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Hiral Thanawala

Principal Correspondent

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How to make a sound financial plan that can help you reach all your goals

BUSINESS

How to make a sound financial plan that can help you reach all your goals

One of the most important aspects of financial planning is risk profiling. Avoid investing haphazardly in risky products.

4 important money matters for which rules change from today: Here’s what you must know

BUSINESS

4 important money matters for which rules change from today: Here’s what you must know

Rules on bank e-mandates, pension life certificates, merged government bank cheque books and salary structures for fund house staff are set to change

UK-bound students may need to spend on quarantining

MCMINIS

UK-bound students may need to spend on quarantining

RBI norms on credit and debit cards e-mandates kick in today. Here's what you must know

BUSINESS

RBI norms on credit and debit cards e-mandates kick in today. Here's what you must know

For all auto-debit payments on your credit and debit cards, one-time re-registration is required for e-mandates. Above Rs 5,000 you will require two-factor authentication for every recurring debit

Here are five banks that offer up to 7.30% interest on 3-year FDs for senior citizens

BUSINESS

Here are five banks that offer up to 7.30% interest on 3-year FDs for senior citizens

Small finance banks and smaller private banks top the FD interest rate charts

See your kid as a Manu Bhaker or Neeraj Chopra in the making? Here's how to fund your child's Olympic dream

BUSINESS

See your kid as a Manu Bhaker or Neeraj Chopra in the making? Here's how to fund your child's Olympic dream

At the junior level, for any sport, the recurring expenses could work out to Rs 15,000 a month. Planning for your child's sports career require an understanding of your child's talent and inclination. But more importantly, a good coaching academy that excels in the sport your kid wishes to take up.

Top banks queue up to offer low rates on home loans this festive season: Should you switch?

BUSINESS

Top banks queue up to offer low rates on home loans this festive season: Should you switch?

Leading private and public sector banks are competing to offer lower interest rates and are waiving processing fees to woo customers

These five banks offer up to 7% interest on savings accounts

BUSINESS

These five banks offer up to 7% interest on savings accounts

Small finance banks are offering higher interest rates on savings accounts compared to private and public sector banks

Can senior citizens take a home loan?

MCMINIS

Can senior citizens take a home loan?

Beware of converting debit card buys to EMI

MCMINIS

Beware of converting debit card buys to EMI

5 private banks that offer up to 6.75% on savings accounts

BUSINESS

5 private banks that offer up to 6.75% on savings accounts

DCB Bank offers interest rates of up to 6.75 percent on savings accounts

Federal Bank rolls out three new credit card variants: Should you apply?

BUSINESS

Federal Bank rolls out three new credit card variants: Should you apply?

The bank decides the interest rate for a customer based on the average monthly balance in the operative savings account

How dynamic interest rates on credit cards work

MCMINIS

How dynamic interest rates on credit cards work

Account aggregators go live: Here’s a step-by-step guide to sharing your financial data

BUSINESS

Account aggregators go live: Here’s a step-by-step guide to sharing your financial data

You can now provide consent to your bank for using your data while applying for a personal loan, home loan, credit card, etc. An account aggregator can provide a full view of your finances.

5 private banks that offer up to 6.10% interest on 1-year fixed deposits

BUSINESS

5 private banks that offer up to 6.10% interest on 1-year fixed deposits

Smaller private banks offer higher interest rates compared to HDFC Bank, ICICI Bank and Axis Bank

These 5 banks offer up to 6.5% interest on tax-saving fixed deposits

BUSINESS

These 5 banks offer up to 6.5% interest on tax-saving fixed deposits

Private and small finance banks top the FD interest rate charts on tax-saving deposits

Some respite for depositors of stressed lenders

MCMINIS

Some respite for depositors of stressed lenders

5 important personal finance tasks that you must complete in September

BUSINESS

5 important personal finance tasks that you must complete in September

The last date to link PAN card with Aadhaar is September 30, 2021. You cannot make any financial transaction if your PAN is not linked to your Aadhaar.

Bank of Baroda credit cards devalues rewards, withdraws some features

BUSINESS

Bank of Baroda credit cards devalues rewards, withdraws some features

BoB Financial Solutions, a subsidiary of Bank of Baroda that issues cards, announced changes in rewards and benefits on Easy, Swavlamban and Select credit cards effective from September 15. This was a month after it had announced lifetime free credit cards

Why CRED Mint is not easy money?

MCMINIS

Why CRED Mint is not easy money?

These banks offer up to 7% interest on savings accounts

BUSINESS

These banks offer up to 7% interest on savings accounts

Small finance banks are offering higher interest rates on savings accounts compared to private and public sector banks to acquire new retail customers

Flying abroad for studies? 6 tips for great campus experience

BUSINESS

Flying abroad for studies? 6 tips for great campus experience

Students traveling abroad should carry vaccine certificate, know about quarantine norms of the foreign country, carry forex card, take adequate student insurance cover, etc.

This new credit card is aimed at those just into their first jobs. It’s easy to get. Should you apply?

BUSINESS

This new credit card is aimed at those just into their first jobs. It’s easy to get. Should you apply?

Getting a credit card for those with no credit history is tough. But this new virtual credit card makes it easier. It deploys other ways to judge an applicant profile

What happens if you don't repay a gold loan?

MCMINIS

What happens if you don't repay a gold loan?

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347