Aditya Birla Sun Life Crisil-IBX Financial Services 9-12 Months Debt Index Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 24 (Category Avg - 3.94) | Modified Duration 0.44 Years (Category Avg - 2.41)| Yield to Maturity 6.51% (Category Avg - 6.42%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	0.00%	14.90%
CD	14.13%	0.21%
T-Bills	0.00%	0.04%
CP	20.52%	0.21%
NCD & Bonds	59.22%	4.61%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	93.87%	5.03%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1243.11	13.16%	1.24 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	756.32	8.01%	7.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	753.19	7.97%	750.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	752.56	7.97%	750.00
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	725.56	7.68%	1.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	498.83	5.28%	500.00
Bond - Tata Capital Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	486.37	5.15%	1.00 k
Bond - Kotak Mahindra Investments Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	483.56	5.12%	1.00 k
Bond - L&T Finance Holdings Ltd.	NCD & Bonds	Investment company	INDAAA	FITCH	422.37	4.47%	420.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	301.85	3.20%	3.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	252.15	2.67%	250.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	251.69	2.66%	250.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	246.22	2.61%	500.00
Bond - Sundaram Finance Limited	CP	Non banking financial company (nbfc)	A1+	ICRA	242.64	2.57%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	242.21	2.56%	500.00
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	241.75	2.56%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	A1+	ICRA	241.75	2.56%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	212.98	2.26%	440.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	150.67	1.60%	1.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	149.73	1.59%	150.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	99.98	1.06%	200.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.11	0.53%	50.00
Bond - Punjab National Bank	CD	Public sector bank	A1+	ICRA	49.13	0.52%	100.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	9.98	0.11%	10.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	3.84%
Net Receivables	Net Receivables	2.30%

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hunch
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28 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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43 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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The Fixed Income
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12 hrs ago

Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Short-Term, High-Yield Investment Opportunity ANNAPURNA FINANCE PRIVATE LIMITED – 2026 Bond ✔️ Coupon: 12.87% p.a. ✔️ Rating: CRISIL A- Stable ✔️ Tenor: 7m (Maturity: 02/May/2026) ✔️ NBFC | High Return | Listed A secured short-term bond delivering attractive returns—perfect for investors seeking quick maturity with strong yields. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJHcWJ3PT0=/1287-annapurna-finance-private-limited-2026?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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94 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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94 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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h_purandare
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100 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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