
BUSINESS
Buying a life insurance policy? Don’t go by the claim settlement ratio alone
For policies that come with larger sum-assured, the claim settlement ratio could be misleading.

BUSINESS
This tax-saving season, avoid these common investment mistakes
Buying unnecessary life insurance policies, borrowing to invest for saving on taxes, and mixing financial and tax planning are best avoided

BUSINESS
Does the tax on ULIPs reduce their edge over mutual funds?
Purely from an income-tax angle, ULIPs with premiums lower than Rs 2.5 lakh may work out better than mutual funds

BUSINESS
ULIP taxation: Limited clarity on key aspects after Budget announcement
Tax experts differ over the implications of early ULIP surrenders, debt fund options

BUSINESS
Tax on EPF interest: How will TDS be applied?
The income tax department has indicated that interest income from provident fund contributions over Rs 2.5 lakh will be taxed like fixed deposit interest

BUSINESS
Budget’s EPF tax googly: Should you rework your retirement strategy?
Interest earned on provident contributions of Rs 2.5 lakh in a year will now be taxed. Is it time to look for alternatives?

BUSINESS
Budget 2021: Turned 75? No need to file income tax returns from next year
The relief in compliance is available if you earn only pension and interest income

BUSINESS
Coming from April, IRDAI's standard Pension plan: Should you invest in it?
The insurance regulator has mandated yet another standard product, this time in the pension space. Find out if it deserves a place in your retirement portfolio.

BUSINESS
COVID-19 prompts Indians to scurry for life cover: Max Life Survey
Working women, millennials register faster growth in life insurance awareness

BUSINESS
How EPF changes over the years impact your retirement funds
Know how your EPF money is deployed, taxed and returned when you retire

BUSINESS
Voluntary Provident Fund: Here’s how you can increase your retirement corpus
Secure and tax-efficient, VPF can give a significant boost to your retirement corpus

BUSINESS
5 last-minute tax saving questions answered
Making tax-saver investments in the last minute is bound to give rise to dilemmas. Know how to resolve them

BUSINESS
IRDAI asks insurers to settle claims as per cashless agreements with hospitals, policy terms
Insurers can take GI Council and state government-prescribed rates into account while entering into cashless agreements with hospitals

BUSINESS
Unhappy with your health insurance policy? Here’s how you can port your cover without losing benefits
Health insurance policy portability allows waiver of pre-existing illnesses waiting period. But senior citizens find it tough to switch policies

BUSINESS
Coming in April, a new standard home insurance policy: Should you buy it?
The insurance regulator IRDAI has now mandated a standard cover to protect your house's structure and contents

BUSINESS
Why the existing tax system with deductions still scores over the new regime
Financial planners advise individual tax-payers to stick to the existing, with-tax-concessions system instead of switching to the new tax regime introduced in Union Budget 2020

BUSINESS
Coming in April, a standard travel insurance cover: Should you opt for it?
IRDAI’s travel insurance policy with uniform features and clauses will have to be offered by all general insurers

BUSINESS
Should you take a health insurance policy that comes with a co-pay clause?
Co-pay ratio in health insurance policies can lower your premiums, but also add to your out-of-pocket expense

BUSINESS
Why higher premiums should not stop smokers from buying term insurance covers
Given the alarmingly high mortality rate amongst smokers, life insurers charge substantially high insurance premiums

BUSINESS
Coming soon, a standard personal accident insurance policy: Should you buy it?
The proposed standard insurance product will have to be mandatorily offered by all general and health insurers from April 1, 2021

BUSINESS
Facing a massive hike in health insurance premiums? Here’s what you can do
Despite IRDAI’s clarifications, policyholders continue to suffer as insurers hike health cover premiums citing high claims

BUSINESS
RBI announcement: Coming soon, a stronger complaint redressal mechanism for bank customers
RBI to mandate more disclosures on complaints, impose penalties on banks. Mechanism to be out in January 2021

BUSINESS
Term insurance premiums could rise further, but that’s not related to COVID-19: HDFC Life
Depending on the data relating to immunity, there could be a case for differential premium pricing based on geographies, subject to IRDAI approvals

BUSINESS
Medical check-ups will probably become mandatory for COVID-19-affected policy buyers: IndiaFirst Life Insurance
The risks of insuring those affected by COVID-19 need to be carefully evaluated and provided for