STOCKS
What makes Home First a preferred bet in housing finance space?
Home First stands out in the crowded affordable home financing space
BUSINESS
What explains the distressed valuation of this housing finance company?
Mortgage lender's stock has plunged 49 percent year-to-date (YTD) compared to a 9 percent fall in the Nifty in the same period
BUSINESS
Fintechs at the gate – regulatory intervention to gain ground
The probability of disruptors getting disrupted have increased as fintechs stare at big regulatory risks
BUSINESS
What makes this platform business a red-hot bet despite shrinking volumes?
The stock has corrected more than 50 percent from its 52-week high price seen in mid-March’22
BUSINESS
City Union Bank: Faster loan pick-up, asset quality comfort will drive rerating
The bank management had guided to better return on assets (ROA) at 1.5 percent by FY23 and has already delivered 1.4 percent in FY22
BUSINESS
US earnings | Healthy headline growth in Q1 masked weakness under the surface
In an inflationary environment with a looming threat of an economic slowdown, the decline in valuation usually precedes the downward earnings revisions
BUSINESS
This non-bank micro lender is the best play on recovery in microfinance
The management’s guidance is very positive and the expected good monsoon will provide a boost to the rural economy, which is a key target client market
BUSINESS
Why Prudent Corporate is worth a look in uncertain times
Prudent is the third largest MF distributor after NJ India and ICICI Securities among the non-banks with a closing MF AUM of Rs 49,473 crore as of March end
BUSINESS
IDBI Bank’s journey is far from smooth. But why should investors consider it?
The central government's and LIC’s exit can boost the stock upside
BUSINESS
Does Paytm’s valuation drop from $19bn to $5bn make it a worthy bet?
Profit seems to be passé, but healthy growth in key operating metrics in FY22
BUSINESS
Why should investors consider IIFL Wealth despite volatile capital markets?
In the recent correction in the equity markets, IIFL Wealth’s stock has fallen to Rs 1,550 which is 7 percent lower than the Bain’s acquisition price
BUSINESS
Should investors bet on Bandhan Bank stock?
The silver lining in Bandhan’s performance in recent years has been its liability franchise, both in terms of quantity and quality
BUSINESS
Factors that can trigger SBI stock uptick in the face of distressed valuation after strong earnings
SBI’s distressed valuation is pricing in the most risks ranging from the government ownership to the weakening macroeconomic environment
BUSINESS
Prudent Corporate Advisory Services IPO – Which listed peers have better value than the issue?
Prudent is the third largest MF distributor after NJ India and ICICI Securities among the non-banks with an average AUM of Rs 48,411 crore as of end December ’21
BUSINESS
CSB Bank racks up solid numbers in FY22, but will the shine of gold loans continue?
CSB Bank has chalked out its growth plan. However, a lot depends on execution
BUSINESS
RBI unnerves while Fed soothes the equity markets. What should investors do?
Amid slowing growth, inflation concerns and central bank action, the re-pricing of risk is under way. It started with bonds, particularly at the short end of the yield curve, in US bonds. It will soon be seen in equities
BUSINESS
HDFC Q4 earnings marked by strong loan growth and better asset quality
HDFC’s strong loan growth in the individual segment on a very high base continues to surprise all
BUSINESS
LIC IPO - Many hits and a few misses. Should investors subscribe?
LIC's IPO is priced at a significant discount to private peers. Why so?
BUSINESS
Bajaj Finance’s stock valuation – The good, the bad, and the ugly
BFL’s business has to be seen through a prism – an NBFC, a fintech player, or a potential bank?
BUSINESS
Will ICICI Bank’s valuation discount with HDFC Bank narrow after stellar Q4?
FY22 earnings reflect a strong comeback by ICICI Bank
BUSINESS
ICICI Lombard: FY22 earnings muted, but structural growth story intact
ICICI Lombard is readjusting its motor vehicle portfolio away from the private car segment, given the pricing competition. Instead, it is focusing on the CV segment
BUSINESS
Margins steal the show at ICICI Pru, premium growth takes focus
Business transformation visible in improving product mix, higher margins and enhanced distribution channels
BUSINESS
HDFC Bank’s Q4 shines, growth takes precedence over margins
HDFC Bank’s earnings growth in Q4FY22 could have been over 30 percent, had it not created contingency provisions of Rs 1,000 crore during the quarter. While such fine-tuning of numbers leads to ‘boring consistency’ in HDFC Bank’s numbers, it highlights the bank’s ability to spread risks across cycles
BUSINESS
More consolidation in housing finance? Merger of HDFC twins suggests so
With no advantage on the funding side and increased regulatory costs, the profitability of HFCs is under pressure, and they are operating on wafer-thin margins
