Aditya Birla Sun Life Crisil IBX 60:40 SDL + AAA PSU - Apr 2027 Index Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 57 (Category Avg - 3.94) | Modified Duration 1.21 Years (Category Avg - 2.41)| Yield to Maturity 6.44% (Category Avg - 6.42%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	59.13%	14.90%
CD	0.00%	0.21%
T-Bills	0.00%	0.04%
CP	0.00%	0.21%
NCD & Bonds	38.34%	4.61%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	59.13%	14.93%
Low Risk	38.34%	5.03%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1017.78	6.66%	10.10 k
Bond - Govt of India	GOI	Other			929.03	6.08%	90.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	816.52	5.34%	8.05 k
Bond - Govt of India	GOI	Other			764.68	5.00%	75.00 L
Bond - Govt of India	GOI	Other			708.62	4.63%	70.00 L
Bond - Govt of India	GOI	Other			614.74	4.02%	60.36 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	610.62	3.99%	600.00
Bond - Govt of India	GOI	Other			585.40	3.83%	58.50 L
Bond - Govt of India	GOI	Other			532.94	3.48%	52.30 L
Bond - Govt of India	GOI	Other			510.80	3.34%	50.00 L
Bond - Govt of India	GOI	Other			503.83	3.29%	50.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	502.26	3.28%	500.00
Bond - Govt of India	GOI	Other			456.06	2.98%	45.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	404.37	2.64%	4.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	401.87	2.63%	400.00
Bond - Govt of India	GOI	Other			356.75	2.33%	35.00 L
Bond - Govt of India	GOI	Other			307.28	2.01%	30.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	305.20	2.00%	300.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	302.50	1.98%	3.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	298.62	1.95%	300.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	273.91	1.79%	2.70 k
Bond - Govt of India	GOI	Other			255.72	1.67%	25.00 L
Bond - Govt of India	GOI	Other			253.34	1.66%	25.00 L
Bond - Govt of India	GOI	Other			242.91	1.59%	24.00 L
Bond - Govt of India	GOI	Other			204.15	1.33%	20.00 L
Bond - Govt of India	GOI	Other			203.82	1.33%	20.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	202.02	1.32%	2.00 k
Bond - Govt of India	GOI	Other			189.11	1.24%	20.72 L
Bond - Govt of India	GOI	Other			153.39	1.00%	15.00 L
Bond - Govt of India	GOI	Other			153.18	1.00%	15.00 L
Bond - Govt of India	GOI	Other			153.15	1.00%	15.00 L
Bond - Govt of India	GOI	Other			143.75	0.94%	14.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	136.02	0.89%	1.35 k
Bond - Govt of India	GOI	Other			101.51	0.66%	10.00 L
Bond - Govt of India	GOI	Other			101.51	0.66%	10.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	101.39	0.66%	1.00 k
Bond - Govt of India	GOI	Other			101.20	0.66%	10.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	100.89	0.66%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	100.82	0.66%	100.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	100.81	0.66%	100.00
Bond - Govt of India	GOI	Other			97.41	0.64%	10.49 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	71.39	0.47%	71.00
Bond - Govt of India	GOI	Other			51.53	0.34%	5.00 L
Bond - Govt of India	GOI	Other			51.19	0.33%	5.00 L
Bond - Govt of India	GOI	Other			51.10	0.33%	5.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	50.80	0.33%	500.00
Bond - Govt of India	GOI	Other			50.77	0.33%	5.00 L
Bond - Govt of India	GOI	Other			50.61	0.33%	5.00 L
Bond - Govt of India	GOI	Other			50.56	0.33%	5.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	50.39	0.33%	500.00
Bond - Govt of India	GOI	Other			40.83	0.27%	4.00 L
Bond - Govt of India	GOI	Other			28.59	0.19%	2.80 L
Bond - Govt of India	GOI	Other			25.55	0.17%	2.50 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	15.12	0.10%	150.00
Bond - Govt of India	GOI	Other			10.19	0.07%	1.00 L
Bond - Govt of India	GOI	Other			10.16	0.07%	1.00 L
Bond - Govt of India	GOI	Other			0.51	0.00%	5.00 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.89%
TREPS	TREPS	0.62%

Forum

hunch
MF Investment Help
Follow

31 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

46 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

21 hrs ago

Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Strengthen Your Portfolio with a High-Return NBFC Bond Investment SBI CARDS AND PAYMENT SERVICES LIMITED – 2029 Bond ✔️ Coupon: 9.55% p.a. ✔️ Rating: CRISIL AAA Stable, ICRA AAA Stable ✔️ Tenor: 3y 4m (Maturity: 29/Jan/2029) ✔️ NBFC Bond | High Return | Listed A secure opportunity from a top-rated NBFC to enhance your returns with confidence. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhXbllRPT0=/955-sbi-cards-and-payment-services-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

97 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

97 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.
h_purandare
MF Investment Help
Follow

103 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

Posted by : h_purandare
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347