| Key Financial Ratios of HDFC Life Insurance Company (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
8.37 |
7.30 |
6.38 |
5.91 |
6.73 |
|
| Diluted EPS (Rs.) |
8.37 |
7.29 |
6.37 |
5.90 |
6.73 |
|
| Cash EPS (Rs.) |
8.84 |
7.66 |
6.68 |
5.96 |
6.98 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
74.90 |
68.12 |
60.41 |
73.29 |
55.37 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
74.90 |
68.12 |
60.41 |
73.29 |
55.37 |
|
| Dividend / Share(Rs.) |
2.10 |
2.00 |
1.90 |
1.70 |
2.02 |
|
| Revenue from Operations/Share (Rs.) |
449.08 |
471.03 |
326.05 |
309.58 |
353.53 |
|
| PBDIT/Share (Rs.) |
6.79 |
5.14 |
6.88 |
6.58 |
8.93 |
|
| PBIT/Share (Rs.) |
6.32 |
4.78 |
6.53 |
6.33 |
8.68 |
|
| PBT/Share (Rs.) |
5.73 |
4.40 |
6.15 |
6.22 |
8.59 |
|
| Net Profit/Share (Rs.) |
8.37 |
7.29 |
6.33 |
5.72 |
6.73 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
1.51 |
1.09 |
2.11 |
2.12 |
2.52 |
|
| PBIT Margin (%) |
1.40 |
1.01 |
2.00 |
2.04 |
2.45 |
|
| PBT Margin (%) |
1.27 |
0.93 |
1.88 |
2.01 |
2.42 |
|
| Net Profit Margin (%) |
1.86 |
1.54 |
1.94 |
1.84 |
1.90 |
|
| Return on Networth / Equity (%) |
11.17 |
10.70 |
10.47 |
7.80 |
12.15 |
|
| Return on Capital Employed (%) |
0.40 |
0.34 |
0.58 |
0.65 |
1.01 |
|
| Return on Assets (%) |
0.51 |
0.51 |
0.54 |
0.57 |
0.75 |
|
| Total Debt/Equity (X) |
0.18 |
0.06 |
0.07 |
0.04 |
0.05 |
|
| Asset Turnover Ratio (%) |
0.30 |
0.37 |
0.31 |
0.34 |
0.46 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.03 |
0.91 |
0.86 |
0.84 |
0.76 |
|
| Quick Ratio (X) |
1.03 |
0.91 |
0.86 |
0.84 |
0.76 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
23.87 |
26.03 |
26.41 |
33.82 |
0.00 |
|
| Dividend Payout Ratio (CP) (%) |
22.59 |
24.80 |
25.02 |
32.41 |
0.00 |
|
| Earnings Retention Ratio (%) |
76.13 |
73.97 |
73.59 |
66.18 |
0.00 |
|
| Cash Earnings Retention Ratio (%) |
77.41 |
75.20 |
74.98 |
67.59 |
0.00 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
148,778.53 |
135,575.52 |
107,143.45 |
113,225.17 |
140,171.62 |
|
| EV/Net Operating Revenue (X) |
1.54 |
1.34 |
1.53 |
1.73 |
1.96 |
|
| EV/EBITDA (X) |
101.73 |
122.67 |
72.44 |
81.43 |
77.68 |
|
| MarketCap/Net Operating Revenue (X) |
1.53 |
1.34 |
1.53 |
1.74 |
1.97 |
|
| Retention Ratios (%) |
76.12 |
73.96 |
73.58 |
66.17 |
0.00 |
|
| Price/BV (X) |
9.15 |
9.29 |
8.27 |
7.34 |
12.56 |
|
| Price/Net Operating Revenue |
1.53 |
1.34 |
1.53 |
1.74 |
1.97 |
|
| Earnings Yield |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
|
Source : Dion Global Solutions Limited
