Aditya Birla Sun Life Income Fund - Direct Plan - IDCW

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

Scheme Objective

The objective of the scheme is to generate consistent income through superior yields on its investments at relatively moderate levels of risk through diversified research based investment approach.

Scheme Details

Fund manager(s) – Dhaval Joshi , Bhupesh Bameta
Launch date – 25-Feb-2015
Expense ratio – 0.74% as declared on 31-Aug-2025 (category average is 0.72%)
Benchmark - CRISIL Medium to Long Duration Debt A-III Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

2021.01

0.00

0.00%

Sep - 2025	2021.01	0.00%
Aug - 2025	2010.89	0.00%
Jul - 2025	2056.48	0.00%
Jun - 2025	2277.41	0.00%
May - 2025	2317.15	0.00%
Apr - 2025	2303.58	0.00%
Mar - 2025	2242.15	0.00%
Feb - 2025	2208.51	0.00%
Jan - 2025	2211.93	0.00%

2024

2185.07

0.00

0.00%

Dec - 2024	2185.07	0.00	0.00%
Nov - 2024	2182.15	0.00	0.00%
Oct - 2024	2181.01	0.00	0.00%
Sep - 2024	2102.81	0.00	0.00%
Aug - 2024	2012.10	0.00	0.00%
Jul - 2024	1921.63	0.00	0.00%
Jun - 2024	1910.66	0.00	0.00%
May - 2024	1848.85	10697.72	17.28%
Apr - 2024	1758.50	10512.78	16.73%
Mar - 2024	1793.46	10497.49	17.08%
Feb - 2024	1788.62	10533.78	16.98%
Jan - 2024	1771.23	10424.12	16.99%

2023

1757.70

10339.04

17.00%

Dec - 2023	1757.70	10339.04	17.00%
Nov - 2023	1742.54	10252.48	17.00%
Oct - 2023	1779.67	10205.19	17.44%
Sep - 2023	1790.10	10166.17	17.61%
Aug - 2023	1795.05	10267.71	17.48%
Jul - 2023	1835.52	10254.20	17.90%
Jun - 2023	1834.82	9879.61	18.57%
May - 2023	1854.31	9897.42	18.74%
Apr - 2023	1514.78	9613.60	15.76%
Mar - 2023	1496.22	8782.09	17.04%
Feb - 2023	1496.76	8664.05	17.28%
Jan - 2023	1521.77	8854.85	17.19%

2022

1514.63

8823.75

17.17%

Dec - 2022	1514.63	8823.75	17.17%
Nov - 2022	1529.76	8868.33	17.25%
Oct - 2022	1538.42	8884.86	17.32%
Sep - 2022	1541.58	8931.65	17.26%
Aug - 2022	1555.40	9030.92	17.22%
Jul - 2022	1542.79	8993.98	17.15%
Jun - 2022	1532.87	9065.27	16.91%
May - 2022	1544.81	9209.57	16.77%
Apr - 2022	1591.09	9522.23	16.71%
Mar - 2022	1593.69	9984.70	15.96%
Feb - 2022	2248.51	11055.08	20.34%
Jan - 2022	3129.09	13875.84	22.55%

2021

3214.35

13979.77

22.99%

Dec - 2021	3214.35	13979.77	22.99%
Nov - 2021	3524.48	14021.63	25.14%
Oct - 2021	3433.91	13066.65	26.28%
Sep - 2021	3128.32	12674.71	24.68%
Aug - 2021	2517.51	11489.59	21.91%
Jul - 2021	1759.90	10149.83	17.34%
Jun - 2021	2416.66	11824.70	20.44%
May - 2021	2067.52	11398.80	18.14%
Apr - 2021	1254.23	10503.24	11.94%
Mar - 2021	1222.42	10308.16	11.86%
Feb - 2021	1652.34	10671.26	15.48%
Jan - 2021	1805.10	11736.97	15.38%

2020

1748.02

12132.20

14.41%

Dec - 2020	1748.02	12132.20	14.41%
Nov - 2020	1685.08	11910.72	14.15%
Oct - 2020	1708.30	11701.08	14.60%
Sep - 2020	1464.62	11173.97	13.11%
Aug - 2020	1351.74	10473.55	12.91%
Jul - 2020	1452.24	10633.31	13.66%
Jun - 2020	1455.96	10273.77	14.17%
May - 2020	1459.83	9954.80	14.66%
Apr - 2020	1409.62	9571.33	14.73%
Mar - 2020	1297.97	9721.13	13.35%
Feb - 2020	1255.98	10268.81	12.23%
Jan - 2020	917.03	9772.74	9.38%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Aditya Birla Sun Life AMC Limited

One World Center,Tower 1, 17th Flr, Jupiter Mills,Senapati Bapat Marg,Elphinstone Road Mumbai 400 013
Tel no.: 022-43568000
Fax no.: 022-43568110/ 8111
Website.: https://mutualfund.adityabirlacapital.com/

Forum

NITINPIMPALE
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6 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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18 days ago

View more

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The Fixed Income
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2 hrs ago

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  Park Your Money in a Safe & High-Return PSU Bond POWER FINANCE CORPORATION LIMITED 2029 ✔️ Coupon: 9.10% ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable, CARE AAA Stable ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) PSU Bond | High Return Bond | Listed Invest with confidence in a highly-rated PSU bond offering steady returns and strong credibility. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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69 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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82 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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119 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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