| Key Financial Ratios of Yes Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
0.77 |
0.44 |
0.27 |
0.43 |
-1.63 |
|
| Diluted EPS (Rs.) |
0.77 |
0.43 |
0.27 |
0.43 |
-1.63 |
|
| Cash EPS (Rs.) |
0.92 |
0.62 |
0.40 |
0.58 |
-1.24 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
15.24 |
14.65 |
14.17 |
13.47 |
13.25 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
15.24 |
14.65 |
14.17 |
13.47 |
13.25 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
9.85 |
9.59 |
7.89 |
7.59 |
8.00 |
|
| Net Profit/Share (Rs.) |
0.77 |
0.43 |
0.25 |
0.43 |
-1.38 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
10,768,529.14 |
9,851,768.97 |
8,248,511.97 |
7,813,813.89 |
8,999,477.01 |
|
| Net Profit/ Employee (Rs.) |
838,570.65 |
446,798.15 |
260,714.72 |
437,941.51 |
-1,554,659.45 |
|
| Business/ Employee (Rs.) |
184,982,085.15 |
176,483,569.77 |
152,913,219.17 |
155,361,753.10 |
148,109,400.99 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
246,174,582.47 |
223,548,932.74 |
190,414,684.56 |
169,550,011.59 |
187,306,871.96 |
|
| Net Profit/ Branches (Rs.) |
19,170,192.83 |
10,138,407.62 |
6,018,529.36 |
9,502,784.31 |
-32,357,257.94 |
|
| Business/ Branches (Rs.) |
4,228,793,643.82 |
4,004,632,444.89 |
3,529,960,614.09 |
3,371,156,186.27 |
3,082,613,420.56 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.05 |
0.87 |
0.94 |
0.96 |
1.91 |
|
| CASA (%) |
34.26 |
30.90 |
30.75 |
31.11 |
26.13 |
|
| Net Profit Margin (%) |
7.78 |
4.53 |
3.16 |
5.60 |
-17.27 |
|
| Operating Profit Margin (%) |
16.25 |
9.47 |
6.05 |
10.92 |
-32.14 |
|
| Return on Assets (%) |
0.56 |
0.30 |
0.20 |
0.33 |
-1.26 |
|
| Return on Equity / Networth (%) |
5.03 |
2.96 |
1.76 |
3.15 |
-10.42 |
|
| Net Interest Margin (X) |
2.11 |
1.99 |
2.23 |
2.04 |
2.71 |
|
| Cost to Income (%) |
71.25 |
74.36 |
73.12 |
70.12 |
53.78 |
|
| Interest Income/Total Assets (%) |
7.29 |
6.80 |
6.39 |
5.97 |
7.32 |
|
| Non-Interest Income/Total Assets (%) |
1.38 |
1.26 |
1.10 |
1.02 |
1.22 |
|
| Operating Profit/Total Assets (%) |
-0.81 |
-0.95 |
-0.90 |
-0.69 |
-2.48 |
|
| Operating Expenses/Total Assets (%) |
2.49 |
2.42 |
2.44 |
2.15 |
2.11 |
|
| Interest Expenses/Total Assets (%) |
5.18 |
4.80 |
4.16 |
3.93 |
4.61 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
393,825.07 |
394,915.30 |
325,365.71 |
291,121.59 |
259,168.59 |
|
| EV Per Net Sales (X) |
12.75 |
14.32 |
14.33 |
15.30 |
12.93 |
|
| Price To Book Value (X) |
1.11 |
1.58 |
1.06 |
0.91 |
1.18 |
|
| Price To Sales (X) |
1.71 |
2.42 |
1.91 |
1.62 |
1.95 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.05 |
0.02 |
0.02 |
0.03 |
-0.09 |
|
Source : Dion Global Solutions Limited
