| Key Financial Ratios of CreditAccess Grameen (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
33.32 |
90.88 |
52.04 |
23.31 |
8.96 |
|
| Diluted EPS (Rs.) |
33.24 |
90.41 |
51.82 |
23.22 |
8.90 |
|
| Cash EPS (Rs.) |
37.17 |
93.93 |
55.12 |
25.94 |
11.28 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
435.51 |
412.22 |
321.37 |
261.50 |
244.01 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
435.51 |
412.22 |
321.37 |
261.50 |
244.01 |
|
| Revenue from Operations/Share (Rs.) |
360.15 |
324.17 |
223.09 |
175.97 |
158.18 |
|
| PBDIT/Share (Rs.) |
170.21 |
233.58 |
149.02 |
97.01 |
74.12 |
|
| PBIT/Share (Rs.) |
166.32 |
230.37 |
145.89 |
93.98 |
71.29 |
|
| PBT/Share (Rs.) |
44.38 |
121.67 |
69.56 |
30.85 |
11.60 |
|
| Net Profit/Share (Rs.) |
33.27 |
90.72 |
51.98 |
22.91 |
8.45 |
|
| NP After MI And SOA / Share (Rs.) |
33.27 |
90.72 |
51.98 |
23.29 |
8.61 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
47.26 |
72.05 |
66.79 |
55.13 |
46.85 |
|
| PBIT Margin (%) |
46.18 |
71.06 |
65.39 |
53.40 |
45.06 |
|
| PBT Margin (%) |
12.32 |
37.53 |
31.18 |
17.52 |
7.33 |
|
| Net Profit Margin (%) |
9.23 |
27.98 |
23.30 |
13.01 |
5.33 |
|
| NP After MI And SOA Margin (%) |
9.23 |
27.98 |
23.30 |
13.23 |
5.44 |
|
| Return on Networth/Equity (%) |
7.63 |
22.00 |
16.17 |
9.12 |
3.63 |
|
| Return on Capital Employed (%) |
37.65 |
55.27 |
44.89 |
26.05 |
19.76 |
|
| Return on Assets (%) |
1.91 |
5.01 |
3.77 |
2.08 |
0.88 |
|
| Total Debt/Equity (X) |
2.94 |
3.32 |
3.19 |
3.25 |
2.96 |
|
| Asset Turnover Ratio (%) |
0.20 |
0.20 |
0.18 |
0.15 |
0.16 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.29 |
1.26 |
1.26 |
1.41 |
1.52 |
|
| Quick Ratio (X) |
1.29 |
1.26 |
1.26 |
1.41 |
1.52 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (CP) (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Earnings Retention Ratio (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Cash Earnings Retention Ratio (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
1.40 |
2.15 |
1.95 |
1.54 |
1.24 |
|
| Interest Coverage Ratios (Post Tax) (%) |
1.40 |
2.15 |
1.95 |
1.54 |
1.24 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
34,216.94 |
43,473.04 |
29,417.68 |
24,491.84 |
18,992.64 |
|
| EV/Net Operating Revenue (X) |
5.95 |
8.41 |
8.30 |
8.93 |
7.72 |
|
| EV/EBITDA (X) |
12.59 |
11.68 |
12.42 |
16.20 |
16.47 |
|
| MarketCap/Net Operating Revenue (X) |
2.64 |
4.44 |
4.10 |
4.83 |
4.24 |
|
| Retention Ratios (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Price/BV (X) |
2.19 |
3.49 |
2.85 |
3.33 |
2.83 |
|
| Price/Net Operating Revenue |
2.64 |
4.44 |
4.10 |
4.83 |
4.24 |
|
| Earnings Yield |
0.03 |
0.06 |
0.06 |
0.03 |
0.01 |
|
Source : Dion Global Solutions Limited
