Aditya Birla Sun Life Crisil IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 57 (Category Avg - 3.81) | Modified Duration 1.15 Years (Category Avg - 2.35)| Yield to Maturity 6.33% (Category Avg - 6.35%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	59.51%	14.45%
CD	0.00%	0.30%
T-Bills	0.00%	0.03%
NCD & Bonds	38.43%	4.40%
CP	0.00%	0.33%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	59.51%	14.48%
Low Risk	38.43%	5.04%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1015.82	6.69%	10.10 k
Bond - Govt of India	GOI	Other			927.86	6.11%	90.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	816.39	5.38%	8.05 k
Bond - Govt of India	GOI	Other			764.62	5.03%	75.00 L
Bond - Govt of India	GOI	Other			708.98	4.67%	70.00 L
Bond - Govt of India	GOI	Other			614.50	4.05%	60.36 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	610.14	4.02%	600.00
Bond - Govt of India	GOI	Other			575.40	3.79%	57.50 L
Bond - Govt of India	GOI	Other			533.05	3.51%	52.30 L
Bond - Govt of India	GOI	Other			510.30	3.36%	50.00 L
Bond - Govt of India	GOI	Other			504.48	3.32%	50.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	501.75	3.30%	500.00
Bond - Govt of India	GOI	Other			456.27	3.00%	45.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	403.87	2.66%	4.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	401.23	2.64%	400.00
Bond - Govt of India	GOI	Other			356.74	2.35%	35.00 L
Bond - Govt of India	GOI	Other			307.19	2.02%	30.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	304.96	2.01%	300.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	302.22	1.99%	3.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	273.81	1.80%	2.70 k
Bond - Govt of India	GOI	Other			255.63	1.68%	25.00 L
Bond - Govt of India	GOI	Other			253.37	1.67%	25.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	249.03	1.64%	250.00
Bond - Govt of India	GOI	Other			243.02	1.60%	24.00 L
Bond - Govt of India	GOI	Other			204.25	1.34%	20.00 L
Bond - Govt of India	GOI	Other			203.82	1.34%	20.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	201.83	1.33%	2.00 k
Bond - Govt of India	GOI	Other			191.34	1.26%	20.72 L
Bond - Govt of India	GOI	Other			153.34	1.01%	15.00 L
Bond - Govt of India	GOI	Other			153.31	1.01%	15.00 L
Bond - Govt of India	GOI	Other			153.17	1.01%	15.00 L
Bond - Govt of India	GOI	Other			143.49	0.94%	14.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	135.80	0.89%	1.35 k
Bond - Govt of India	GOI	Other			101.59	0.67%	10.00 L
Bond - Govt of India	GOI	Other			101.55	0.67%	10.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	101.35	0.67%	1.00 k
Bond - Govt of India	GOI	Other			101.28	0.67%	10.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	100.80	0.66%	100.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	100.74	0.66%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	100.65	0.66%	100.00
Bond - Govt of India	GOI	Other			98.47	0.65%	10.49 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	71.32	0.47%	71.00
Bond - Govt of India	GOI	Other			51.49	0.34%	5.00 L
Bond - Govt of India	GOI	Other			51.14	0.34%	5.00 L
Bond - Govt of India	GOI	Other			51.09	0.34%	5.00 L
Bond - Govt of India	GOI	Other			50.82	0.33%	5.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.80	0.33%	500.00
Bond - Govt of India	GOI	Other			50.64	0.33%	5.00 L
Bond - Govt of India	GOI	Other			50.58	0.33%	5.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	50.30	0.33%	500.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	45.27	0.30%	450.00
Bond - Govt of India	GOI	Other			40.84	0.27%	4.00 L
Bond - Govt of India	GOI	Other			28.60	0.19%	2.80 L
Bond - Govt of India	GOI	Other			25.54	0.17%	2.50 L
Bond - Govt of India	GOI	Other			10.19	0.07%	1.00 L
Bond - Govt of India	GOI	Other			10.16	0.07%	1.00 L
Bond - Govt of India	GOI	Other			0.51	0.00%	5.00 k