

14742.61

84967.28

17.35%

Dec - 2021	14742.61	84967.28	17.35%
Nov - 2021	16757.95	92204.20	18.17%
Oct - 2021	17499.89	96813.52	18.08%
Sep - 2021	17747.08	93045.97	19.07%
Aug - 2021	18972.66	101767.24	18.64%
Jul - 2021	19526.57	99737.36	19.58%
Jun - 2021	18789.29	91833.79	20.46%
May - 2021	18099.99	94261.24	19.20%
Apr - 2021	18187.57	90834.57	20.02%
Mar - 2021	16098.33	81639.58	19.72%
Feb - 2021	17085.85	88808.97	19.24%
Jan - 2021	16118.46	86632.81	18.61%

2020

16540.15

84998.58

19.46%

Dec - 2020	16540.15	84998.58	19.46%
Nov - 2020	17294.91	90759.53	19.06%
Oct - 2020	16215.21	85076.17	19.06%
Sep - 2020	14531.97	71156.43	20.42%
Aug - 2020	16218.25	76286.25	21.26%
Jul - 2020	14005.76	70617.26	19.83%
Jun - 2020	11830.21	60018.26	19.71%
May - 2020	12902.24	59367.84	21.73%
Apr - 2020	12267.87	57445.02	21.36%
Mar - 2020	12835.51	57882.71	22.18%
Feb - 2020	16488.89	82280.00	20.04%
Jan - 2020	17354.91	80829.69	21.47%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Aditya Birla Sun Life AMC Limited

One World Center,Tower 1, 17th Flr, Jupiter Mills,Senapati Bapat Marg,Elphinstone Road Mumbai 400 013
Tel no.: 022-43568000
Fax no.: 022-43568110/ 8111
Website.: https://mutualfund.adityabirlacapital.com/

Forum

NITINPIMPALE
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2 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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14 days ago

View more

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The Fixed Income
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1 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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64 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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77 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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115 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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