BUSINESS
Checking into a hotel for COVID-19 treatment? Here's how you can claim reimbursement from your insurer
If the admission to hotels is on the recommendation of the treating doctors and hospitals, the claim will be paid
BUSINESS
Are life insurers still reluctant to cover frontline COVID doctors?
Some doctors say higher value term covers are elusive and that they are made to sign additional declarations while applying for life insurance polices
BUSINESS
COVID-19 hospital bills: Your health insurance policy will not pay these charges
Hospitals bills have costs for sanitation, PPE kits and steam inhalers. But your health insurance policy will not cover most of these charges
BUSINESS
Explained: Pre and post-hospitalisation expenses in your health insurance policy
Your health insurance policy covers more than just hospitalisation expenses
BUSINESS
Got the COVID-19 jab? Health insurers may offer discounts on premiums
Applications of co-morbid persons who are vaccinated or have developed anti-bodies post-recovery, are viewed more favourably
BUSINESS
One year of COVID-19: Health insurance claim settlement hinges on IRDAI's nudge
The regulator's push is slowly helping in better COVID-19 claim settlement. Approach the insurer or ombudsman in case of unfair settlement.
BUSINESS
One year of COVID-19: The tale of unsettled health insurance claims
Many COVID-related claims were rejected by health insurers. Some of the reasons cited were unjustified and customers are locked in disputes with insurers.
BUSINESS
Term insurance premiums to rise from April: Lock into lower rates now
An increase of 10-20 percent is expected life insurance premiums. It may be cheaper to buy a cover now.
BUSINESS
Saral Jeevan Bima: Simple term insurance covers with expensive premiums
The IRDAI-mandated standard term insurance cover’s premiums are 25-100 percent costlier than regular term policies
BUSINESS
Cheaper home loans from SBI, Kotak Mahindra Bank: Switch lenders to benefit from lower interest rates
Home loan balance transfer can reduce the interest burden and knock EMIs off your repayment schedule
BUSINESS
Why traditional life insurance policies aren't great long-term investments
Despite offering tax-free and guaranteed returns, traditional insurance policies come with high exit costs and low covers.
BUSINESS
Buying a life insurance policy? Don’t go by the claim settlement ratio alone
For policies that come with larger sum-assured, the claim settlement ratio could be misleading.
BUSINESS
This tax-saving season, avoid these common investment mistakes
Buying unnecessary life insurance policies, borrowing to invest for saving on taxes, and mixing financial and tax planning are best avoided
BUSINESS
Does the tax on ULIPs reduce their edge over mutual funds?
Purely from an income-tax angle, ULIPs with premiums lower than Rs 2.5 lakh may work out better than mutual funds
BUSINESS
ULIP taxation: Limited clarity on key aspects after Budget announcement
Tax experts differ over the implications of early ULIP surrenders, debt fund options
BUSINESS
Tax on EPF interest: How will TDS be applied?
The income tax department has indicated that interest income from provident fund contributions over Rs 2.5 lakh will be taxed like fixed deposit interest
BUSINESS
Budget’s EPF tax googly: Should you rework your retirement strategy?
Interest earned on provident contributions of Rs 2.5 lakh in a year will now be taxed. Is it time to look for alternatives?
BUSINESS
Budget 2021: Turned 75? No need to file income tax returns from next year
The relief in compliance is available if you earn only pension and interest income
BUSINESS
Coming from April, IRDAI's standard Pension plan: Should you invest in it?
The insurance regulator has mandated yet another standard product, this time in the pension space. Find out if it deserves a place in your retirement portfolio.
BUSINESS
COVID-19 prompts Indians to scurry for life cover: Max Life Survey
Working women, millennials register faster growth in life insurance awareness
BUSINESS
How EPF changes over the years impact your retirement funds
Know how your EPF money is deployed, taxed and returned when you retire
BUSINESS
Voluntary Provident Fund: Here’s how you can increase your retirement corpus
Secure and tax-efficient, VPF can give a significant boost to your retirement corpus
BUSINESS
5 last-minute tax saving questions answered
Making tax-saver investments in the last minute is bound to give rise to dilemmas. Know how to resolve them
BUSINESS
IRDAI asks insurers to settle claims as per cashless agreements with hospitals, policy terms
Insurers can take GI Council and state government-prescribed rates into account while entering into cashless agreements with hospitals
