| Balance Sheet of (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
6,270.82 |
5,753.58 |
5,750.96 |
5,010.99 |
5,010.98 |
|
| Total Share Capital |
6,270.82 |
5,753.58 |
5,750.96 |
5,010.99 |
5,010.98 |
|
| Revaluation Reserve |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Reserves and Surplus |
41,509.23 |
35,443.42 |
34,043.11 |
28,730.89 |
28,185.35 |
|
| Total Reserves and Surplus |
41,509.23 |
35,443.42 |
34,043.11 |
28,730.89 |
28,185.35 |
|
| Total ShareHolders Funds |
47,780.05 |
42,145.39 |
40,742.46 |
33,741.88 |
33,196.33 |
|
| Deposits |
284,525.13 |
266,372.17 |
217,501.86 |
197,191.73 |
162,946.64 |
|
| Borrowings |
71,602.97 |
79,940.88 |
77,451.99 |
72,204.58 |
63,949.08 |
|
| Other Liabilities and Provisions |
19,514.15 |
17,034.55 |
19,089.82 |
15,082.03 |
13,450.71 |
|
| Total Capital and Liabilities |
423,422.30 |
405,492.99 |
354,786.13 |
318,220.23 |
273,542.77 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
15,260.13 |
18,139.24 |
12,864.09 |
9,067.27 |
6,812.79 |
|
| Balances with Banks Money at Call and Short Notice |
12,798.90 |
790.40 |
6,410.35 |
37,572.32 |
22,495.94 |
|
| Investments |
85,104.48 |
90,235.13 |
76,888.30 |
51,895.56 |
43,319.15 |
|
| Advances |
246,188.47 |
227,799.47 |
203,269.44 |
181,051.99 |
166,892.99 |
|
| Fixed Assets |
3,065.42 |
2,856.52 |
2,444.77 |
2,133.13 |
2,148.53 |
|
| Other Assets |
61,004.89 |
65,672.22 |
52,909.18 |
36,499.96 |
31,873.36 |
|
| Total Assets |
423,422.30 |
405,492.99 |
354,786.13 |
318,220.23 |
273,542.77 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
1,255.00 |
1,234.00 |
1,192.00 |
1,122.00 |
1,070.00 |
|
| Number of Employees |
28,690.00 |
28,001.00 |
27,517.00 |
24,346.00 |
22,270.00 |
|
| Capital Adequacy Ratios (%) |
12.60 |
15.40 |
18.00 |
17.40 |
17.50 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
13.50 |
12.20 |
13.30 |
11.60 |
11.30 |
|
| Tier 2 (%) |
2.10 |
3.20 |
4.70 |
5.80 |
6.20 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
3,935.61 |
3,982.56 |
4,394.57 |
2,797.60 |
28,609.53 |
|
| Gross NPA (%) |
1.60 |
1.73 |
2.17 |
13.93 |
15.00 |
|
| Net NPA |
800.14 |
1,329.73 |
1,658.09 |
1,720.84 |
9,813.36 |
|
| Net NPA (%) |
0.30 |
0.58 |
0.83 |
4.53 |
5.88 |
|
| Net NPA To Advances (%) |
0.30 |
0.58 |
0.80 |
4.53 |
6.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
8,880.42 |
15,368.29 |
17,413.26 |
4,991.91 |
2,214.05 |
|
| Contingent Liabilities |
1,190,235.98 |
796,957.22 |
661,385.48 |
680,146.24 |
459,642.22 |
|
Source : Dion Global Solutions Limited
