| Key Financial Ratios of Yes Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
-56.07 |
7.45 |
18.43 |
15.78 |
60.62 |
|
| Diluted EPS (Rs.) |
-56.06 |
7.38 |
18.06 |
15.35 |
59.31 |
|
| Cash EPS (Rs.) |
-12.81 |
8.73 |
19.35 |
76.70 |
63.02 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
17.31 |
116.22 |
111.85 |
483.13 |
327.84 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
17.31 |
116.22 |
111.85 |
483.13 |
327.84 |
|
| Dividend/Share (Rs.) |
0.00 |
2.00 |
2.70 |
12.00 |
10.00 |
|
| Operating Revenue / Share (Rs.) |
20.77 |
127.97 |
88.01 |
359.81 |
321.82 |
|
| Net Profit/Share (Rs.) |
-13.08 |
7.43 |
18.34 |
72.95 |
60.39 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
11,346,626.00 |
14,016,250.62 |
11,112,743.50 |
8,161,313.64 |
9,022,294.60 |
|
| Net Profit/ Employee (Rs.) |
-7,146,663.91 |
813,909.35 |
2,316,352.51 |
1,654,706.29 |
1,692,964.40 |
|
| Business/ Employee (Rs.) |
120,492,420.54 |
221,948,232.49 |
221,664,661.91 |
136,713,805.52 |
139,952,973.40 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
229,661,708.37 |
264,506,672.32 |
184,249,287.27 |
164,246,437.00 |
157,365,603.49 |
|
| Net Profit/ Branches (Rs.) |
-144,652,255.51 |
15,359,632.14 |
38,405,124.55 |
33,300,964.00 |
29,528,448.84 |
|
| Business/ Branches (Rs.) |
2,438,830,288.11 |
4,188,480,216.07 |
3,675,200,094.55 |
2,751,365,336.00 |
2,441,040,233.72 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
4.95 |
2.24 |
2.57 |
2.86 |
2.73 |
|
| CASA (%) |
26.63 |
33.06 |
36.45 |
36.30 |
28.05 |
|
| Net Profit Margin (%) |
-62.98 |
5.80 |
20.84 |
20.27 |
18.76 |
|
| Operating Profit Margin (%) |
-87.97 |
11.94 |
32.59 |
33.45 |
34.88 |
|
| Return on Assets (%) |
-6.36 |
0.45 |
1.35 |
1.54 |
1.53 |
|
| Return on Equity / Networth (%) |
-75.56 |
6.39 |
16.40 |
15.09 |
18.41 |
|
| Net Interest Margin (X) |
2.63 |
2.57 |
2.47 |
2.69 |
2.76 |
|
| Cost to Income (%) |
36.05 |
43.50 |
40.21 |
41.35 |
40.89 |
|
| Interest Income/Total Assets (%) |
10.11 |
7.77 |
6.48 |
7.63 |
8.18 |
|
| Non-Interest Income/Total Assets (%) |
4.59 |
1.20 |
1.67 |
1.93 |
1.64 |
|
| Operating Profit/Total Assets (%) |
-10.96 |
-0.75 |
-0.31 |
-0.38 |
-0.10 |
|
| Operating Expenses/Total Assets (%) |
2.60 |
1.64 |
1.66 |
1.91 |
1.80 |
|
| Interest Expenses/Total Assets (%) |
7.47 |
5.20 |
4.01 |
4.94 |
5.42 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
241,386.60 |
388,911.54 |
334,423.44 |
245,242.68 |
173,959.41 |
|
| EV Per Net Sales (X) |
9.26 |
13.13 |
16.50 |
14.93 |
12.85 |
|
| Price To Book Value (X) |
1.30 |
2.37 |
2.73 |
3.21 |
2.64 |
|
| Price To Sales (X) |
1.08 |
2.15 |
3.46 |
4.31 |
2.69 |
|
| Retention Ratios (%) |
102.82 |
63.81 |
87.00 |
100.00 |
83.44 |
|
| Earnings Yield (X) |
-0.58 |
0.03 |
0.06 |
0.05 |
0.07 |
|
Source : Dion Global Solutions Limited
