BUSINESS
Account aggregators go live: Here’s a step-by-step guide to sharing your financial data
You can now provide consent to your bank for using your data while applying for a personal loan, home loan, credit card, etc. An account aggregator can provide a full view of your finances.
BUSINESS
5 private banks that offer up to 6.10% interest on 1-year fixed deposits
Smaller private banks offer higher interest rates compared to HDFC Bank, ICICI Bank and Axis Bank
BUSINESS
These 5 banks offer up to 6.5% interest on tax-saving fixed deposits
Private and small finance banks top the FD interest rate charts on tax-saving deposits
MCMINIS
Some respite for depositors of stressed lenders
BUSINESS
5 important personal finance tasks that you must complete in September
The last date to link PAN card with Aadhaar is September 30, 2021. You cannot make any financial transaction if your PAN is not linked to your Aadhaar.
BUSINESS
Bank of Baroda credit cards devalues rewards, withdraws some features
BoB Financial Solutions, a subsidiary of Bank of Baroda that issues cards, announced changes in rewards and benefits on Easy, Swavlamban and Select credit cards effective from September 15. This was a month after it had announced lifetime free credit cards
MCMINIS
Why CRED Mint is not easy money?
BUSINESS
These banks offer up to 7% interest on savings accounts
Small finance banks are offering higher interest rates on savings accounts compared to private and public sector banks to acquire new retail customers
BUSINESS
Flying abroad for studies? 6 tips for great campus experience
Students traveling abroad should carry vaccine certificate, know about quarantine norms of the foreign country, carry forex card, take adequate student insurance cover, etc.
BUSINESS
This new credit card is aimed at those just into their first jobs. It’s easy to get. Should you apply?
Getting a credit card for those with no credit history is tough. But this new virtual credit card makes it easier. It deploys other ways to judge an applicant profile
MCMINIS
What happens if you don't repay a gold loan?
BUSINESS
How to draft a functionally sound power of attorney
A PoA helps to get your administrative work done with ease in case you fall ill, become too old to manage daily chores or live abroad and can’t visit India often
BUSINESS
DCB Bank, RBL Bank and Yes Bank offer 6.50% on tax-saving fixed deposits
Union Bank of India reduced the interest rate to 5.50 percent from 5.55 percent earlier
BUSINESS
Here are five banks that offer up to 7.25% interest on 3-year FDs for senior citizens
Smaller private and small finance banks top the FD interest rate charts.
BUSINESS
Experian India's Neeraj Dhawan flags the stress in consumer and personal loans
We see an increase in the 30 Days Past Due (DPD) bucket for consumer, personal and two-wheeler loans, says the MD
BUSINESS
Here are top five private banks that offer up to 6.75% interest on savings accounts
Newer and small private banks are offering higher interest rates on savings accounts to acquire retail customers
BUSINESS
Four changes that will impact your money from August
If you are ICICI Bank customer then make a note of the revised charges effective from August 1. The bank has revised cash transactions limits, ATM Interchange and cheque book charges for its domestic savings account holders.
BUSINESS
Here’s how much money you would have if you’d invested in Bitcoin in 2010
Bitcoin, like all other cryptocurrencies, is the most volatile investment around
BUSINESS
Bitcoin up 22 percent in last week. What should investors do?
If you intend to invest significant amounts in Bitcoins, you should use averaging strategies as no one can time the market
BUSINESS
Explained: All about HDFC Bank’s COVID Scholarship to needy students
The scholarship is offered to students who have lost either or both of their parents to the pandemic since January 2020, or students whose earning family members have lost their employment
BUSINESS
How to make the most of the festive sales offers from Amazon, Flipkart and Reliance Digital
Use cards of partner banks for additional discounts and cashbacks. Avoid shopping for stuff you may not use immediately and zero-cost EMI.
BUSINESS
Axis Bank acquires Citibank’s credit card business: Should you continue using your card, will your credit score be hit—all your questions answered
It’s important you migrate to a credit card that has equal or better rewards and offers. Also, your credit limit should remain the same or improve
BUSINESS
Now, you can lend and borrow cryptocurrencies. But are the risks worth it?
Cryptocurrency exchanges like Vauld and ZebPay allow lending and borrowing of crypto coins. You can generate annual returns of up to 6.7 percent on Bitcoin and Ethereum by lending these for a specified period
BUSINESS
Banks offer COVID-19 loans on easy terms: Should you opt for these?
A personal loan should be your last resort while borrowing. If you are in a tight financial situation, first try and tap your emergency corpus if you have one
