| Key Financial Ratios of Bajaj Finance (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
269.33 |
207.27 |
170.37 |
105.39 |
65.85 |
|
| Diluted EPS (Rs.) |
268.58 |
206.47 |
169.51 |
104.63 |
65.33 |
|
| Cash EPS (Rs.) |
281.61 |
214.78 |
177.57 |
111.15 |
70.77 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
1,417.34 |
1,165.22 |
851.90 |
697.10 |
597.39 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
1,417.34 |
1,165.22 |
851.90 |
697.10 |
597.39 |
|
| Dividend / Share(Rs.) |
56.00 |
36.00 |
30.00 |
20.00 |
10.00 |
|
| Revenue from Operations/Share (Rs.) |
956.43 |
759.53 |
590.31 |
461.86 |
391.16 |
|
| PBDIT/Share (Rs.) |
618.37 |
510.12 |
390.61 |
273.73 |
217.94 |
|
| PBIT/Share (Rs.) |
605.13 |
499.94 |
383.27 |
267.85 |
212.92 |
|
| PBT/Share (Rs.) |
349.14 |
275.94 |
229.66 |
142.32 |
89.14 |
|
| Net Profit/Share (Rs.) |
268.37 |
204.60 |
170.23 |
105.26 |
65.75 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
64.65 |
67.16 |
66.17 |
59.26 |
55.71 |
|
| PBIT Margin (%) |
63.26 |
65.82 |
64.92 |
57.99 |
54.43 |
|
| PBT Margin (%) |
36.50 |
36.33 |
38.90 |
30.81 |
22.78 |
|
| Net Profit Margin (%) |
28.05 |
26.93 |
28.83 |
22.79 |
16.80 |
|
| Return on Networth / Equity (%) |
18.93 |
17.55 |
19.98 |
15.10 |
11.00 |
|
| Return on Capital Employed (%) |
42.20 |
42.35 |
44.37 |
37.74 |
34.88 |
|
| Return on Assets (%) |
4.52 |
4.26 |
4.75 |
3.77 |
2.85 |
|
| Total Debt/Equity (X) |
3.13 |
3.06 |
3.14 |
2.93 |
2.78 |
|
| Asset Turnover Ratio (%) |
0.18 |
0.18 |
0.19 |
0.18 |
0.17 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.30 |
1.31 |
1.30 |
1.32 |
1.34 |
|
| Quick Ratio (X) |
1.30 |
1.31 |
1.30 |
1.32 |
1.34 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
13.36 |
14.35 |
11.73 |
9.48 |
0.00 |
|
| Dividend Payout Ratio (CP) (%) |
12.73 |
13.67 |
11.24 |
8.98 |
0.00 |
|
| Earnings Retention Ratio (%) |
86.64 |
85.65 |
88.27 |
90.52 |
0.00 |
|
| Cash Earnings Retention Ratio (%) |
87.27 |
86.33 |
88.76 |
91.02 |
0.00 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
818,345.35 |
658,400.02 |
497,788.02 |
558,081.02 |
408,237.90 |
|
| EV/Net Operating Revenue (X) |
13.78 |
14.03 |
13.95 |
20.03 |
17.35 |
|
| EV/EBITDA (X) |
21.32 |
20.88 |
21.08 |
33.79 |
31.14 |
|
| MarketCap/Net Operating Revenue (X) |
9.36 |
9.53 |
9.51 |
15.72 |
13.16 |
|
| Retention Ratios (%) |
86.63 |
85.64 |
88.26 |
90.51 |
0.00 |
|
| Price/BV (X) |
6.31 |
6.21 |
6.59 |
10.41 |
8.62 |
|
| Price/Net Operating Revenue |
9.36 |
9.53 |
9.51 |
15.72 |
13.16 |
|
| Earnings Yield |
0.03 |
0.03 |
0.03 |
0.01 |
0.01 |
|
Source : Dion Global Solutions Limited
