Aditya Birla Sun Life ELSS Tax Saver Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Fund House : Aditya Birla Sun Life Mutual Fund

Scheme Objective

An open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Scheme Details

Fund manager(s) – Dhaval Joshi , Dhaval Gala
Launch date – 07-Mar-2008
Expense ratio – 1.69% as declared on 31-Aug-2025 (category average is 1.88%)
Benchmark - Nifty 500 TRI

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹500
Min investment amount (addtional purchase) - ₹500
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Data not available.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

15216.10

0.00

0.00%

Aug - 2025	15216.10	0.00%
Jul - 2025	15456.98	0.00%
Jun - 2025	15869.72	0.00%
May - 2025	15368.32	0.00%
Apr - 2025	14818.28	0.00%
Mar - 2025	14461.85	0.00%
Feb - 2025	13629.04	0.00%
Jan - 2025	14626.04	0.00%

2024

15343.16

0.00

0.00%

Dec - 2024	15343.16	0.00	0.00%
Nov - 2024	15745.79	0.00	0.00%
Oct - 2024	15895.16	0.00	0.00%
Sep - 2024	17102.07	0.00	0.00%
Aug - 2024	16830.53	0.00	0.00%
Jul - 2024	16819.83	0.00	0.00%
Jun - 2024	16320.18	0.00	0.00%
May - 2024	15481.43	225918.37	6.85%
Apr - 2024	15384.10	224447.92	6.85%
Mar - 2024	14976.12	215733.68	6.94%
Feb - 2024	15006.22	211315.08	7.10%
Jan - 2024	14997.90	206353.50	7.27%

2023

14917.96

202269.65

7.38%

Dec - 2023	14917.96	202269.65	7.38%
Nov - 2023	14243.41	189848.40	7.50%
Oct - 2023	13535.95	176832.72	7.65%
Sep - 2023	14173.85	181500.96	7.81%
Aug - 2023	14050.39	177892.68	7.90%
Jul - 2023	14252.70	178192.13	8.00%
Jun - 2023	13991.75	172211.10	8.12%
May - 2023	13524.09	164815.48	8.21%
Apr - 2023	13222.89	158904.44	8.32%
Mar - 2023	12630.51	151907.17	8.31%
Feb - 2023	12755.21	150529.10	8.47%
Jan - 2023	13121.07	151722.94	8.65%

2022

13727.68

155162.38

8.85%

Dec - 2022	13727.68	155162.38	8.85%
Nov - 2022	14202.10	159241.35	8.92%
Oct - 2022	13943.84	155754.86	8.95%
Sep - 2022	13555.40	149928.78	9.04%
Aug - 2022	14200.95	154084.09	9.22%
Jul - 2022	13738.43	148373.94	9.26%
Jun - 2022	12675.59	134666.43	9.41%
May - 2022	13184.97	141265.38	9.33%
Apr - 2022	13735.60	146552.48	9.37%
Mar - 2022	13860.26	148040.08	9.36%
Feb - 2022	13458.00	141131.81	9.54%
Jan - 2022	14208.81	147053.56	9.66%

2021

14462.79

148232.86

9.76%

Dec - 2021	14462.79	148232.86	9.76%
Nov - 2021	14343.97	144753.62	9.91%
Oct - 2021	14647.00	148577.02	9.86%
Sep - 2021	14854.52	147829.39	10.05%
Aug - 2021	14507.34	144267.68	10.06%
Jul - 2021	14230.17	136960.26	10.39%
Jun - 2021	14044.14	133939.01	10.49%
May - 2021	13949.95	130955.85	10.65%
Apr - 2021	13387.91	123640.14	10.83%
Mar - 2021	13647.28	123199.95	11.08%
Feb - 2021	13427.47	120899.33	11.11%
Jan - 2021	12595.35	112583.71	11.19%

2020

13037.35

115739.83

11.26%

Dec - 2020	13037.35	115739.83	11.26%
Nov - 2020	12118.07	108779.40	11.14%
Oct - 2020	11157.91	97909.68	11.40%
Sep - 2020	11122.53	95751.81	11.62%
Aug - 2020	11000.67	96606.63	11.39%
Jul - 2020	10382.69	92428.35	11.23%
Jun - 2020	10101.26	87892.67	11.49%
May - 2020	9176.96	81475.88	11.26%
Apr - 2020	9371.50	83177.04	11.27%
Mar - 2020	8167.04	72871.55	11.21%
Feb - 2020	10072.72	94083.33	10.71%
Jan - 2020	10308.05	98551.37	10.46%

Tax Rate

You can not sell your investments in this fund for 3 years from the purchase date. Long term capital gain tax will be applicable when you sell your investments after 3 years. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakhs in a financial year. Any cess/surcharge is not included. However, you can claim a deduction on your taxable income under section 80c for your investments in this fund. (Current tax deductions are capped at 1.5 lakh per year).

Contact Details

Aditya Birla Sun Life AMC Limited

One World Center,Tower 1, 17th Flr, Jupiter Mills,Senapati Bapat Marg,Elphinstone Road Mumbai 400 013
Tel no.: 022-43568000
Fax no.: 022-43568110/ 8111
Website.: https://mutualfund.adityabirlacapital.com/

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krishna_ksvs
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11 days ago

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46 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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2 days ago

Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Invest in a Reliable PSU Bond for Steady Returns POWER FINANCE CORPORATION LIMITED – 2029 Bond ✔️ Coupon: 9.10% p.a. ✔️ Rating: AAA Stable (CRISIL, ICRA, CARE) ✔️ Tenor: 3y 5m (Maturity: 23/Mar/2029) ✔️ PSU Bond | High Return | Listed Secure your funds in a top-rated PSU and benefit from attractive, stable returns. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dlJTdg-tfi/910-power-finance-corporation-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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ravisistla
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74 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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sunny85deol
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112 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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112 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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