BUSINESS
RBI hikes repo rate by 40 bps: How is it going to affect borrowers and depositors?
Borrowers would feel the implication of the repo rate hike across all categories of loans, both secured and unsecured. Depositors will earn higher interest rates as rates will start going up
BUSINESS
Four important money matters that start in May
Higher interest rates on loans, an increase in charges by a private bank on savings/salaried accounts, and the start of swing pricing in mutual funds are among the regulatory and operational changes kicking off in May
MCMINIS
Why will RBI’s new rules benefit credit-card customers?
BUSINESS
Lounge visits, vouchers, travel insurance: Credit cards that offer goodies for domestic travel
The domestic travel credit cards offer airport or railway lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight and hotel bookings
MCMINIS
How to invest spare change in MFs
BUSINESS
Are you a frequent traveller? Here are five best credit cards with complimentary airport lounge access in India and abroad
For frequent traveller by airways, credit cards with airport lounge access are very helpful. So, choose the one which is economical in annual fees and provides most benefits with complimentary airport lounge access
BUSINESS
INOX cinemas’ InstaPay wallet has goodies that help you buy movie tickets. Should you open an account?
The newly launched INOX InstaPay wallet is beneficial for moviegoers who prefer watching a movie only in an INOX multiplex
BUSINESS
Apps that allow you to invest loose change in mutual funds, gold and US stocks: Should you download them?
Change investing, a new concept in India, allows you to invest at a variable frequency and buy fractionalized assets. At the very least, it instils in you the habit of investing at a low cost
MCMINIS
Should you use a multiplex chain's digital wallet?
BUSINESS
Travelling abroad for summer vacations? These five credit cards charge low forex markup fee
Banks charge foreign exchange markup fee when you are making a payment in a foreign currency. So spend wisely while travelling abroad
BUSINESS
Now you can make cardless withdrawals from any bank’s ATM in India
Interoperability in cardless cash withdrawal transactions will help reduce frauds like skimming, card cloning and device tampering
BUSINESS
Ten banks that offer up to 7.5% interest on three-year FDs for senior citizens
Small finance banks and new private banks top the FD interest rate charts.
MCMINIS
Factors to consider before investing in NCDs
BUSINESS
HDFC Bank-HDFC merger: All you need to know about the impact on customers
What will be the home-loan interest rate applicable post merger? What about interest on deposits? Here are the answers to the most common queries from customers after the mega merger announcement
BUSINESS
Investors should be in large-cap funds despite volatility: Rajesh Cheruvu of Validus Wealth
As FY23 starts, Rajesh Cheruvu, Chief Investment Officer at Validus Wealth, shares his thoughts on asset classes such as stocks, bonds, gold and global equities.
MCMINIS
Why get a student credit card
BUSINESS
Five important money matters that need your attention this April
From higher third-party motor insurance premiums to safeguarding investor money and the introduction of mobile wallet interoperability, April has several regulatory and operational changes to watch out for.
BUSINESS
Five steps to organise your personal finances in the new financial year
If your tax-planning exercise was a mad dash to beat the March 31 deadline, here’s how to avoid a repeat this year
BUSINESS
Your money calendar for 2022-23: Keep your dates with your moneybox, investments, taxes
Aside from investing and paying your taxes on time, keep one day a month to account for your expenses and finances. And pay your credit card bills on time.
BUSINESS
These banks offer up to 7% interest on savings accounts
Small Finance Banks are offering higher interest rates compared to leading private banks
BUSINESS
These credit cards charge low annual fee, offer better long-term value
Most of the low annual fee credit cards are focused on quite sensible spending categories such as grocery, online shopping, food ordering, etc.
BUSINESS
Here's how can you can get a gold loan at your doorstep, literally
If you cannot repay the gold loan, the lender may seize and auction the pledged gold to recover the outstanding balance.
BUSINESS
These private banks offer up to 6.5% interest on three-year FDs
Smaller private banks offer higher interest rates compared to leading ones.
BUSINESS
These banks offer 7% interest on NRO deposits
Small finance banks and smaller private banks offer the best interest rates for non-resident deposits
