BUSINESS
Jaisalmer fort or a Goa beach, here are 5 money hacks for a destination wedding
Popular wedding destinations are very expensive. So, choose an offbeat destination, invite only family and close friends, and stick to your budget. Read on
BUSINESS
Planning for year-end holidays? These credit cards offer travel goodies
Even if you can't afford an international holiday during the year-end and Christmas peak season, there's plenty to look forward to domestically. Many credit cards offer airport or railway lounge access, discounts on travel-related purchases, and rewards or air miles that can be redeemed against flight bookings
MCMINIS
Beware of fake loan offers during festival season
BUSINESS
Six changes in the financial landscape this November
From an unscheduled RBI meet that may lead to an increase in home loan interest rates, to higher fees on card transactions, a lot is happening in November. Here is what you need to watch out for.
REAL-ESTATE
How to make a solid leave and licence rental agreement
A leave and licence rental agreement is a contract between a landlord and a tenant. The agreement specifies the terms and conditions based on which the property is let out.
BUSINESS
Banks hike FD rates on select tenures; pick one that suits you
Banks big and small are trying to attract investors by offering higher interest rates — as high as 7.7 percent — but for a limited period only.
BUSINESS
Company FDs offer higher interest than banks. Mind the added risks, though
From HDFC, LIC housing finance to Shriram Transport Finance Co, company FDs are offering interest rates in excess of 7 percent for 3-year fixed deposits. But watch out for their credit ratings before you invest.
MCMINIS
Use laddering strategy to invest in fixed deposits
BUSINESS
This Diwali, here are five hacks to plug that hole in your wallet
Make smart choices about how you spend your money to avoid a lousy aftertaste, once the festivities are over. Steps like making a festive budget, avoiding illusive offers, and not overusing credit cards will help.
BUSINESS
Diwali Bonanza: BoB, HDFC Bank, ICICI Bank lead cheaper loan offers
Several Diwali loan offers are currently on. But read the fine print before you opt for one. Take loan only if you really need to borrow.
MCMINIS
Are EV car loans cheaper?
BUSINESS
Planning to buy a car this Diwali? Banks offer attractive rates on EV car loans
SBI, Bank of Baroda and Axis Bank, among others, are offering better interest rates on EV car loans than petrol and diesel variants. And there’s a tax benefit too. But lack of enough charging stations across the country might be a temporary roadblock. However, that’s not dampening the rising popularity of EVs.
MCMINIS
Should you opt for a pre-approved personal loan?
BUSINESS
Seven newly launched credit cards to watch out for
Till now, the year 2022 has seen several newly launched cards. While some of these are offered in collaboration with popular brands and focus on brand-specific advantages, others are designed to give value-back across multiple brands and categories.
PERSONAL-FINANCE
Diwali holiday travels: Credit cards with low forex markup fee
Credit cards with low forex markup fees comes with travel benefits like complimentary lounge access, hotel memberships and additional benefits.
MCMINIS
Studying abroad? Open a student bank account
BUSINESS
Carrying forward a balance on your credit card? Here are five low interest credit cards
There are credit cards, typically super-premium ones, that charge a comparatively lower interest rate and make credit card debts less of a burden.
BUSINESS
How much will RBI’s new 50-bps rate hike pinch you as a borrower?
The fresh hike in repo rate is likely to have a market-wide impact on borrowers as existing EMIs, as well as new loans, are set to become costlier. The rate hike has given momentum to rising FD interest rates.
BUSINESS
Six money rules for your wallet this October
From tokenisation of cards to nominations while investing in National Pension System and mutual funds to charges introduced for paying rent using credit cards, a lot is happening in October. Here is what you need to watch out for.
BUSINESS
Recurring deposit or mutual fund SIP: Which is better?
Investing in RDs and mutual funds through SIP brings in financial discipline. Both instruments allow investors to build a corpus over time.
MCMINIS
How to make UPI payments using credit card?
BUSINESS
Recurring Deposit Rates | These banks offer up to 7.35% interest for 5-year tenor
Conservative investors who have a regular income stream can prefer investing in recurring deposits. Investment in RDs is taxable. Neither the money invested nor the interest earned is exempt, and both are taxed as per the tax slab.
BUSINESS
Festive Sale 2022 | Five credit cards that make shopping more rewarding
While shopping during the festive sale, spend smartly and responsibly. These cards have been arranged according to the least annual fees
MCMINIS
Why do you need NRE and NRO accounts?
