BUSINESS
Switch to repo-linked home loans in COVID times, save on EMIs
If your home loan is linked to the MCLR or Base Rate, move to repo-linked lending rate to reduce your interest outgo
BUSINESS
Small saving schemes: Taking on the might of MFs and insurance products
The infrastructure and service standards at many post offices are not up to the mark
BUSINESS
Small saving schemes: Helping investors of all hues realise their life goals
Small savings have thrived because they offer safety and higher returns
BUSINESS
RBI offers bad-loan classification relief to borrowers and banks
Moratorium period to be excluded for NPA recognition
BUSINESS
ULIP proceeds battered by falling markets? Take staggered payouts to recoup
This option allows policyholders to get their maturity proceeds in instalments, over a period of up to five years
BUSINESS
Coming soon: A health policy that allows you to save for out-of-pocket expenses
The second tranche of pilot insurance products approved by the IRDAI have some interesting features, but know the limitations before signing up
BUSINESS
Pushing validity of 15H/15G forms to June 30, a relief to taxpayers
The I-T department’s relief measure would particularly benefit senior citizens
BUSINESS
Moratorium: Skipping three EMIs? Be ready to pay 16 more instalments
Moneycontrol clears some common misconceptions regarding the home loan moratorium
BUSINESS
RBI Moratorium: Postponing credit card dues will mean paying exorbitant interest costs
Use the flexibility only if you have no funds to pay your dues
BUSINESS
COVID-19 EPF advance 2.0: Should you withdraw your PF?
Withdrawal option allowed last year extended; will also cover those affected by Mucormycosis
BUSINESS
COVID-19: Do health policies cover tests done at private labs?
Not all such tests will be covered by your health insurance
BUSINESS
RBI moratorium: How does the rate cut help you? 8 questions answered
Rate reductions and a three-month EMI moratorium come as big relief for borrowers in the time of coronavirus.
BUSINESS
FM Presser: Tapping your PF corpus for contingencies made easier
However, financial planners recommend using this as the last resort, only after other options have been exhausted
BUSINESS
Which tax regime? A five-step guide for you to make a choice
The ‘simpler’ tax regime comes with embedded complications, triggering confusion rather than a sense of relief
BUSINESS
Tax benefits that come with investing in the NPS
Given the importance being accorded to the NPS by the central government, it is likely that its structure will only get friendlier in the future
BUSINESS
The long and short of capitals gains tax
Sold your mutual fund units, gold or house property? Understand how the gains and losses are taxed
BUSINESS
IRDAI’s draft norms: Push towards clearer and standardised insurance documents
The regulator’s aim is to ensure that policyholders know what they’re getting to at the time of buying a cover.
BUSINESS
Paying a home loan EMI or staying on rent? Know the tax benefits
Just as you can claim deduction on principal repaid under section 80C, section 24(b) gives tax relief on interest paid during the year
BUSINESS
Brace for more disclosures in the I-T return forms
The income tax department has released forms ITR-1 and 4. Others could follow soon
BUSINESS
Six avenues to reduce your tax outgo
Know the various provisions that can help you optimise tax benefits on offer
BUSINESS
Received a tax notice related to capital gains? Here is how you should respond
Taxpayers must respond online to the notice received and check the status constantly
BUSINESS
Before buying a policy, check the insurer's claims settlement ratio
At your end, ensure that you do not make any wrong declarations while filling up your proposal form
BUSINESS
Savers may fall short of retirement goals despite having financial plans: Standard Chartered Wealth Expectancy Report
A little less than a third (32 per cent) are on track to achieving more than half their goal by the age of 60
BUSINESS
Here are some lesser-known benefits of PPF
A subscriber will not have to forgo the amount invested even if other assets are repossessed by lenders or have to be liquidated to pay off dues
