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Preeti Kulkarni

Senior Assistant Editor

Moneycontrol.com

Checking into a hotel for COVID-19 treatment? Here's how you can claim reimbursement from your insurer

BUSINESS

Checking into a hotel for COVID-19 treatment? Here's how you can claim reimbursement from your insurer

If the admission to hotels is on the recommendation of the treating doctors and hospitals, the claim will be paid

Are life insurers still reluctant to cover frontline COVID doctors?

BUSINESS

Are life insurers still reluctant to cover frontline COVID doctors?

Some doctors say higher value term covers are elusive and that they are made to sign additional declarations while applying for life insurance polices

COVID-19 hospital bills: Your health insurance policy will not pay these charges

BUSINESS

COVID-19 hospital bills: Your health insurance policy will not pay these charges

Hospitals bills have costs for sanitation, PPE kits and steam inhalers. But your health insurance policy will not cover most of these charges

Explained: Pre and post-hospitalisation expenses in your health insurance policy

BUSINESS

Explained: Pre and post-hospitalisation expenses in your health insurance policy

Your health insurance policy covers more than just hospitalisation expenses

Got the COVID-19 jab? Health insurers may offer discounts on premiums

BUSINESS

Got the COVID-19 jab? Health insurers may offer discounts on premiums

Applications of co-morbid persons who are vaccinated or have developed anti-bodies post-recovery, are viewed more favourably

One year of COVID-19: Health insurance claim settlement hinges on IRDAI's nudge

BUSINESS

One year of COVID-19: Health insurance claim settlement hinges on IRDAI's nudge

The regulator's push is slowly helping in better COVID-19 claim settlement. Approach the insurer or ombudsman in case of unfair settlement.

One year of COVID-19: The tale of unsettled health insurance claims

BUSINESS

One year of COVID-19: The tale of unsettled health insurance claims

Many COVID-related claims were rejected by health insurers. Some of the reasons cited were unjustified and customers are locked in disputes with insurers.

Term insurance premiums to rise from April: Lock into lower rates now

BUSINESS

Term insurance premiums to rise from April: Lock into lower rates now

An increase of 10-20 percent is expected life insurance premiums. It may be cheaper to buy a cover now.

Saral Jeevan Bima: Simple term insurance covers with expensive premiums

BUSINESS

Saral Jeevan Bima: Simple term insurance covers with expensive premiums

The IRDAI-mandated standard term insurance cover’s premiums are 25-100 percent costlier than regular term policies

Cheaper home loans from SBI, Kotak Mahindra Bank: Switch lenders to benefit from lower interest rates

BUSINESS

Cheaper home loans from SBI, Kotak Mahindra Bank: Switch lenders to benefit from lower interest rates

Home loan balance transfer can reduce the interest burden and knock EMIs off your repayment schedule

Why traditional life insurance policies aren't great long-term investments

BUSINESS

Why traditional life insurance policies aren't great long-term investments

Despite offering tax-free and guaranteed returns, traditional insurance policies come with high exit costs and low covers.

Buying a life insurance policy? Don’t go by the claim settlement ratio alone

BUSINESS

Buying a life insurance policy? Don’t go by the claim settlement ratio alone

For policies that come with larger sum-assured, the claim settlement ratio could be misleading.

This tax-saving season, avoid these common investment mistakes

BUSINESS

This tax-saving season, avoid these common investment mistakes

Buying unnecessary life insurance policies, borrowing to invest for saving on taxes, and mixing financial and tax planning are best avoided

Does the tax on ULIPs reduce their edge over mutual funds?

BUSINESS

Does the tax on ULIPs reduce their edge over mutual funds?

Purely from an income-tax angle, ULIPs with premiums lower than Rs 2.5 lakh may work out better than mutual funds

ULIP taxation: Limited clarity on key aspects after Budget announcement

BUSINESS

ULIP taxation: Limited clarity on key aspects after Budget announcement

Tax experts differ over the implications of early ULIP surrenders, debt fund options

Tax on EPF interest: How will TDS be applied?

BUSINESS

Tax on EPF interest: How will TDS be applied?

The income tax department has indicated that interest income from provident fund contributions over Rs 2.5 lakh will be taxed like fixed deposit interest

Budget’s EPF tax googly: Should you rework your retirement strategy?

BUSINESS

Budget’s EPF tax googly: Should you rework your retirement strategy?

Interest earned on provident contributions of Rs 2.5 lakh in a year will now be taxed. Is it time to look for alternatives?

Budget 2021: Turned 75? No need to file income tax returns from next year

BUSINESS

Budget 2021: Turned 75? No need to file income tax returns from next year

The relief in compliance is available if you earn only pension and interest income

Coming from April, IRDAI's standard Pension plan: Should you invest in it?

BUSINESS

Coming from April, IRDAI's standard Pension plan: Should you invest in it?

The insurance regulator has mandated yet another standard product, this time in the pension space. Find out if it deserves a place in your retirement portfolio.

COVID-19 prompts Indians to scurry for life cover: Max Life Survey

BUSINESS

COVID-19 prompts Indians to scurry for life cover: Max Life Survey

Working women, millennials register faster growth in life insurance awareness

How EPF changes over the years impact your retirement funds

BUSINESS

How EPF changes over the years impact your retirement funds

Know how your EPF money is deployed, taxed and returned when you retire

Voluntary Provident Fund: Here’s how you can increase your retirement corpus

BUSINESS

Voluntary Provident Fund: Here’s how you can increase your retirement corpus

Secure and tax-efficient, VPF can give a significant boost to your retirement corpus

5 last-minute tax saving questions answered

BUSINESS

5 last-minute tax saving questions answered

Making tax-saver investments in the last minute is bound to give rise to dilemmas. Know how to resolve them

IRDAI asks insurers to settle claims as per cashless agreements with hospitals, policy terms

BUSINESS

IRDAI asks insurers to settle claims as per cashless agreements with hospitals, policy terms

Insurers can take GI Council and state government-prescribed rates into account while entering into cashless agreements with hospitals

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